Credit Cards • Deals • Rewards • Banking Updates 🚀 WhatsApp Channel for exclusive deals & updates 👇 https://nitter.gq/t.co/9LEHek6E4W
Joined November 2023
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Hey everyone 👋
A small update from my side — I’ve started a CardMintz WhatsApp Channel.
I’ll be sharing card offers, deals, cashback opportunities and some of the useful tricks I come across.
If you don’t want to miss them, feel free to join 👇
Join CardMintz on WhatsApp
whatsapp.com/channel/0029Vb8…
🔥 CRED Deals of the Day are LIVE!
Grab these gift card deals before they're gone! 👇
🛍️ Flipkart ₹3K – 4% OFF
💰 Amazon Pay ₹2.5K – 2% OFF
🛒 BigBasket ₹1K – 2.5% OFF
🍎 Apple ₹1.5K – 5% OFF
🎮 Google Play ₹1K – 5% OFF
🚕 Uber ₹1.5K – 5.5% OFF
🎬 PVR INOX ₹1.5K – 22% OFF 🔥
💳 Pro Tip: Pay using your most rewarding credit card through the Razorpay gateway to maximise your savings!
Happy shopping & saving! 💸
#ccgeeks #cred
🔥 CRED Gift Card Deals of the Day!
Time to grab your favourite gift cards and save extra! 💸
🛍️ Flipkart ₹3,000 – 4% OFF
🛒 Amazon Pay ₹2,500 – 2% OFF
🚕 Uber ₹1,500 – 5.5% OFF
📱 Croma ₹2,000 – 3% OFF
🎬 PVR INOX ₹1,000 – 23% OFF
👗 Myntra ₹2,000 – 5% OFF
🏪 Reliance Smart Bazaar ₹2,000 – 3.5% OFF
☕ Starbucks ₹250 – 16% OFF
💄 Nykaa ₹2,000 – 7% OFF
💳 Pro Tip: Pay using your most rewarding credit card through the Razorpay payment gateway only to maximise your savings!
🪔✨ Happy Diwali, Everyone! 🎆
Wishing you and your family a very Happy & Prosperous Diwali!
May your life be filled with happiness, good health, success and endless prosperity. 💛
May this festive season bring lots of joy, exciting offers, amazing deals, extra cashback and maximum rewards! 🤑💳
Keep celebrating, keep saving and keep earning rewards!
#HappyDiwali #Diwali2026 #ccgeeks
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CRED Gift Card Deals of the Day!
Time to grab your favourite gift cards and save some extra money! 🤑
💳 Flipkart ₹3,000 – 4% OFF
📦 Amazon Shopping ₹2,000 – 4% OFF
🏠 Urban Company ₹1,000 – 5.5% OFF
👓 Lenskart ₹1,000 – 13% OFF
🚌 RedBus ₹2,500 – 9% OFF
👗 Lifestyle ₹2,500 – 9% OFF
💛 Tanishq Gold ₹10,000 – 4% OFF
🛍️ AJIO ₹3,000 – 7.5% OFF
💡Stack these discounts with your most rewarding credit card for additional savings via the Razorpay gateway only!
Don't miss out on the double-dip savings! 🔥
#cred #loot
🎬 GoSats Prepaid Card Offer!
🍿 Buy 1 Get 1 FREE on ticket bookings!
Get up to ₹300 OFF on your second ticket when you pay using your GoSats Prepaid Card.
🔥 Offer Highlights:
• Up to ₹300 discount per ticket
• Minimum 2 tickets required
• Valid on Movies, Events, Concerts, Plays, Sports & Activities
• Available all days on Web & App
• Once per month per card per user
📅 Valid till 31 January 2027
⚠️ BMS Stream & F&B excluded. Processing fee applicable.
🎁 GoSats Referral Code: dl.gosats.io/?id=GSIZ4804
CRED Gift Card Deals of the Day!
Time to stack some savings! These gift card deals are worth checking out 👀
💳 Flipkart ₹3,000 GC – 4.5% OFF
💰 Amazon Pay ₹2,500 GC – 2% OFF
🚕 Uber ₹1,500 GC – 6% OFF
🍔 Zomato ₹1,000 GC – 5% OFF
🏸 Decathlon ₹2,000 GC – 5.5% OFF
👕 Pantaloons ₹3,000 GC – 13% OFF
🍕 Domino's ₹1,000 GC – 16% OFF
🏠 Urban Company ₹500 GC – 4.5% OFF
🔥 Extra Savings Hack:
Use your most rewarding credit card through the Razorpay gateway only to stack additional rewards on top of these discounts.
#ccgeeks #cred
🚨 Credit Card Users, PLEASE BE CAREFUL!
IDFC FIRST Bank is reportedly closing credit cards without prior notice for customers using them for business purchases.
Some users are also reporting sudden credit limit reductions.
⚠️ Take this as a warning!
Avoid using personal credit cards for:
❌ Business purchases
❌ Manufactured spends just to earn reward points
❌ Unusually high-volume transactions
Remember, banks can monitor your spending patterns and take action.
And this isn't just about IDFC FIRST Bank. Axis Bank has also had similar cases reported earlier.
Such risks exist with other banks too.
**Don't risk losing your credit card just to earn a few extra reward points!**
#ccgeeks #IDFCFIRSTBank
Here’s a useful guide for anyone sitting on a pile of SuperCoins. 👀
Knowing where and when to redeem them makes all the difference. Don't miss out on the hidden catches! 🔥
🧵 Stacked lots of Supercoins but confused about what to do next ?
Don't know where to use them or how to get maximum value ?
Here's your guide to earn & redeem Supercoins, with all the important catches you NEED to know.
Welcome to #SuperCoins101 👇
🔥 PAYTM x VISA OFFER EXTENDED!
Good news! You can now enjoy this offer till *31st December 2026*.
💳 Get 10% OFF up to ₹100 on Paytm recharges & utility bill payments.
✅ Minimum transaction: ₹299 or more
Applicable on:
• Mobile (Prepaid & Postpaid)
• Broadband & DTH
• FASTag
• Electricity & Water Bills
• Gas Cylinder & Piped Gas
🎯 Promo Codes:
• VISACLASSICDC
• VISAPLATINUMDC
📌 Important:
• Once per card per month
• Valid for Visa Classic & Platinum Debit Cards
• Apply the promo code under Apply Promocode / See Bank Offers.
Don't miss out! 🔥
❤️ Like | ➕ Follow | ♻️ Repost
#ccgeeks #paytm #visa
🚨 Paytm × Visa offer extended till 31st October — but there’s a catch!
The offer has been devalued 👀
💳 Visa Platinum Credit Card
➡️ 5% OFF up to ₹100
💳 Visa Platinum Debit Card
➡️ 10% OFF up to ₹100
💳 Visa Classic Debit Card
➡️ 10% OFF up to ₹100
💰 Min. transaction: ₹299
🎟️ Coupon codes:
"VISAPLATINUMCC"
"VISAPLATINUMDC"
"VISACLASSICDC"
Apply the respective coupon under Bank Offers before payment.
Earlier offer was better, but you can still save up to ₹100 on Paytm recharges & bill payments.
Valid till 31st October 🔥
❤️ Like | ➕ Follow | ♻️ Repost
#ccgeeks #paytm
🔥 Amazon Pay Gift Card at 3.5% OFF! 🤑
Looking to load your Amazon Pay balance? Here's a sweet deal!
✅ Flat 3.5% Discount
💰 Maximum Discount: ₹350 per transaction
Grab it before the offer disappears! 👇
🔗 link.amazon/B0i9TdcFw
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Deal is back again
3% off on 5k denomination
Buy 5000×5 = 25000 for maximum benefits
Use your most rewarding credit card for max benefits
Max. Discount 750
link.amazon/B05EYY8dy
🔥 Amazon Pay Gift Cards at 3% OFF!
Save up to ₹1500 on a ₹50,000 purchase! 👀
🛒 Buy here
link.amazon/B0cSO8C9p
💰 ₹10,000 × 5 vouchers
📩 Select **Email Delivery**
🎯 Total savings: ₹1500
💳 Use your most rewarding credit card to maximize savings.
🚫Avoid Amazon and Amazon gift cards merchant name
⚠️ **HDFC CC users:** Avoid all HDFC Bank credit cards except Millennia
❤️ Like | ➕ Follow | ♻️ Repost
#ccgeeks
🔥 Amazon Pay Gift Cards at 3% OFF!
Save up to ₹1500 on a ₹50,000 purchase! 👀
🛒 Buy here
link.amazon/B0cSO8C9p
💰 ₹10,000 × 5 vouchers
📩 Select **Email Delivery**
🎯 Total savings: ₹1500
💳 Use your most rewarding credit card to maximize savings.
🚫Avoid Amazon and Amazon gift cards merchant name
⚠️ **HDFC CC users:** Avoid all HDFC Bank credit cards except Millennia
❤️ Like | ➕ Follow | ♻️ Repost
#ccgeeks
🚨 Swiggy Money GVs at FLAT 10% OFF!
🛒 Buy here 👇
deals.woohoo.in/swiggy-money…
⚡Working in Desktop only
💰 ₹50 & ₹3,000 vouchers available
💳 UPI payments only
⚠️ Before buying:
▪️ Ignore the 4% discount in the title — actual discount is 10%
▪️ Add vouchers to your Swiggy wallet within 7 days
▪️ 6-month validity after adding to wallet
#ccgeeks #loot
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You can now earn up to 3% rewards on Credit Card bill payments 👀
SBI REWARDZ CARNIVAL 7.0 IS HERE! 🔥
📅 15 Oct – 31 Dec 2026
Base Cards — Classic / Global / Gold
• Dreamer: 0.75%
• Affluent: 1.125%
• Elite: 1.5%
Premium Cards — Platinum / World / Select / Infinite
• Dreamer: 1.5%
• Affluent: 2.25%
• Elite: 3% 🔥
💰 Max accelerated rewards
10,000 points/customer
➕ Over and above the regular monthly 10K-point cap
💳 Minimum transaction: ₹2,000
And here’s the interesting part 👇
SBI Unipay Credit Card Bill Payment runs on MCC 4900, which is eligible under this campaign.
⚠️ If a transaction fails, refund may take up to 14 working days.
Check eligible categories/MCC here 👇
banners.loylty.com/Carnival_…
#ccgeeks
H/t- Desidime
Hey everyone 👋
A small update from my side — I’ve started a CardMintz WhatsApp Channel.
I’ll be sharing card offers, deals, cashback opportunities and some of the useful tricks I come across.
If you don’t want to miss them, feel free to join 👇
Join CardMintz on WhatsApp
whatsapp.com/channel/0029Vb8…
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₹30,000 Amazon Pay Gift Card for just ₹29,250! 😮💨
That’s a flat ₹750 OFF 👀
🛒 Add 3 × ₹10,000 gift cards to cart
💰 Cart value: ₹30,000
🎯 Get ₹750 instant discount automatically on the payment page
Grab it here 👇
link.amazon/B04WSGf7N
⚡ Add all 3 to cart to unlock the discount!
#ccgeeks
Get ₹150 cashback when you purchase an Apple App Store Gift Card worth ₹500+ 👀
How to grab it:
1️⃣ Collect the offer
2️⃣ Purchase the Gift Card
3️⃣ Pay using Amazon Pay Balance
4️⃣ Get ₹150 cashback 🎉
🎯 Effective saving: 30% on ₹500
🔗 Offer: link.amazon/B03qnCFQ9
🛒 Buy:link.amazon/B0hjd2Vtv
❤️ Like | ➕ Follow | ♻️ Repost
#ccgeeks #loot
🦄 Union Unicorn — Is it actually worth it?
Sharing the full math after I missed a few details in my previous post 👇
₹7.76L yearly spend can unlock 120K points:
🎯 Birthday month: ₹50K → 10K points
🎯 Remaining months: ₹66K/month → 10K points each
On top of that:
➕ 10K annual bonus
➕ 4K joining bonus (already counted in the 10K above)
And the quarterly perks:
• Myntra ₹250
• Nykaa ₹500
• BigBasket ₹250
• Spa / BMS / OTT / Swiggy One benefits
💰 ~₹35K net profit
💳 ₹7.76L total spend
🔥 ~4.5% effective return
Eligibility: ₹5L+ annual income
Fees are ₹2,400 + GST for Primary + Add-on, but:
✅ Joining fee waived on ₹1L spend within 90 days
✅ Annual fee waived on ₹3L+ spend in the previous FY
If you're already spending ₹3L+ a year, the fee waiver makes this card even more interesting. 👀
UNION BANK UNICORN RUPAY SELECT CREDIT CARD
A premium RuPay card from Union Bank with a seriously loaded benefits package. 👀🔥
Here’s what you get:
🎁 ACTIVATION BENEFIT
Spend ₹10,000 within the first 30 days of card activation → 4,000 Bonus Reward Points 🎉
💰 MONTHLY MILESTONE
Spend ₹20,000+ in a month on eligible categories → 5X Reward Points.
🎂 BIRTHDAY MONTH
Get 5X Reward Points on eligible spends during your birthday month
📈 ANNUAL MILESTONE
Earn additional Reward Points on yearly spends:
₹1 Lakh → 2,000 RP
₹2 Lakh → 2,000 RP
₹3 Lakh → 2,000 RP
₹4 Lakh → 2,000 RP
₹5 Lakh → 2,000 RP
That’s up to 10,000 additional milestone RP every year. 🔥
💳 BASE REWARDS
Earn 4 Reward Points per ₹100 on eligible spends.
⚡ 4 RP/₹100 + 5X birthday rewards + 5X monthly milestone + annual milestone rewards
And then come the lifestyle benefits 👇
🎬 ENTERTAINMENT
• Free BookMyShow tickets
🛋️ LOUNGE ACCESS
• 8 FREE Domestic + International Lounge visits
💆 SPA
• 1 Free AromaThai Spa session every quarter
🛍️ SHOPPING VOUCHERS
• Myntra GV — ₹250 OFF, once every quarter
• Nykaa GV — ₹500 OFF, once every quarter
• Blinkit GV — ₹250 OFF, once every quarter
🍔 FOOD
• 3 Months Swiggy One membership
✈️ TRAVEL
• MakeMyTrip Flights — Flat 10% OFF up to ₹1,500
⚠️ REWARD POINT EXCLUSIONS
No Reward Points on excluded MCCs/categories, including:
Fuel ,Jewellery,Wallet Loading , Cash Withdrawal
₿ Bitcoin, Insurance Payments, Alcohol / Wine Shops and other MCCs as prescribed by Union Bank.
⚠️ RP CAP: Reward Points earned against the Credit Card Customer ID are capped at 10,000 RP/month, excluding milestone Reward Points.
Overall, Union Bank RuPay Unicorn Select looks seriously loaded with rewards + lounge + vouchers + entertainment + travel benefits. 👀🔥
❤️ Like | ➕ Follow | ♻️ Repost
#ccgeeks #rupay
