Investing doesn’t have to be complicated. Want S&P 500 exposure? Buy $VOO. Want more tech? Buy $VGT. Want pure growth? Buy $SCHG. Want dividend growth? Buy $SCHD. Want real estate exposure? Buy $IYRI. Want higher yield with broad market exposure? Buy $GPIX. Want higher yield with a tech focus? Buy $GPIQ, $QQQI, or $JEPQ. Build a portfolio around these, stay consistent, and ignore the noise. You don’t need to own 100 different positions to build wealth.

🍣 Happy VistaShares dividend day! 💸 $OMAH: $0.23013/share $QUSA: $0.20825/share $ACKY: $0.21813/share $DRKY: $0.25938/share $SIOO: $0.24813/share $TPRY: $0.21600/share And as always, $OMAH is buying me sushi lunch. My favorite tradition! 🍣😄

$SOFI double beat! ✅ EPS: $0.18 vs. $0.17 expected, a 6% beat ✅ Revenue: $1.371B vs. $1.26B expected, a 9% beat ✅ EPS up 64% year over year ✅ Revenue up 44% year over year Strong quarter for SoFi.

$36,919.18 in options income so far this month. Here’s the daily breakdown: 10/1: $2,209.92 10/2: $2,648.21 10/5: $3,137.07 10/6: $1,224.65 10/7: $677.41 10/8: $1,670.37 10/9: $1,482.80 10/12: $2,967.67 10/13: $1,658.97 10/14: $1,025.65 10/15: $1,559.27 10/16: $2,027.21 10/19: $2,820.51 10/20: $1,557.57 10/21: $1,799.29 10/22: $5,863.93 10/23: $572.53 10/26: $2,016.15 Every day doesn’t need to be a home run. The smaller days count too. Stick to the process. Stick to the plan. Keep position sizes in check. The daily wins add up.

As I moved up the corporate ladder, I noticed a few things that separated the strong employees from the weak ones. If you want to progress in your career, pay attention. 5 things you should do: Show up prepared. Own your mistakes. Bring solutions when you raise a problem. Be someone people can count on. Take initiative without needing to be asked. 5 things you shouldn’t do: Complain about everything. It’s so annoying and it’s not helping. Blame everyone else. Wait around for someone to tell you what to do. Take credit for someone else’s work. Act like certain tasks are beneath you. Being talented helps. Being talented AND easy to work with takes you a lot further.

GROWTH FIRST. DIVIDENDS NEXT. FINANCIAL FREEDOM ALWAYS. Grow the portfolio. Build the income. Buy back your time.

401ks are not a scam. Mine is at $1.14 million at 42. If I never added another dollar and it grew at 10% annualized, it would reach roughly $6.1 MILLION by 59½. That’s an assumption based on slightly lower than average S&P returns. And this is where people miss how a 401k can help you retire EARLY. Say you retire at 45. You can build your other investments to cover the 14½ years until 59½ while leaving your 401k alone to keep compounding. You don’t need every retirement dollar accessible the day you stop working. You need enough accessible money to bridge the gap. Your 401k can be growing in the background to help fund the decades after that. That’s why I take mine so seriously.

Congrats on the awards @VistaSharesX

First discord trade was a banger like we said yesterday it would be! Up 30% in 90 minutes. Let’s go!

I own close to 100 pairs of Jordans, but my 4 year old decides which ones I wear. Every night after books and brushing teeth, he picks my pair for the next day. It’s become my favorite tradition. Today’s pick: Lakers 1s. Kid’s got good taste.

This is your reminder of what has historically happened after midterm elections. Since 1938, the S&P 500 has been positive 95% of the time during the 12 months following a midterm election. Markets will always give you reasons to be nervous. History has usually rewarded the people who stay invested.

🚨 DISCORD IS LIVE! 🚨 And I’ve got an absolute BANGER dropping tomorrow. $300 in premium. Roughly 90% probability of profit. On a stock you’d actually WANT to own if assigned. This is exactly what we built the DividendMil Discord for. Real trades. Real opportunities. Live alerts. Can’t wait to drop this one. discord.gg/AruehvSkS

🚨 HUGE EARNINGS WEEK AHEAD 🚨 This is one of the biggest earnings weeks of the season. Some of the biggest names reporting: $SOFI $HOOD $V $MSFT $GOOG $NOW $AMZN $INTC $COIN $RDDT $RIVN $XOM $CVX Big Tech. Fintech. Energy. AI. Consumer. Crypto. A LOT of market moving information coming this week. I’ll be watching $SOFI, $HOOD, $MSFT, $GOOG, $AMZN and $RIVN especially closely.

Going to be great when all these shares people are dumping bounce back and then some. People sell when fear is at its highest. That’s usually when you should be looking to pounce. Remember, investing isn’t about today or tomorrow. It’s about where these companies will be years from now. Fear creates opportunity. Patience creates wealth.

🚨 HERE IT IS. 🚨 The next level of DividendMil is officially here. The DividendMil Discord is LIVE. This is easily one of the biggest things I’ve launched since starting DividendMil. The goal has always been simple: build the best financial community possible for people trying to grow wealth, create income and ultimately reach financial freedom. Discord takes that to another level. There are now 3 levels of access: FREE COMMUNITY Anyone can join. You’ll have access to market talk, dividends, long term investing, questions and the general community. Free access: discord.gg/WycUCSfCkU RETAIL TRADER This is included with the Retail Trader Patreon membership. You’ll get everything in the Free Community plus options education, my portfolio and positions, my buys and sells, stock analysis and much more. INSTITUTIONAL EDGE This gets EVERYTHING. All Free Community and Retail Trader content plus live options plays, high conviction plays, premium discussion and the highest level of access to what I’m doing. And this is where Discord really changes things. Options trades can be posted as they happen. Buys and sells can be posted as they happen. Everything has its own channel so you don’t have to dig through hundreds of Patreon posts trying to find something. If you’re already a premium Patreon member, Discord access is INCLUDED in your membership. Just connect Discord through Patreon under Settings → Connected Apps → Discord and your membership will unlock the appropriate sections. Patreon isn’t going anywhere either. I’m a writer. I love writing the long form articles and those will continue going directly to your email through Patreon just like they always have. Discord is the next layer. Faster information. Better organization. More interaction. More access. This community has grown into something way bigger than I ever expected and we’re just getting started. DividendMil just leveled up. Patreon: patreon.com/DividendMil Free Discord: discord.gg/WycUCSfCkU

The 401k might be one of the most underrated wealth building tools out there. In 2026 you can contribute up to $24,500. If you are in the 32% federal tax bracket and use a traditional 401k, that could save you roughly $7,840 in federal taxes today. 35% bracket? About $8,575. 37% bracket? About $9,065. Then many employers will match part of your contribution. Literally free money. It comes directly out of your paycheck, so you automate investing without even thinking about it. And if your plan offers a Roth 401k, you can contribute post tax dollars today and let that money grow tax free for retirement. The Roth IRA limit in 2026 is $7,500. The 401k limit is $24,500. More than 3X the amount you can put into a Roth IRA. Tax advantages. Employer match. Automatic investing. Decades of compounding. Use your 401k.

I received all my NEOS and other dividends in Schwab before the market even opened today. Robinhood just paid and sent me these notifications tonight. Instead of promoting the gimmick of “early dividends,” how about just paying normal dividends at the same time as the other brokerages? That seems like a better place to start.

1.25% like clockwork. Paying out next week!

Today’s round of freezing cold Golf sponsored by NEOS