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ALT Line chart titled: 'Cheapest Fixed Mortgages' showing the cheapest two-year and five-year fixed mortgage rates at 80% loan-to-value from May 2022 to October 2026, alongside the Bank of England base rate. Both mortgage rates rose sharply in 2022\u201323, then generally fell through 2025 before rising again in 2026.

ALT Table comparing the annual cost of HRT prescriptions with and without an HRT prepayment certificate. For one item a month, the annual cost is \u00A3118.80 without a certificate, compared with \u00A319.80 with one. For two items a month, it's \u00A3237.60 versus \u00A319.80, and for three items a month, it's \u00A3356.40 versus \u00A319.80. Figures are based on a prescription charge of \u00A39.90 per item. Some HRT treatments are excluded from the certificate \u2013 see the NHS website for details.













