Sahamati

🚀 Celebrating Innovation in Open Finance at SamvAAd 2026! From 100+ entries to 48 shortlisted teams, the Financial Services Innovation Challenge 2026 brought forward promising solutions shaping the future of financial services. 🏆 6 Winners | 4 Special Appreciation Awards | 3 Innovation Themes At SamvAAd 2026, powered by @_Ignosis AI, we recognised innovators developing solutions to expand financial access, strengthen financial infrastructure, and unlock new possibilities through data. Congratulations to all the winners, and a special thank you to @IIMAVentures, our Innovation Challenge Partner, the jury, and all participating teams for making this initiative a success. 🔗 Discover the winning solutions and highlights from the Innovation Challenge: sahamati.org.in/samvaad2026-… 🔗Watch the video if you missed it: youtu.be/gV8wTIc1hag #SamvAAd2026xIgnosisAI #InnovationChallenge #OpenFinance #AccountAggregator #Sahamati

🪔✨ Wishing everyone a Happy Diwali! May this festival of lights bring new beginnings, brighter opportunities, and a future filled with happiness, prosperity, and togetherness. Warm wishes from Team Sahamati! ✨ #HappyDiwali #Diwali2026 #Sahamati

From 8 to 11 to 30. One team, one shared vision, and a commitment that keeps growing. SamvAAd 2023 began with a team of just 8 at Sahamati. By SamvAAd 2024, we had grown to 11. And at SamvAAd 2026, 30 of us came together to bring India's Open Finance Summit to life. The team has grown, the scale has evolved, and so have the energy, passion, and commitment behind every edition. Beyond the sessions, conversations, and milestones, SamvAAd 2026 was also a celebration of the people working together to advance India's Account Aggregator ecosystem. Here's to the team behind the scenes, the journey we've shared, and the many milestones ahead! Onwards to an even bigger, bolder SamvAAd next year! @bgmahesh | @KiranGopinath | @GoenkaGuptaShal | @RutvikPaikine #SamvAAd2026 #TeamSahamati #AccountAggregator #OpenFinance

From consented data sharing to measurable impact on credit growth and financial inclusion. We are pleased to share “Consent to Credit – The Digital Way”, the first report jointly authored by Sahamati and @CRIF_India, capturing the impact of the Account Aggregator (AA) Framework on India's lending ecosystem. Launched at SamvAAd 2026, the report goes beyond adoption numbers to examine how AA is transforming credit underwriting, expanding access and improving lending outcomes. Some key findings from the report: - ₹3.82 lakh crore in AA-enabled lending across 3.68 crore loans in FY26. - Higher share of New-to-Credit borrowers in AA lender cohorts – 28.5% vs. 8.6% in mid-ticket business loans. - Higher average loan ticket sizes across personal and auto loans. - Lower PAR 90+ across several AA-enabled lending segments, indicating better portfolio quality. - 2.1% increase in night-time light intensity in PIN codes with higher AA-induced credit exposure, indicating increased economic activity, based on CAFRAL research. The report also features case studies from five lenders, showcasing how AA is helping extend formal credit to underserved borrowers, particularly in Tier 2 and Tier 3 markets, while enabling better underwriting and collections. The larger message is clear: AA is evolving beyond data sharing to become a meaningful enabler of credit growth, financial inclusion and economic development. Read the report: sahamati.org.in/wp-content/u… Read the blog: sahamati.org.in/samvaad2026-… Watch the recording: youtu.be/bzFdenOETTc #AccountAggregator #OpenFinance #FinancialInclusion #DigitalLending #Sahamati #CRIF

🏆 Recognising excellence in India's Account Aggregator ecosystem! At SamvAAd 2026, powered by @_Ignosis, 14 organisations received 16 recognitions across 11 award categories for driving AA adoption and impact. Congratulations to all the winners! 🔗Meet the winners: sahamati.org.in/samvaad2026-… @SBILife | @HDFC_Bank | @AxisBank | @AxisMaxLifeIns | @KotakBankLtd | @Bajaj_Finance | @HHF_Housing | @tatacapital | @earlysalar53892 | @HeroHFL | @MobiKwik | @saafe_in | @CdslIndia

“A core goal of public policy should be to facilitate the development of institutions that bring out the best in humans.” — Elinor Ostrom What does it take to create institutions that enable diverse participants to work together towards something none could build alone? India's Account Aggregator ecosystem offers a compelling example of a shared institutional commons: shaped through participation, trust, and common rules, with institutions that enable diverse participants to work towards a shared purpose. Stewarding Open Finance: Participatory Foundations of the AA Ecosystem, Sahamati's Annual Report, was released at SamvAAd 2026. A reflection on how this commons has taken shape, the role of stewardship in sustaining it, and what it will take to take it further. Read the report: sahamati.org.in/wp-content/u… #Stewarding #OpenFinance #ParticipatoryFoundations #Sahamati #SamvAAd2026 @bgmahesh | @GoenkaGuptaShal | @RutvikPaikine

Thank you, @unifiedfintech (UFF), for powering SamvAAd 2026 as our SRO Partner! Your association brought valuable perspectives on fintech innovation, ecosystem collaboration, and strengthening trust in digital financial services. We value your support in shaping a more connected and responsible financial ecosystem. #Sahamati #UFF #Fintech #OpenFinance #AccountAggregator

Thank you, Finance Industry Development Council (@FidcIndia), for powering SamvAAd 2026 as our SRO Partner! Your participation strengthened the dialogue on the evolving role of NBFCs, responsible lending, and the opportunities emerging from India's open finance ecosystem. We appreciate your partnership in advancing industry collaboration and innovation. #Sahamati #FIDC #OpenFinance #AccountAggregator

Thank you, SaDhan (@Sadhan1999), for powering SamvAAd 2026 as our SRO Partner! Your association reinforced the importance of financial inclusion, responsible finance, and extending the benefits of digital financial services to underserved communities. We value your partnership in building a more accessible and inclusive financial ecosystem. #Sahamati #SaDhan #FinancialInclusion

Thank you, National Urban Co-operative Finance and Development Corporation (@nucfdc), for powering SamvAAd 2026 as our SRO Partner! Your association brought valuable perspectives on strengthening the cooperative banking ecosystem and expanding access to digital financial services. We appreciate your support in fostering greater collaboration and financial inclusion. #Sahamati #NUCFDC #FinancialInclusion

Thank you, Fintech Association for Consumer Empowerment (@FACEOfIndiaOrg), for powering SamvAAd 2026 as our esteemed SRO Partner! Your participation contributed to important conversations on responsible innovation, consumer trust, and the evolving financial services ecosystem. We value your partnership in advancing a more inclusive and responsible digital financial ecosystem. #SamvAAd2026xIgnosisAI #Sahamati #FACE #OpenFinance

Fostering customer awareness and education is mission-critical to bringing Account Aggregator (AA) to 500 million Indians, a vision shared by Shri Nandan Nilekani at SamvAAd 2026, held on 15th October 2026. Making this vision a reality begins with helping people understand how AA can benefit them. 🎬 And we're bringing that story to life with AA Se Aasaan Hai! Our first film, Deepak – The Dreamer, is now LIVE, showcasing how simpler, consent-based financial information sharing can help people move closer to their aspirations. This is just the beginning. One story at a time, we're bringing AA closer to every Indian! ▶️ Watch the film: youtu.be/OdcJ_LqDseA 🌐 Explore: aaseaasaanhai.org/ #AASeAasaanHai #AccountAggregator #Sahamati

RT @aaseaasaanhai: The next chapter of India's Digital Public Infrastructure is here! As Shri @NandanNilekani highlights, Account Aggregat…