Silo v3: universal credit layer for onchain assets. Risk-isolated lending, lender protection, high yield, real-time risk. App: https://nitter.gq/t.co/kghDYyxtpH $SILO
SiloDAO
Joined November 2020
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Silo v3 is LIVE.
Silo introduces the safest lending markets in DeFi.
We rebuilt the core assumption behind lending: collateral does not need to be sold to keep markets solvent.
That shift puts lender protection first — and makes yield more durable.
Here’s how 👇
🚨 Important announcement: Silo is winding down its Sonic markets 🚨
Liquidity and usage on Sonic have dropped too far, making liquidations critically difficult.
If you have a Sonic position on Silo, please close it now. App access ends Dec 31.
Details and steps below ↓
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Why: liquidity and usage on Sonic have dropped sharply, which makes liquidations unreliable and raises oracle risk.
Affected: 3 markets and 2 Earn vaults on Silo v2.
Markets: v2.silo.finance/markets?chai…
Earn vaults: v2.silo.finance/earn?chain=s…
Timeline and steps:
→ Now: please close your positions on Silo v2.
→ Dec 1: Sonic markets will be removed from the Silo app. Users with existing positions can still access them through the UI.
→ Dec 31: app access ends. After that, positions can only be managed at the contract level.
Borrowers: repay and withdraw collateral.
Lenders: withdraw deposits. Availability depends on each market’s liquidity.
Earn vault depositors: withdraw from the vaults. Availability depends on the liquidity of the markets each vault allocates to.
Silo markets and vaults on other chains are not affected. Silo will never DM you or ask you to migrate funds.
If you need any help, reach out to us on Discord.
Thank you to everyone who used Silo on Sonic.
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The first markets on @pharos_network are live!
→ APC3M: a 3-month USDC vault with exposure to emerging-market consumer credit
→ pALPHA: the Pharos RealFi Vault, allocated to diversified RWAs
Explore them below 👇
First markets on Pharos:
• APC3M/USDC: app.silo.finance/markets/pha…
• pALPHA/USDC: app.silo.finance/markets/pha…
Each market is isolated, with its own collateral, oracle and parameters.
Silo is live on @pharos_network!
Silo v3 and Silo Vaults are both deployed on the financial L1 for RealFi.
Explore new markets: app.silo.finance/borrow?netw…
First markets on Pharos:
• APC3M/USDC: app.silo.finance/markets/pha…
• pALPHA/USDC: app.silo.finance/markets/pha…
Each market is isolated, with its own collateral, oracle and parameters.
Silo is coming to @pharos_network, the financial L1 for RealFi!
Pharos brings RWAs onchain. Silo gives them a place to work, with isolated markets where RWAs can be used as collateral.
Expect new markets next week.
What Silo brings:
Each Silo market is isolated, with its own collateral, oracle and parameters. A problem in one market stays in that market.
RWAs can have thin secondary liquidity, so when DEX liquidity isn't enough, a second liquidation path is available on Silo v3.
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RWAs won't jump onchain in one move.
There's a transition period ahead: assets moving between traditional and onchain rails market by market.
Silo is built for that transition.
New RWA markets and integrations are coming soon! 👀
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rTokens are coming to Silo v3.
We're ready to support @RealityFi_xyz Tokenized Stocks, powered by @BitgetWallet.
You'll be able to use rTokens in our isolated markets soon.
Stay tuned!
Welcoming a new @RealityFi_xyz to Bitget Wallet
1,700+ tokenized US stocks are now accessible 24/7 via rTokens. 1:1 backed by US stock custody, traders get direct access to Nasdaq + NYSE liquidity
Hold, trade or pair them. Imagine the endless realities: web3.bitget.com/en/blog/arti…
Lenders carry the risk in every lending market.
In most protocols, the liquidation fee for that risk goes to an external liquidator.
Silo v3 pays lenders twice: interest, plus the liquidation fee when the CDS mechanism activates.
If collateral can't be sold on a DEX, it transfers directly to lenders at a discount instead.
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RWAs are coming onchain faster than most lending infra can support them.
Liquidation-based lending assumes deep DEX liquidity. Tokenized real-world assets sometimes don't have it.
Silo v3 is closing that gap. When collateral can't be sold on a DEX, the Collateral-Debt Swap clears the debt and distributes the collateral directly to lenders.
Stay tuned for upcoming RWA integrations!
Every protection mechanism has someone paying for it.
And someone benefitting from the protection.
At Silo, we're always trying to balance between lenders and borrowers.
With Silo's CDS, borrowers get access to more types of collateral, while lenders get the collateral directly at a discount in case of a liquidation.
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Learn more about our new liquidation mechanism here: docs.silo.finance/docs/users…
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Silo is building toward a future where any asset with a credible price feed can have its own isolated lending market.
Most onchain assets don't have one today.
That opens new collateral paths for high-quality assets that don't have deep liquidity onchain yet.
Most tokenized RWAs can't get a lending market, and it isn't a quality problem.
Liquidation assumes someone can profitably sell the collateral. If there's no depth, it doesn't work.
Silo v3 adds a path that doesn't need the DEX sale.
That changes the question from how fast the collateral sells to what it's worth.
Under this mechanism, periods of onchain volatility won't force the selling at the worst possible time.
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What to check before lending into any market:
→ Collateral
→ Oracle
→ Liquidation threshold
→ Utilization
Silo v3 shows all four, per market, plus a full risk level report.
Explore all Silo markets: silo.finance/
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