🚨 JUST IN: @EnerdexOrg flips the switch on the $XRP Ledger.

🚨 JUST IN: #Ripple partners with Arf to bring settlement liquidity to the $XRP Ledger. → The problem: Payment companies have to pre-fund every cross-border transfer, then wait days for it to settle. That locks up huge amounts of working capital. Bank credit lines take months to set up and demand heavy collateral. → Who Arf is: A Swiss-regulated financial institution based in Zug that gives licensed payment companies short-term working capital. It helped pioneer PayFi, short for payment finance. → Arf's scale: Around $10,000,000,000 a year in global settlement volume since launching in November 2022, with its capital turning over 4 times every month. → The deal: Arf will provide $RLUSD settlement liquidity to licensed cross-border payment companies on the $XRP Ledger. → How it works: RLUSD is lent out to keep payments moving, repaid within 1 to 5 days as they settle, then sent straight back out again. → Phase 2: Once XRPL's native Lending Protocol (XLS-66) and Single Asset Vaults (XLS-65) go live on mainnet, Arf plans to move the program onto the ledger itself. It's already a design partner on both. → The best part: Payment companies don't even need to touch the blockchain. It all runs behind the scenes. What it means: → The XRP Ledger gets real, revolving lending activity backed by real payment flows → RLUSD powers the entire credit cycle, from loan to repayment → $XRP pays the fees and reserves behind every transaction Real payments. Real credit. Settling on the XRP Ledger.