AI Tools Explorer

Let’s review the ChatGPT Finance feature👀 TLDR - I don’t think most people need this in its current state. Example financial institutions you can connect into via Plaid: - American Express - Bank of America - Charles Schwab - Capital One - Wells Fargo - Robinhood - Discover - TD Bank - Citibank - Chase - SoFi Example use cases from OpenAI: - Review subscriptions and bills - Cash flow and income trends - Finding unusual transactions - Spending breakdowns - Investment allocation - Debt payoff strategy At the moment, it seems to be more knowledge-based (ex: how much have I spent on childcare in the last 3 months) and less task-based (ex: send Mr Lundy $50k). The power will come from doing things in ChatGPT that you *can’t* do in a single banking platform. I want to see more focus on financial freedom, fulfillment, and security, as well as overall portfolio management in the examples. I don’t need ChatGPT to tell me my Bank of America balance. Waste of tokens. I can see that in two seconds in my app or ask the bank’s chatbot. Power usage would be things like “analyze my spend and balance patterns across Chase, BofA, and Wells. Spin up 29 agents to research all offerings from those three. Suggest new reallocation plan to maximize liquidity and guarantee minimum 4% returns” or “across all of my investment dollars, run simulations of the economy (research predictions from Stanford, MIT, etc and map them out) for the next two years, build an ML model to predict the likelihood that I can buy a $5M home in the next 2 years” or “graph my finances against my calendar for the last 2 years, help me score my time usage against my FIRE goals while increasing my social time by at least 1h per week” or even “look at all my finances. Spin up scheduled agents that do smart things that relate to my goals. If you need clarification, interview me”