Swift

What will define the next generation of cross-border payments? The answer? More than just speed. Throughout @Sibos, conversations repeatedly focused on the customer experience. How do we make cross-border transactions more intuitive, more transparent and more predictable for the people and businesses making them? As industry initiatives continue to scale, attention is shifting beyond infrastructure alone and towards simplifying the payment journey itself, helping customers initiate payments using information they already know and trust. The direction of travel is clear: the future of cross-border payments will be shaped not only by how quickly money moves, but by how simple and seamless the experience becomes. Find out more: swift.com/insights/news/four… #CrossBorderPayments #Sibos

Innovation and governance. Aren't those opposites? "The most successful innovations are rarely those that eliminate governance. They are the ones that create better ways of governing complexity," writes Nick Kerigan in his latest Perspectives article. As tokenisation and new forms of financial infrastructure develop, the industry faces some familiar questions: Who gets a voice? Who makes decisions? How do networks balance stability, access and investment? And how do they maintain trust when participants have different interests? 👉 Read what governing for good could mean for the future financial system: lnkd.in/enBHG9dp

"It's going to unlock a lot of use cases for our members, which is super exciting." We caught up with Thomas Dugauquier at @Sibos 2026 to look back at how far Swift's ledger has come over the last 12 months, and what's next for the industry. Find out more about Swift's ledger: bit.ly/3VV5fqs #SwiftLedger #CrossBorderPayment

สวัสดีประเทศไทย! 🇹🇭 (Hello, Thailand!) Kasikornbank (KBank) has become Thailand's first gateway bank in the Swift payments scheme, helping financial institutions deliver an enhanced cross-border payment experience with greater transparency, visibility and predictability. It's another step towards our shared ambition: making cross-border payments as simple, transparent and predictable as domestic ones. We're delighted to have KBank on this journey with us. Find out more: bit.ly/4sEbNpA #CrossBorderPayments #SwiftScheme

“We've made an incredible amount of progress in a short period of time.” At @Sibos 2026, Jack Pouderoyen reflected on how far we've come with Swift's ledger and the exciting possibilities now coming into view. Find out more: bit.ly/3VV5fqs #SwiftLedger #CrossBorderPayments

Cross-border payments shouldn't feel cross-border. Customers expect the same seamless experience they get from domestic payments. That means intuitive journeys, transparent fees, clear processing times and visibility every step of the way. Explore practical ways to create better payment experiences. bit.ly/4yU5a47 #CrossBorderPayments

"The whole point of the ledger is not just to have a blockchain, it's to make money move where it's required so that business can flow," said Swift’s Thomas Dugauquier, speaking at @Sibos 2026. At the event, conversations around digital assets reflected a broader shift in focus. The discussion is no longer centred on the potential of tokenisation alone, but on how tokenised forms of value can operate at scale and connect with the wider financial ecosystem. Find out more: bit.ly/4dWd5X4 #CrossBorderPayments #Sibos

What were the biggest takeaways from Sibos 2026? Nearly 11,000 delegates came together to discuss the future of payments, digital assets and AI. One message stood out throughout the week: the industry is moving from ambition and experimentation to implementation and scale. Our four key takeaways: - Better customer experiences will define the future of cross-border payments - Tokenised value is moving towards an interoperable financial system - AI is increasing the importance of trust and resilience - Progress depends on industry-wide collaboration Read our reflections: bit.ly/4dWd5X4 #CrossBorderPayments #DigitalAssets #AI

The future of finance isn't about choosing between digital assets and payments. It's about connecting them. DBS Bank sees the Swift ledger as a key part of making that possible, helping connect tokenised deposits, digital assets and cross-border payments into a seamless customer experience. Learn more: bit.ly/3VV5fqs #SwiftLedger #Interoperability

Spain is raising the bar for cross-border payments. Over the past decade, Spain has become a leader in instant payments. Today, the Spanish banking community is building on that success by connecting domestic payment capabilities with international payment networks. The result? A faster, more transparent and more predictable experience for businesses and consumers alike. Read more: bit.ly/4BkBwYg #CrossBorderPayments #SwiftScheme

"The Swift ledger will allow us to integrate into our banking offering a way to reach every single settlement route that we want to provide to our clients anywhere in the world." At Sibos, BNP Paribas shared its perspective on how the Swift ledger can help digital value move through trusted infrastructure at global scale. Learn more: lnkd.in/etcAig49 #SwiftLedger #CrossBorderPayments

From thought-provoking discussions to four-legged networking opportunities, making new connections was a key theme at Sibos 2026. 🐾 Beyond the puppy lounge, the industry came together to explore some of the biggest questions shaping the future of financial services: • How is AI changing resilience and security? • What will it take to prepare for a quantum-safe future? • How can we make cross-border payments feel as simple as domestic ones? • What's needed to deliver on the G20 cross-border payments goals? • How are Swift’s scheme, ledger and AI working together to support the future of value movement? Above all, Sibos reinforced one thing: progress happens when the industry comes together. Thank you to everyone who stopped by the Swift stand, joined a session, shared an idea or started a conversation. And a special thank you to Miami Animal Rescue for helping make Sibos a little brighter while supporting an important cause. See you next year in Singapore. #Sibos #Swift #Payments

"A best-in-class payments experience is no longer optional – it’s baseline. Everybody expects it and we have to deliver.” Reflecting on #Sibos from the Swift Studio, Jonathan Cox, Chief Corporate Officer at Swift discusses the big themes we’ve heard in Miami this year. Alongside delivering exceptional payment experiences, he stressed the importance of preventing fragmentation as new forms of value come online as well as leaning into trust and resilience. Catch up on sessions from the week: swift.com/news-events/events…

🏆 Congratulations to the winners of the Swift Hackathon 2026! @StanChart won the Business Challenge with their tokenised receivables solution, while @PictetGroup came up with a ‘Control Passport’ to win the Technical Challenge. Shout out to runners-up, @chainlink and @SunTecGroup, alongside honourable mentions @TDBank_US and @KaikoData. Learn more about the winning solutions: swift.com/news-events/news/s… #digitalassets #innovation #interoperability #hackathon

Speaking at #Sibos 2026, Swift CIO Mike Manos argued that resilience is no longer about preventing every disruption, but preparing for it. In a world shaped by AI, cyber threats and increasing interdependence, organisations must build resilience, security and trust into everything they do. 📌 The message was clear: don't wait for change to happen. Start now, adapt continuously and work together to strengthen the ecosystem. Watch the recording: swift.com/news-events/events… #cybersecurity #AI #quantum #qday

"This time last year, I stood on the Sibos stage in Frankfurt and said we would deliver a blockchain-based ledger. And I know I caught some people by surprise. Swift and blockchain? TradFi and DeFi? Could they really go together? Can Swift really pull it off? Twelve months later, the Swift ledger is live and in use by some of the world's largest financial institutions. By the end of the year, we will have at least 19 banks using it across 5 major currencies to power 24/7 payments using tokenised deposits." — Javier Pérez-Tasso, Swift’s CEO, Sibos 2026

The conversations shaping the future of finance are happening this week in Miami. With packed sessions, busy meeting spaces and industry leaders gathering from across the globe, Sibos is delivering a week full of insights, connections and new ideas. Here's a *swift* glimpse of what we've seen so far at #Sibos 👀

It's Day 2 at #Sibos! From a packed Swift theatre, delegates watched a payments scheme transaction travel from Brazil to the USA in real time. The session demonstrated how this shared framework is helping banks deliver a faster, more transparent and predictable cross-border payment experience 🚀 Missed the session? If you’re in Miami, there are more opportunities to see the ‘scheme in action’ throughout the week. Explore the programme: swift.com/news-events/events…