Insurance and Risk Specialists
Bloemfontein
Joined May 2013
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Underinsurance is the silent claim killer. If your contents are insured for R300k but are actually worth R500k, average may apply and you could be paid only a portion of your claim. Review your sums insured every year. #Insurance #SouthAfrica
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A cheap policy feels great until claim day. Make sure you're covered for what actually matters. 📋 #KnowYourCover
Pothole damage claim? Tyres & rims take a beating on SA roads — and we've got you covered. To fast-track your valid claim, include GPS coordinates of the pothole when you submit. 📍 It helps us verify, process & pay out quicker.🛞 Snap it. 📍 Pin it. ✅ Claim it.#COREShortTerm
#insurance #termonology Catastrophe: The potential for widespread, massive losses (like natural disasters) that could trigger a surge of simultaneous claims.
Core Short-Term retweeted
Broker advice rise up as existential threat looms
- tinyurl.com/8rfuby3v
The slow and winding road to South Africa’s National Health Insurance (NHI) Act implementation, and the constitutional challenges against the legislation, has dominated headlines of late, leaving the country’s medical schemes sector somewhat under reported. In case you missed the story, medical schemes face an existential threat because of how the NHI Act determines the health benefits they may offer.
Right-size your cover Ensure you’re neither overinsured (paying for cover you don’t need) nor underinsured (where your payout won’t cover the replacement cost). In 2026, it is vital to ensure new additions—like solar panels, inverters, and home office tech—are properly specified
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#insurance #winterstorms
Clear Roofs and Gutters: Clear gutters of debris and secure loose roof tiles so they can withstand strong gusts.Trim Trees: Cut back any weak or overhanging branches near your property to prevent falling limbs from crushing your roof or vehicles.
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#insurance Update Asset Values Regularly: Inflation causes the replacement value of your household contents and vehicles to fluctuate. Update your inventory annually or risk being underinsured
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In the South African insurance market, specialist brokers play a crucial role 🇿🇦
They help navigate complex policy options and make sure you have the right cover when it matters most.
Don’t guess your risk — get expert guidance. #InsuranceSA #RiskManagement #FinancialAdvic
#insurance
Install security systems (alarms, cameras, electric fencing) and ensure they are active. This reduces risk, which can lead to lower premiums
