Private credit on-chain. Borrow against tokenized stocks, spend from unlinkable addresses, and let agents pay within caps you set.
Joined November 2026
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FLETCH: credit that leaves no trail.
Borrow against tokenized stocks. Spend from addresses nobody can link. Let your agents pay inside caps you set.
48 seconds on how it will work: a shared pool, zero-knowledge withdrawals, and x402 payments for agents.
$FLETCH
CA: 0xe004da2328a22105990cbc58a5e3e4a214e7acf9
fletch.cfd
When you withdraw from FLETCH's pool, a zero-knowledge proof shows that you own a valid note.
It doesn't show which one.
That is how the link between your loan and your spending gets cut.
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We publish what's built and what isn't.
Live: the $FLETCH token and the site's on-chain reads. In design: the shielded pool, vault, stealth payments, agent gateway, credit lines, operator bonds. Required before any mainnet funds: an independent audit.
fletch.cfd/#state
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Want to see how a FLETCH agent pays?
Set the caps, press run, and watch it: 402s, signed IOUs, a payment refused over the cap, one batch at the end.
It runs entirely in your browser. No funds, no wallet needed.
fletch.cfd/#agents
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FLETCH builds on Robinhood Chain (chain ID 4663). Connect your wallet on fletch.cfd and the site adds the network for you.
FLETCH is an independent project, not affiliated with Robinhood Markets, Inc.
fletch.cfd
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Building an API that agents will pay for?
With FLETCH's agent gateway, you answer a request with HTTP 402 and a price. The agent replies with a signed IOU. You serve the call and get paid in the next batch.
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What happens if one of your agents is compromised?
With FLETCH, each agent has its own fresh address and hard caps. The worst case is limited by that agent's caps. Not your wallet.
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An agent that makes 1,000 API calls shouldn't send 1,000 transactions.
With FLETCH, each call is paid with a signed IOU. Settlement happens later, in one batch.
Small payments that actually make sense on-chain.
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FLETCH doesn't hide everything. On purpose.
Public layer: your collateral, your loan, your health factor. Anyone can check the risk. Private layer: where the money goes after that.
Transparency where it protects the market. Privacy where it protects you.
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Deposit 1,237.41. Withdraw 1,237.41. Anyone can connect the two.
That's why FLETCH's pool uses fixed-size notes. Every note looks like every other note, so the amount gives nothing away.
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An agent you can't stop is a liability.
Every FLETCH agent will run in its own session with hard caps. One switch ends it immediately: no more payments, and the unused budget goes back to the pool.
fletch.cfd
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Need cash but don't want to sell your shares?
FLETCH is built around tokenized stocks as collateral: keep your exposure, borrow stablecoins against it, and spend them without leaving a trail.
fletch.cfd
No shortcuts on security.
Before the FLETCH pool holds any mainnet funds:
an independent audit
a public trusted setup for the proving system
Both are required, not optional.
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Privacy that's built to last has to answer hard questions.
FLETCH's design includes screening when funds enter the pool, plus viewing keys for disclosure. Both get a legal review before any launch.
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A fresh address has no gas. Funding it from your main wallet links the two forever.
That's why FLETCH uses a relayer: it pays the gas for the withdrawal, so the new address never touches the old one.
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Merchants get paid on public chains too, and their address becomes a map of their customers.
FLETCH's design gives each payment a one-time address for the merchant. Only the merchant can link them together.
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Subscriptions on a public chain are a pattern anyone can read: same payer, same merchant, every month.
FLETCH plans "recurring arrows": scheduled payments where each one comes from a new address. The merchant gets paid. Nobody gets the pattern.
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