VP @lightspark | Founding Team @twifintech (acq. @Plaid) | 12+ years in B2B Fintech | đź‘ĽInvestor | Views are my own
Joined March 2009
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90% of my meetings didn't have a badge or didn't have time to sit down to see a panel
If you work in payments, most of what you missed is very succinctly summed up in this thread;
xitter.cf/lightspark/status/2112…
We may be approaching one of the biggest changes in how money moves since the internet went mainstream.
Our CEO @davidmarcus shared some thoughts on this in a conversation with @hopeking at @Money2020 yesterday.
A few takeaways from their conversation:
i feel like i say this at least 2x per year, but the @united lounge in Vegas is among the elite tier of their domestic lounges
passed apps and sorbet machine is next level
Alex Gillette retweeted
Every day, 10 to 15 people make their first $20K on @whop. Today, Lightspark powers a new way for them to cash out instantly to their bank accounts.
TIL that @jackiereses has an agent named Pork Chop, and @NikMilanovic needs more @newbalance sneakers.
we just saw a car fly so i don’t want to hear about how your neobank can’t share rewards on interchange and generate yield
The Lightspark team will be out in full force next week.
Excited to be joining the @Brainfoodxyz round table during Money2020 - let’s connect!
The Lightspark team is headed to Money20/20
Here's where to find us 👇
> @CallMeGillette at Brainfood Roundtable, Venetian
> @davidmarcus, Exchange Stage
> @davistrazza with @Thunes, Intersection Stage
> Happy hour with @turnkeyhq, 1923 Prohibition Bar, Venetian
See you there!
With stablecoins, many platforms are abstracting away the account entirely—companies and individuals will never have to choose between restrictive savings accounts for yield, versus transactional accounts for day-to-day checking activities.
The way it should be.
There should be no distinction between "checking" and "savings" accounts in 2026
I find it sad that fintechs are still playing this arbitrage game.
Mercury pays 0% on checking accounts. EFFR is 3.88%.
they hide this in the product (does not show 0% anywhere).
to access yield, you have to click accounts, add account, create account, click savings, click create account. and then move money there.
Column that powers Mercury banking doesn't even distinguish between savings and checking docs.column.com/api/bank-acc…