I'd like to promote my friend's company. He runs a Slovenian crypto OTC service to exchange cryptos to fiat and vice versa. bitnik.eu/en/ What are the advantages they have over a crypto exchange: * By law they are not subject to CRS regulation, so they do not do any automated reporting to the tax authorities! * They can also process large volumes (if you want to buy a house or apartments anywhere in the world ) * Up to 100k they have fees of about 2%, from 100k 1% * They can send money to Georgia and apparently also to Paraguayan bank accounts * Unlike crypto exchanges, they are not blacklisted by banks, so when a transaction comes from them to your bank, the banks have no problem with it (!) and they don't know that it is crypto money