
Investing for 30+ years | Dividend stocks | Tech | Focused on the long game | Owner of the super-slick $SBUX Reserve card.
Michigan, USA 🇺🇸
Joined March 2023
- Tweets18.9K
- Following993
- Followers5.2K
- Likes37.5K
I have a small tech portfolio that I manage on the side.
Loving the green today. 🟢🟢🟢
$RKLB showing some life this week.
The biggest anchor in my retirement plan was $VTI.
In my accumulation years, I DCA’d into $VTI monthly. For decades.
It wasn’t particularly exciting, but I was too busy with my career to research individual stocks, and I wanted a broad, diversified, stock ETF with low fees. This ETF checked all the boxes.
Who is $VTI best suited for? Investors that want:
➡️ Simplicity
➡️ Low costs
➡️ Diversification
➡️ Long-term growth
What does $VTI invest in? The top five sectors include:
1. Tech
2. Financials
3. Industrials
4. Healthcare
5. Consumer cyclicals
After two decades of investing in real estate, I’ve learned some important truths:
➡️Purchase price is critical if you want to make money.
➡️Quality tenants matter more than raising rents.
➡️Appreciation is nice, cash- flow is better.
➡️Don’t neglect saving for CapEx. Keep a cash cushion.
➡️One vacancy can derail a whole year’s profits.
➡️Leveraging a property manager’s expertise is an underrated way to keep your sanity.
➡️Location is more important that you think.
➡️ Tax advantages should be included when evaluating whether or not to invest in rentals.
Real estate investing requires a strong stomach, but it is a proven way to build long-term wealth.
Behavioral finance research shows that investors panic sell and move into cash when a 20%-30% market decline occurs.
Do you have the stomach to keep investing during a decline that size or bigger?
It’s a big wealth-builder if you do.
I always wondered what the GPT in ChatGPT stood for, so I looked it up.
Generative Pre-trained Transformer. 🧠
$AMZN investors locking in gains ahead of next week’s earnings?
The strongest long-term strategy doesn’t necessarily choose between growth and dividends.
It considers both.
A simple rule in personal finance is to spend less than you earn.
But my favorite is to be more patient than greedy.
$V touching a 52-week and all-time high today.
Dividend yield is only 0.66% but the 5-year growth rate is just under 16%.
$CVX hits a 52-week high today.
Dividend yield: 3.17%
Solid day for the dividend income portfolio today
🟢0.92%.
Top mover: $O 🟢1.40%
The tech portfolio: not so much.
Morgan Stanley upgrades $AMZN with a target price of $350.
Stock is up over 5% today.
