Entrepreneur / Travel Enthusiast / Aim to visit 100 countries / Credit Card expert / In Love with Credit Card points & Miles
Joined October 2021
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Light up your life this Diwali!
Wishing you joy, abundance, and beautiful moments.
Happy Diwali! 🪔🎉
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@IDFCFIRSTBank @RBI There was a communication received from IDFC bank which stated that there’s going to be a redemption cap of 6,00,000 points on travel bookings effective July 17, 2026. According to the RBI mandate whatever changes proposed by the bank that rule takes effect from that particular date. But @IDFCFIRSTBank has taken into account of my previous redemptions as well, when I connected with the IDFC customer care they are mentioning that the yearly cap is applicable from Jan 01, 2026. So what happens if I redeemed 8,00,000 points?
@RBI Can you please clarify on this? Is IDFC bank is at fault or not?
A few weeks ago, there were rumours about possible changes to ITC, Air France–KLM Flying Blue, and Air India. I expected either a devaluation or these programmes being moved out of Group B.
To stay on the safer side, I transferred the remaining Group B points across these three programmes, based on my travel plans and likely redemption needs.
Two essential resources not to overlook on your international travel:
1. TopCashback - whether paying with cash or redeeming points
2. Visa Power Travel
These platforms can effectively provide cashback or rewards on your travel expenditures at no additional cost.
Review the Visa cards you have used internationally in the past. Many cards offer complimentary benefits or cashback opportunities that can be claimed with minimal effort.
Went to the car showroom to test drive and book my long time favourite SUV. But instead took a test drive of their Top end EV SUV, got impressed with the features, battery range and comfort, and purchased the same 😊
Can you guess the model?? 🤞
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Qatar Privilege club brings in restrictions on booking award tickets.
They have introduced 2 type of programs to add people to book award tickets: Family & Friends program and My list.
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As the season of My favourite fruit - Mango is on full swing, the Question I want to ask, which one do you think is best in Taste & Aroma - Alphonso or Imam Pasand??? 😉
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Lot of DM’s asking whether to transfer HSBC points to Accor right away, so I want to mention clearly again, it’s still a rumour but why I posted this time was last time when I came across the rumour on Axis x Accor I didn’t post because I didn’t want to create unnecessary panic.
But that rumour turned into hard reality, coz I was expecting change in transfer ratio but the transfer itself was suddenly removed. This time the rumour was mentioned by the same person, so I thought to better share it this time.
Hearing a rumour on HSBC x Accor, so transferred balance points to Accor. Just a reminder, it’s just a rumour.
But on the other hand it’s the same rumour on Axis x Accor few months back turned into reality, at that point too I transferred to Accor from all my Olympus card balance 😊
All Signature plan helped to pool most of the points into one account 😉
Stay for the next few years sorted ⭐️
