Defease With Ease | Thirty Capital

What if the payoff you've been quoted isn't your most economical exit? Before accepting, explore your options. For one CMBS borrower, defeasance meant ~$340K in savings and ~$150K in net proceeds. Read the full case study: bit.ly/4i9Jquy

September’s inflation report came in higher than expected, raising the odds of a Fed rate hike this month. Cap on your floating-rate loan expiring soon? Confirm lender requirements and get updated pricing before your deadline. Get a second opinion: defeasewitheasetc.com/contac…

When comparing fixed-rate CRE loans, prepayment terms matter, especially if you plan to sell or refinance before maturity. Before signing, here are three questions you should ask your lender to better understand your prepayment terms and potential exit costs.

If rates go up, is everyone impacted the same way? Not exactly. Floating-rate borrowers tend to feel Fed moves more directly through SOFR. Fixed-rate borrowers looking to refi are watching Treasury and swap rates. A 25 bps Fed hike doesn’t mean everyone’s borrowing costs went up.

The Fed raised rates for the first time in more than three years, putting SOFR around 3.9%. But higher rates doesn't mean fixed is the answer. For some borrowers, layering fixed & floating can provide more flexibility as the rate path evolves. #CRE #CommercialRealEstate

With so many moving pieces in a defeasance, we get asked questions from A to Z. But three come up more than any other: what documents you need, how long it actually takes, and what happens to your money once it's sitting in bonds. #CRE #CommercialRealEstate #Finance #Defeasance

Not all interest rate hedges are built the same. Swaps, caps, and collars: each trades certainty for flexibility differently, and the right fit depends on your asset strategy and risk tolerance. Not sure which one's right for your loan? Let's talk. #CRE #InterestRateHedging

Three takeaways from this month's market update. Read the full story here 👉 defeasewitheasetc.com/market… #CRE #CommercialRealEstate #CapitalMarkets #InterestRates

Selling or refinancing a property with a CMBS or agency loan? You may need to defease the loan to satisfy its prepayment requirements. Our new Borrower’s Guide outlines 12 practical questions to help you through the process. Download your copy 👉 bit.ly/4whL7fu

Our team will be in #Chicago on April 15th and 16th, and we would love to connect with you! If you're interested in discussing defeasance, hedging, or debt advisory options, let's set up a time to chat: thirtycapital.zoom.us/zbook/… #Networking #Defeasance #Hedging #DebtAdvisory

2️⃣ The 10-year Treasury is hovering near 4.06% with no sustained breakout. Markets still price 2–3 cuts later in 2026, but the Fed remains in wait-and-see mode.

1️⃣ Q4 GDP came in at 1.4%, below expectations. Core PCE remains at 3.0% — still too firm for the Fed to pivot.