Credit platform backed by financial guarantees

New York City
Joined August 2024
Cap does NOT use Railway for any production applications. Our platform continues to operate normally with no exposure to today’s security disclosures. Our team continues to monitor all industry developments and security disclosures to ensure the ongoing safety of our operations.
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Most lending decisions are made by intermediaries risking other people's money. What if underwriters had to back every loan with their own collateral? New episode with Benjamin Sarquis Peillard, Founder and CEO of Cap. Full episode in the replies 👇
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Live support is now available directly on Cap App! Users can now get help from our team and AI assistant without having to join Telegram, Discord, or any external messaging platform.
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Final post.
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Dennis Dinkelmeyer (@DennisMidas), CEO of Midas (@MidasRWA), explains why non-USD stablecoins need term structures in onchain lending to scale. Borrowers want duration, he said, and term could bring more real-world loans and a more diversified currency mix. Listen to the panel for thoughts from Piotr Saczuk (@stablecoin_p) of Stablewatch (@stablewatchHQ), Benjamin Peillard (@Benjamin918_) of Cap (@CapApp), and Aidan Bristow of Gauntlet (@gauntlet_xyz).
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Announcing our final set of partners for Onchain Day at TOKEN2049 Singapore, powered by @StellarOrg! Built by @wrappedxyz, hosted by @momentumxglobal and amplified by @realmotioninc. 🟩 @usecowboy 🟩 @Ymaxapp, built by @agoric 🟩 @Anchorage 🟩 @CapApp 🟩 @cybrid_xyz 🟩 @KAIO_xyz 🟩 @Multichain 🟩 @solana And thank you to all of our current partners! @AlgoFoundation | @CertiK | @FlareNetworks | @0G_labs | @ChainPatrol | @Dune | @ethereuminsti | @GoKiteAI | @Mercuryo_io | @moraleshr | @_quakeai 🗓️ RSVP: luma.com/onchaindaytokensing…
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Putting private credit on-chain can make settlement faster, improve transparency, and automate payments. But who bears the loss when a loan goes bad? @Benjamin918_ from @CapApp, argues that the biggest problem is misaligned incentives: thefr.com/news/tokenizing-pr…
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Cap has created a novel credit marketplace with a new participant, the funded underwriter. Instead of a central team allocating capital, an independent party posts collateral and is rewarded for their judgment. This is how Cap enables onchain credit to scale across industries.
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When yield has no visible source, you are the source. @defidave of @CapApp on separating sustainable onchain yield from the kind that ends badly. The question isn't what's the rate. It's who's paying it and why. Brought to you by @wrappedxyz and @realmotioninc
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Lombard’s Bitcoin Onchain Credit Strategy is funded underwriting in practice. By providing sound judgement, Lombard earns a premium. Credit is evolving and Cap is leading the way.
Credit is the latest addition to Lombard's suite of yield opportunities. Bitcoin Onchain Credit Strategy (BTCoc) launched two months ago. BTCoc posts LBTC as collateral on @symbioticfi to underwrite a USDC credit line from @CapApp to @FlowTraders. In two months we scaled to $45m, generating close to 2% net APY on Bitcoin. As LBTC scales it's underlying active allocation managed by @Bitwise, the strategy targets 4% net. Bitcoin will win.
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Over the past year, institutions and brick & mortar businesses alike have been coming onchain. When these companies collectively onboard billions of dollars, they demand a level of transparency and recourse few can provide. Through funded underwriters, Cap is one of those few.
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Credit: @ChangeNOW
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Your PnL is up on @fomo. You're ready to withdraw some USD but you don't want them to sit idle. Now you can put them to work on Cap. Here's how to move into stcUSD and start earning yield. All you need: funds in Fomo and a few minutes of your time. Step by step guide 👇
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9/ You're all set. When the order completes, stcUSD arrives in the wallet you connected. To confirm, connect that wallet at cap.app and your stcUSD balance and current yield show at the top. That's it. You're earning.
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Cap is a credit platform powered by funded underwriting and backed by Franklin Templeton. Holding stcUSD mean's you're holding Cap's yield-bearing asset. That yield comes from borrowers who each have an underwriter posting collateral on each borrower's behalf. More details about Cap and this step-by-step guide can be found in our latest post: cap.app/blog/how-to-transfer…
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