Jesse Bobrowski of Calvert Home Mortgage Investment Corporation says brokers can create better outcomes by understanding what clients are ultimately trying to achieve and using alternative financing as a strategic bridge rather than a permanent solution. hubs.la/Q04BHxlQ0

The Bank of Canada’s penultimate interest rate decision of 2026 arrives on Wednesday (October 28), and there's no consensus among experts on whether a rate hold or hike is in store. hubs.la/Q04CvF8n0

Chris Allard of Smart Debt Mortgages says many borrowers are focusing on their personal finances and affordability rather than trying to predict the next twist in trade tensions or interest rates. hubs.la/Q04CvCtR0

Mortgage arrears in Ontario are expected to keep rising until the middle of next year, according to Canada Mortgage and Housing Corporation (CMHC), with British Columbia and Atlantic Canada set to see delinquencies climb at a more modest pace. hubs.la/Q04CvfL70

Neighbourhood Holdings highlights location, property type, loan amount, condition and LTV as some of the biggest factors affecting whether a deal proceeds. Getting clarity early can prevent unnecessary delays. hubs.la/Q04yCw2b0

Oxford Economics now expects the Bank of Canada to raise its key rate by a cumulative 50 basis points by January 2027, about a year earlier than it projected in September, as surging oil prices push inflation higher. hubs.la/Q04CgLKZ0

Sherry Corbitt of Mortgage Architects explains why genuine, unscripted video content is helping brokers build trust with clients who are increasingly wary of AI-generated information and online misinformation. hubs.la/Q04CgLHW0

Two years after mortgage brokers became reporting entities under Canada's AML framework, Doug Robinson of Glasslake Funding says the time for inaction has passed. hubs.la/Q04C7vJ90

Canada's housing slowdown could create future affordability challenges, according to Mathieu Laberge of CMHC and Stéfane Marion of National Bank of Canada. hubs.la/Q04C7pDy0

Shaun Hildebrand of Urbanation says bulk purchases and investment groups helped drive a second consecutive quarterly increase in GTHA new condo sales, while concerns continue to grow over a shrinking development pipeline and future housing supply shortages hubs.la/Q04C2vsk0

A modest housing market recovery is forecast for Ontario, but borrowing costs remain in focus as rate hike expectations build. hubs.la/Q04C2vvt0

CMP’s Rising Stars 2026 recognizes the young mortgage professionals who are distinguishing themselves through performance, resilience, leadership, and a commitment to delivering results for their clients. See who made the list: hubs.la/Q04BJb_K0

Aled ab Iorwerth of Canada Mortgage and Housing Corporation (CMHC) says Canada's inflation-adjusted home prices rose 101% between 2005 and 2025, outpacing every major peer country as housing demand consistently grew faster than supply. hubs.la/Q04BW_Gf0

Stéfane Marion of National Bank of Canada says borrowers should consider five-year fixed mortgages, citing ongoing inflation risks, higher bond yields, and global uncertainty. hubs.la/Q04BW_F_0

Sherry Cooper of Dominion Lending Centres Group says underlying inflation trends remain consistent with a wait-and-see approach, while Stéfane Marion of National Bank of Canada expects the Bank of Canada to refrain from hiking rates next week. hubs.ly/Q04BQRlw0

Stéfane Marion, chief economist at National Bank of Canada, says Ottawa should allow foreign buyers to purchase new-build homes, pointing to unsold condo inventory and the government's goal of making Canada more attractive to investors. hubs.ly/Q04BQRkd0

The best alternative lending solutions start with the client's end goal. Jesse Bobrowski of Calvert Home Mortgage Investment Corporation explains why exit planning matters. hubs.la/Q04BHxcl0

Neighbourhood Holdings says many alternative mortgage files stall not because of the borrower, but because key details around the property, location or deal structure weren't addressed upfront. A clear story and complete context can help keep deals moving hubs.la/Q04yCvwV0

An Ontario mortgage broker has agreed to pay a $40,000 penalty after admitting to multiple regulatory breaches, including allowing an unlicensed referral agent to handle client intake and providing false or deceptive information to lenders. hubs.la/Q04BF9xw0

Phil Soper of RoyalLePage says many Canadians remain hesitant to enter the market because of broader economic uncertainty, with trade tensions and inflation concerns continuing to weigh on consumer confidence. hubs.la/Q04BF9lt0