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Joined June 2014
Introducing Fold Reserve. Fund your Reserve inside Fold to unlock higher reward rates on eligible card purchases, bill pay, and no fee, no added spread bitcoin trading. A new account to reward your entire life. Explore Reserve in the app.
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I’ve reread Hal Finney’s “Bitcoin and Me” more times than I can count. It’s the post that made bitcoin feel human to me. I’m definitely not Hal, but I wanted to try writing my own. willreevesfold.substack.com/…
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The gap between what a home costs and what a household earns has been widening for decades. That same cost is one of the few big expenses rewards programs rarely touch. blog.foldapp.com/the-math-on…
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Accumulated $12.75 in $BTC in 1 day of using $FLD Credit Card for every day purchases What in the world am I buying? @willreeves
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Hourly workers across America watched inflation eat ~20¢ of every hour’s pay since March. Steak ’n Shake workers open Fold and see their 21¢ hourly Bitcoin Bonus is now worth 26¢. They’re not 'Bitcoiners'. They’re just better off. This is the future of bitcoin in America. partners.wsj.com/the-nakamot…
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"That’s what bitcoin’s promise should mean in practice. Not speculation for the wealthy, but an opportunity for ordinary Americans to build financial resilience, one paycheck at a time." -@willreeves gettingbitcoin.org/articles/…
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At a $100,000 Reserve balance, eligible Fold Bitcoin Credit Card purchases earn 5% back in bitcoin on the first $5,000 each month, then 1.5%.
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The bigger an expense is in your life, the less it tends to earn back. Rent, mortgage payments and utilities rarely earn rewards at all. Here's why rewards ended up this way, and what Fold Reserve changes. blog.foldapp.com/the-rewards…
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Fold Reserve. Outperform your savings account. Your card goes everywhere, and Reserve raises the rate it earns as your tier goes up.
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Rent and mortgage are the biggest bills of the month. With a Reserve balance of $5,000 or more, eligible ACH bill payments can earn bitcoin back on your first $5,000 each month.
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Fold Reserve is stored value you buy in the Fold app. The amount of Reserve you have sets your tier. Your tier sets your reward rate on eligible spend across Fold.
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Here's the full table: At $5,000, bitcoin buys and sells come with zero fees and zero added spread, and your bill payments start earning bitcoin. Card and bill pay rates go up with each tier from there.
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Fold Reserve is stored value you buy in the Fold app. The amount of Reserve you have sets your tier. Your tier sets your reward rate on eligible spend across Fold.
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Here's how it works: Money in Reserve is held at FDIC-member banks and invested in Treasuries and money markets. That yield is passed straight back to you.
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Reserve isn't FDIC insured. It's a separate account that sits alongside Fold's checking and savings.
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