📣 Thanks to our members and clients, we’ve reported strong Q3 results. More members are choosing SoFi and they are using more products than ever before. In Q3, we delivered: 👉 $1.4B in adjusted net revenue, up 44% 👉 $470M in adjusted EBITDA, up 70% 👉 1.2M new members, bringing us to 17.1M 👉 2.2M new products, bringing us to 26.7M Our momentum is broad-based and our conviction in the future is stronger than ever. We raised our 2026 guidance and introduced a 2027 outlook. Full Q3 results: investors.sofi.com/news/news…

Q3 showed what happens when you keep investing in the future while executing in the present. ✅ Record $16.9B in loan originations with strong credit performance ✅ SoFi Coach reached 1.66M conversations and a 92% thumbs-up rate ✅ SoFi Plus grew to 273,000 subscribers ✅ We became the first national bank to go live with stablecoin settlement across Mastercard’s global payments network ✅ We expanded our digital-asset platform through Payward and launched SoFi Earn ✅ We continued building the technology platform across payments, banking cores, ledgers, risk and fraud We have come a long way in less than a decade. Our ambitions for the future and the impact we can have in the lives of our members and clients remain just as bold. See all Q3 earnings results: investors.sofi.com/news/news…

The strength of SoFi’s business is increasingly visible in three measures: How many members we serve, how many products each member uses, and how much revenue we generate per product. We now serve 17.1M members using 26.7M products, with products growing faster than members and 51% of new products opened by existing members. Financial Services products now represent 87% of our total products, and fee-based revenue reached $571M, or 42% of total revenue. That compounding engagement and improving monetization is further diversifying our revenue, with eight businesses now generating more than $100M in annualized revenue.

Our CEO @AnthonyNoto is kicking off $SOFI’s Q3 earnings call. Q3 results reflect broad-based momentum, deeper member relationships and continued execution across SoFi. Join the call at 8:00 AM ET to hear more: events.q4inc.com/attendee/78…

We are now at the point of financial scale (revenue and profit) where our current capital position, in addition to our organic capital generation, is sufficient to fund our business and our planned growth in 2027. Our guidance does not require raising additional capital and we are confident we can execute that plan organically given the balance sheet we have built, the capital we will generate organically from the business and the position we are in today.

From rising living costs to uncertainty around AI, @kylascan breaks down the economic pressures weighing on consumers and why spending hasn't necessarily slowed down. Watch the full episode of The Important Part. ➡️ youtube.com/watch?v=tjDbYIUx…

Our favorite way to spend a Sunday 🏟️ We brought our SoFi Plus members out to cheer on the @RamsNFL from the suite, complete with jerseys from the newest member of #TeamSoFi, @Kyrenwilliams23. Thanks to everyone who joined us! Another exclusive game day experience is coming soon 👀 Upgrade to SoFi Plus for $10/month* so you’re ready when it drops. sofi.com/sofi-plus/

Stop timing the market. Instead of trying to guess the perfect moment to buy crypto, scheduling recurring buys let you use a dollar-cost averaging strategy to spread purchases out over time. Try it in the SoFi app 👉 sofi.com/crypto/recurring-bu…

SoFi’s Chief Market Strategist @LizThomasStrat breaks down the Gartner Hype Cycle and what it could mean for AI's future and the markets. ⬇️ Watch the full episode of The Important Part for more. youtube.com/watch?v=tjDbYIUx…

ICYMI: 4.50% ➡️ 4.70%. That’s the new highest APY, available to SoFi Plus ➕ members for up to $20K in a SoFi Bank savings account.* It’s the just the latest from SoFi Plus. Subscribe for only $10/month^: sofi.com/sofi-plus/