Nobody stopped you from investing in the stock market. If you never did that at any point in your life, that’s on you. You’re a grown adult. Take some responsibility. You have golf clubs as your profile pic and “real estate” in your handle. Hard for me to believe that you’re impoverished. If you admit that it’s a “shit system” then you should want nothing more than to fix it for the sake of your descendants. But instead it sounds like you want to get whatever you can out of it and leave your grandchildren holding the bag. That’s actually a despicable, selfish mentality, and it’s about time we start calling it what it is. I’m floating some ideas to fix the problem but you’re making it clear, as so many of your peers have made it clear, that you do not want it to be fixed if the solution will inconvenience you in any way at all. Meanwhile, your generation spent decades voting exclusively for politicians who would prop up the very “shit system” that you’re now complaining about. Again, where does personal responsibility factor in here? If you want young people to stop bitching and take ownership of their own lives and choices, when will you do the same?