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Ron A. Rhoades, JD, CFP®

@280lmtd

Financial Advisor/Principal, Scholar Financial, LLC. Director of the Personal Financial Planning Program at Western Kentucky University, Assoc. Prof. of Finance

 Bowling Green, KY
ronrhoades.com
Joined June 2011
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Photo by Ron A. Rhoades, JD, CFP® (@280lmtd)Photo by Ron A. Rhoades, JD, CFP® (@280lmtd)Photo by Ron A. Rhoades, JD, CFP® (@280lmtd)Photo by Ron A. Rhoades, JD, CFP® (@280lmtd)Photo by Ron A. Rhoades, JD, CFP® (@280lmtd)Photo by Ron A. Rhoades, JD, CFP® (@280lmtd)Photo by Ron A. Rhoades, JD, CFP® (@280lmtd)Photo by Ron A. Rhoades, JD, CFP® (@280lmtd)Photo by Ron A. Rhoades, JD, CFP® (@280lmtd)
I used to love football. Played it in high school and briefly in college. Coached it. Attended games. But over a decade ago, I abandoned it ... I can't support a sport (even as spectator) that involves so many brain injuries. scientificamerican.com/artic…
Landmark study finds three in four NFL players die with CTE

Landmark study finds three in four NFL players die with CTE

The staggering new estimate is based on an analysis of thousands of former players’ medical records

scientificamerican.com
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Birds are more afraid of women than men. Scientists have no idea why sciencedaily.com/releases/20… My take on the the"why" ... Men just throw birds a fry; women start questioning their life choices, lineage, and personal space boundaries!
Birds are more afraid of women than men. Scientists have no idea why

Birds are more afraid of women than men. Scientists have no idea why

Scientists have uncovered a strange pattern in urban bird behavior: Across five European countries and 37 species, birds consistently fled sooner when approached by women than men. Researchers have...

sciencedaily.com
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Ron A. Rhoades, JD, CFP® retweeted
Ron A. Rhoades, JD, CFP® (@280lmtd) profile picture
Ron A. Rhoades, JD, CFP®@280lmtdOct 11
About 14 million U.S. children live in households without reliable access to enough food. Nearly 30% to 40% college students facing the same problem. The need across the country is now high; it is up to we - Americans who can - to respond. linkedin.com/pulse/5-am-line…
A 5 a.m. Line for a 10 a.m. Pantry: Our Food Banks Need Us Now

A 5 a.m. Line for a 10 a.m. Pantry: Our Food Banks Need Us Now

This summer, people began lining up outside the United Bronx Parents food pantry in New York City as early as 5 a.m.

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About 14 million U.S. children live in households without reliable access to enough food. Nearly 30% to 40% college students facing the same problem. The need across the country is now high; it is up to we - Americans who can - to respond. linkedin.com/pulse/5-am-line…
A 5 a.m. Line for a 10 a.m. Pantry: Our Food Banks Need Us Now

A 5 a.m. Line for a 10 a.m. Pantry: Our Food Banks Need Us Now

This summer, people began lining up outside the United Bronx Parents food pantry in New York City as early as 5 a.m.

linkedin.com
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THE PERFECT STORM IN HIGHER EDUCATION I write about the challenges facing higher education ... and some potential solutions. scholarfinancial.com/perfect…
The Perfect Storm: Challenges Facing Four-Year Colleges and Universities in 2026 and Beyond -...

The Perfect Storm: Challenges Facing Four-Year Colleges and Universities in 2026 and Beyond -...

Higher education is entering a period of transformation unlike anything we've seen in a century - but it's not hopeless: it's a time for transformation.

scholarfinancial.com
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Ron A. Rhoades, JD, CFP® retweeted
Western Kentucky University (@wku) profile picture
Western Kentucky University
@wkuAug 12
Topper Fest is almost here! 🎉 Kick off the new academic year with music, food, games, giveaways, student-athlete autograph sessions and fireworks on South Lawn! Join us for the sixth annual Meijer Topper Fest and celebrate the start of the fall semester. 📅 Friday, August 21 ⏰ 5:30 p.m. 📍 South Lawn #WKU #TopperFest #FallAtWKU
Image from Western Kentucky University (@wku)
Image from Western Kentucky University (@wku)
Image from Western Kentucky University (@wku)
Image from Western Kentucky University (@wku)
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My guest speaker was astounded. Not a single student used a laptop - they had all realized something that a year chasing #AI taught me, a professor and researcher of 40 years: Writing by hand was the only way the material actually stuck. professormoneybear.com/the-a…
The Analog Year: How I Went Looking for AI Tutors and Came Back Carrying Pencils – Professor Money...

The Analog Year: How I Went Looking for AI Tutors and Came Back Carrying Pencils – Professor Money...

We were told to pursue AI tools in the classroom - but my recent year found a new conclusion: while AI helps, it does not produce learning.

professormoneybear.com
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Kyla Scanlon on the tech stock selloff. Love her mention of ... diversification (my favorite word in investing) and the need for AI LLM companies to generate real profits. Kyla is a prominent financial educator, author, and content creator youtube.com/shorts/JZLiKFILH…
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Pleased to announce the launch of "Professor Money Bear" - posts on personal finance, and success in life. Coming this summer is our first book, "Beyond the Bear Necessities: Personal Finance for a Fulfilling Life" 📕 🐻 Sign up for previews at: lnkd.in/eVNDYZwK

LinkedIn

This link will take you to a page that’s not on LinkedIn

lnkd.in
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The Five Essential Traits I Desire My Students to Master linkedin.com/pulse/five-esse…
The Five Essential Traits I Desire My Students to Master

The Five Essential Traits I Desire My Students to Master

There is a moment I have witnessed hundreds of times across more than two decades of teaching, and it never loses its power. A student walks into my office defeated - by a grade, by a rejection, by...

linkedin.com
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Individual acts of courage matter, now, more than ever. Should you wait for the committee report? Or ... What Can You - Faculty and Staff - Do Now to Transform Higher Education? linkedin.com/pulse/summer-mo…
As the Summer Months Approach, What Can You - Faculty and Staff - Do to Transform Higher Education?

As the Summer Months Approach, What Can You - Faculty and Staff - Do to Transform Higher Education?

A Call to Transform Higher Education - by the Individual Actions of Faculty and Staff We Don't Need Incremental Change. We Need a Revolution in How We Teach, How Students Learn, and What a Degree...

linkedin.com
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Check out my latest article: Live Your Life by Design, Not by Default linkedin.com/pulse/live-your… via @LinkedIn
Live Your Life by Design, Not by Default

Live Your Life by Design, Not by Default

“I went to the woods because I wished to live deliberately, to front only the essential facts of life, and see if I could not learn what it had to teach, and not, when I came to die, discover that I...

linkedin.com
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The experience that tech workers have had over the past year, of watching AI go from “helpful tool” to “does my job better than I do”, is the experience everyone else is about to have. Law, finance, medicine, accounting, consulting, writing… flip.it/eGu2OQ

Something big is happening in AI — and most people will be blindsided

Think back to February 2020.A few people were talking about a virus spreading overseas. If someone told you they were stockpiling toilet paper you would have thought they’d been spending too much …

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The college textbook of the future needs a fundamental redesign ... to empower learning to truly occur. linkedin.com/pulse/reimagini…
Reimagining the College Textbook: A Call to Transform Higher Education in the Age of AI

Reimagining the College Textbook: A Call to Transform Higher Education in the Age of AI

How evidence-based design can reclaim genuine learning from the twin threats of cognitive offloading and student disengagement The traditional college textbook is dying - and perhaps it should. For...

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For the New Year, if I could share just one thing with everyone on a university or college campus, it would be this: linkedin.com/pulse/smile-gre…
“Smile, Greet, Engage” – Addressing The Quiet Crisis Walking Past You Every Day

“Smile, Greet, Engage” – Addressing The Quiet Crisis Walking Past You Every Day

A Call to Transform Higher Education Through Human Connection by Ron A. Rhoades, JD, CFP®, Pedagogical Associate Professor of Finance and Co-Director, Cerity Partners Financial Planning Program,...

linkedin.com
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Check out my latest article: A Christmas Afternoon Mystery: The Case of the Vanishing Cake Corner linkedin.com/pulse/christmas… via @LinkedIn
A Christmas Afternoon Mystery The Case of the Vanishing Cake Corner

A Christmas Afternoon Mystery The Case of the Vanishing Cake Corner

Let me tell you about the crime that nearly destroyed Christmas. Well, perhaps "destroyed" is a strong word.

linkedin.com
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Ron A. Rhoades, JD, CFP® retweeted
ESPN College Football (@ESPNCFB) profile picture
ESPN College Football
@ESPNCFB24 Dec 2025
Western Kentucky pulls out the win over Southern Miss in the New Orleans Bowl ⚜️
Image from ESPN College Football (@ESPNCFB)
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Reclaiming the Classroom: Why Analog Pedagogy and Human Skills Matter More Than Ever in Higher Education, and Why AI Tools Must Be Well-Designed linkedin.com/pulse/reclaimin…
Reclaiming the Classroom: Why Analog Pedagogy and Human Skills Matter More Than Ever in Higher...

Reclaiming the Classroom: Why Analog Pedagogy and Human Skills Matter More Than Ever in Higher...

A defense of meaningful learning in an age of digital distraction and AI dependency, as we are poised to enter into 2026 - another year of potential transformation - and a call to action. by Ron A.

linkedin.com
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Why Haven’t Mortgage Rates Followed the Fed’s Lead? scholarfinancial.com/mortgag…
Why Haven’t Mortgage Rates Followed the Fed's Lead? - Scholar Financial

Why Haven’t Mortgage Rates Followed the Fed's Lead? - Scholar Financial

In September 2025, in late October 2025, and again in December 2025 the Federal Reserve cut interest rates – something that typically signals good news for borrowers. Yet instead of celebrating...

scholarfinancial.com
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Ten Tough Questions You Should Ask Any Financial Advisor scholarfinancial.com/ten-tou…
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