Adam Zuckerman (@AdamZuck13) profile picture

Co-Founder @bettermoney_co | Former Eigen, L&W We're hiring: https://nitter.gq/t.co/83AhmDIJlD

Joined January 2020
Photo by Adam Zuckerman (@AdamZuck13)Photo by Adam Zuckerman (@AdamZuck13)Photo by Adam Zuckerman (@AdamZuck13)
When I choose where to bank, I do it based on the services, UX, and brand. I take for granted that the spending power won't differ. This is singleness of money. Stablecoins are breaking singleness. We're fixing that so stablecoins are, in fact, better money.
People hold money in thousands of banks, neobanks, and payment platforms in the US, but the value of your dollar doesn’t change depending on where you hold your money. That’s singleness. Stablecoins don’t have it yet. Converting between one dollar stablecoin to another today typically happens via exchanges, AMMs, or OTC desks. That introduces slippage, a market-driven cost that’s variable and hard to predict, on top of ordinary fees. In our latest post, our co-founder @AdamZuck13 covers how fiat built singleness, where stablecoins still fall short, and the clearing infrastructure that closes the gap: bettermoney.com/insights/sta…
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Adam Zuckerman retweeted
One of my favorite sales motions at The Better Money Company is when we start by working with the treasury team, then they introduce us to the product team. Turns out Better Money helps you make better products and simplifies your back office!
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We talk a lot about moving money “at par” at TBMC. As much as we love a good golf analogy (@LayneHaber), that’s not what we’re talking about. “At par” means a dollar should always remain worth a dollar even in transit. With stablecoins today, that's not how it works. When you convert one stablecoin to another or move across chain, you often experience slippage. This is par value of a dollar breaking. It’s unacceptable. We can’t credibly call stablecoins better money until this is fixed. That’s what we’re doing here at TBMC.
$1 should equal $1. That’s what moving money “at par” means. Most stablecoin conversions today don’t work that way. That’s because they run through crypto trading rails: exchanges and market makers. Swap 100,000 USDA into USDB that way, and what arrives depends on the market at that moment. If the best buyer is paying $0.999, you get about 99,900 USDB. That gap is slippage. The Better Money Company’s clearinghouse takes the trade out of the process. We redeem USDA and mint USDB directly with the issuers, so every step happens at par.
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It's truly an admirable level of confidence to have public Venmo transactions turned on. You have to trust yourself and all your friends. That's nuts.
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In an age of AI and agents, people still like a nice UI to work from. They asked and we delivered!
Say hello to the TBMC Console! Send, receive, and convert stablecoins, test in a real-money sandbox, and see your whole account in one place. Built for treasury and operations teams, and for developers who want to get hands-on from day one. Here's what's inside: ⚡️Instant or Standard settlement for payments and conversions 🔃Auto Routes: one deposit address that converts any supported stablecoin automatically 💡Test funds faucet: TBMC provides real USDC for you to test 💻Your account, wallets, and orders in one view and more!
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Two companies with compliance at their core joining forces to make stablecoin payments better! 🤝
Your business holds $USDC, and a vendor invoices you in $RLUSD. Now what? Today that mismatch sits in the middle of your payment: go to an exchange or OTC desk, sell your USDC, buy RLUSD, eat the slippage and fees, wait for it to settle, maybe bridge chains, and then finally pay the invoice. All of that to move from a dollar to a dollar. Together with @notabene_id, we’re removing this complexity. Notabene Flow orchestrates the invoice payment, the TBMC clearinghouse converts between stablecoins with no slippage, 1:1, and with predictable timing. You pay in what you hold, your vendor receives what they want, and you never think about the step in between. First payment through the integration? Our own invoice. We’re a Notabene customer, so we paid them through Flow with the TBMC clearinghouse handling conversion. Watch @SamBroner and @na_alice make the payment live:
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My wife is jealous of my side-agent. She says I’m giving it too much spending money.
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There shouldn’t be a single standard for when to freeze a stablecoin. Different stablecoins should freeze under different (transparent) conditions. I want my stablecoin I use in DeFi to have stricter freeze conditions than the stablecoin used by my bank to move money under the hood. Companies will want to make this decision for themselves on behalf of their users. One big reason why there will be hundreds or thousands of stablecoins in the long run.
these two separate "Tether freezes" news out today are wild, not just for the news themselves but the bigger point of Tether controlling $180B with the flip of a switch. I'm not saying stablecoin issuers shouldn't freeze accounts in the case of hacks and other extreme cases, but there should be a predictable standard to do so. I think the lowest risk option is to do so only do under court order (I believe that's what Circle does), the problem is that's often too slow and hackers will get away. but some intermediate process that's not completely arbitrary.
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We’re expanding our offering!
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Movie pitch: The Departed, but for AI agents. A rogue agent is undercover inside the control monitors. A control monitor is undercover among the rogue agents. Each is trying to figure out who (what?) the other is. Who gets flipped? Fate of humanity is at stake. Your welcome Hollywood
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What happens when there are hundreds of stablecoins? Sam talks it through with @jacqmelinek on @_TalkingTokens, plus what a clearinghouse does and what it takes for stablecoins to become everyday money. Full episode below.
Today’s episode with @SamBroner, CEO of @bettermoney_co, dives into: - How stablecoins could double margins for businesses - What stablecoins need to become everyday payment infrastructure - Why interoperability could be a bigger problem than having thousands of stablecoins TIMESTAMPS 00:44 From Microsoft and the Fed to stablecoins 02:21 Why Sam saw the stablecoin opportunity early 04:54 Is today's money system actually working? 05:23 What is a stablecoin clearinghouse? 07:17 Why stablecoin issuers need interoperability 10:10 Why companies want their own stablecoins 12:25 Why Better Money doesn't issue a stablecoin 13:40 What happens if there are thousands of stablecoins? 17:13 When stablecoins become everyday money 18:56 What needs to happen for mainstream payments? 21:05 How quickly could stablecoin payments become normal? 22:53 The economics of credit card fees 24:41 Do stablecoins threaten Visa and Mastercard? 26:42 Stablecoins vs. banks and existing payment rails 28:05 Why AI agents could pay with stablecoins 30:23 Your AI agent may use stablecoins without you knowing 31:41 How much money should you trust an AI agent with? 33:54 When consumers stop thinking about stablecoins 36:43 Sam's vision for the future of money 37:10 Sam's career advice Watch below or on X:
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We don't trade dollars with fiat - we shouldn't do that with stablecoins either! This is essential for stablecoins to cross the chasm to be better money. The BIS knows this: bis.org/speeches/20260828-pu…
Selling a stablecoin on an exchange treats it like an asset. For payments, that's fundamentally the wrong approach. The TBMC clearinghouse eliminates the trade from moving between dollars: direct integrations with issuers, 1:1 redemption, stablecoin to stablecoin. Our co-founder, @AdamZuck13, breaks it down on @withpersona's Personally podcast.
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Imagine launching a new bank and needing to pay seven figures to Citadel to market make your wires to ensure there is enough liquidity. That's how moving between different tokenized dollars works today. It shouldn't be. And doesn't need to be.
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coffee shops with cold brew is the best gentrification index
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Adam Zuckerman retweeted
The most important stablecoin technology is often the infrastructure users never see. Liquidity, wallets, orchestration, compliance and interoperability allow stablecoins to move reliably between assets, networks and markets. This group of Rising Influencers to Watch in North America is building those foundations. Recognised in the Stablecoins Most Influential 2026 list: @gizmothegizzer, Founder & CEO @perena @catgu_, Head of Digital Assets Product @SolanaFndn @jackchong_jc, CEO @checkercorp @KevLeht, CEO @borderlessxyz @nassyweazy, CEO @Bastion @rodrifernandezt, Co-founder @crossmint @rynesaxe, CEO @eco @SamBroner, Co-founder @bettermoney_co Their work spans stablecoin-native finance, global liquidity, programmable wallets, payment orchestration and clearing infrastructure. Together, they are tackling the complexity behind the technology so the next generation of stablecoin products can scale. Join us in congratulating them and explore the full Stablecoins Most Influential 2026 list.
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Incredible to be able to spend the July 4th weekend watching the greatest athletes on earth compete under brutal heat, with their nation watching, and everything on the line. The grit. The performance under pressure. The hours, days, and years of hard work behind the scenes paying off. The best of the best rising to the top. Joey Chestnut still the GOAT. Absolute dominance.
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Any billionaire tax should come with a Billionaire Card where certain laws don’t apply: -park wherever you want -no TSA -free school tuition
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Also, no late fees at your local library. And free guac at chipotle
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Do men born before 1960 sweat less? Just wearing a full suit on the subway in 80+ degree weather without a drop of sweat...
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