Writer & Investor. I write FluentInQuality for 2.479+ ambitious investors compounding and investing in micro- to mid-cap businesses.

The Netherlands
Joined January 2023
Yorrin van der Graaf retweeted
François Rochon, who achieved a 15.1% annual CAGR over 30 years, on what makes a great investment:
1
10
1
53
3,174
Yorrin van der Graaf retweeted
Howard Marks, a world-famous contrarian investor and founder of Oaktree Capital Management, on how to invest like the best:
6
34
1,471
Yorrin van der Graaf retweeted
Warren Buffett, the greatest investor alive, on what makes a great investor:
1
8
43
3,262
Yorrin van der Graaf retweeted
12 extremely powerful mental models from Charlie Munger:
1
12
119
6,058
Yorrin van der Graaf retweeted
Reverse DCF on $APP at today's price scares me. 15% FCF growth every year for ten years. That's the bar the market has set. AppLovin has done 45.6% since 2018, and consensus says 29% through 2028. For a business converting revenue to cash like this one, 15% for a decade is close to dirt cheap.
5
4
1
43
7,832
Yorrin van der Graaf retweeted
Mark Leonard, who was CEO of $CSU for 30 years and arguably one of the greatest capital allocators to roam the world, says this makes an excellent capital allocator:
3
27
1
171
13,785
Yorrin van der Graaf retweeted
Unpopular opinion: Give me $CPRT and $ROL compounding in the low double digits with real cash and a real moat over whatever 20% grower you’re using to feel like a genius.
8
3
2
87
21,419
Yorrin van der Graaf retweeted
$UBER trailing free cash flow is $10bn. I model it at $8.2bn. Strip out stock comp and the number drops a fifth. Run that through a reverse DCF at $71.67, with a 12% discount rate and 3% terminal growth, and the market is asking for 10% FCF growth every year for a decade. Bookings haven't grown below 20% in four quarters. I haircut the cash flow by 20%, and it's still priced for a business that decelerates by half.
6
5
1
116
27,010
Yorrin van der Graaf retweeted
Let's talk about your sister. She pulls $45,000 a month on OnlyFans. Her entire marketing department? $RDDT. Forty subreddits. Teaser gifs. Every single morning.
7
1
1
3
4,725
Yorrin van der Graaf retweeted
$PDD founder had dinner with Warren Buffett when he was in his 20s Gives you a feeling why Li Lu acquired 4,6 million shares and making it ~18% of his portfolio That dinner paved the way for the future of $PDD
4
3
1
48
9,425
Yorrin van der Graaf retweeted
J.P Morgan's top picks right now: Alphabet $GOOG Arista $ANET AT&T $T AutoZone, Inc. $AZO Avery Dennison $AVY Boeing Company $BA Broadcom Inc $AVGO Caterpillar Inc. $CAT Celsius Holdings $CELH Charles Schwab $SCHW Citigroup Inc. $C Disney $DIS Eli Lilly & Company $LLY KLA Corporation $KLAC Palo Alto Networks $PANW Roku $ROKU Salesforce Inc $CRM Starbucks $SBUX Synopsys Inc $SNPS Thermo Fisher Scientific $TMO TransUnion $TRU Visa Inc. $V
1
9
1
91
10,711
Yorrin van der Graaf retweeted
I wouldn't touch $SNAP even if it grew 40%+ No moat business. Easiest to replace, least to be missed.
1
1
1
5
2,765
Yorrin van der Graaf retweeted
Peter Lynch has a rule that would get most economists fired. "If you spend more than 13 minutes analyzing economic forecasts, you've wasted 10 minutes." He's beaten the market for decades by ignoring the thing everyone else obsesses over.
5
9
18
1,904
Yorrin van der Graaf retweeted
"Wide diversification is only required when investors do not understand what they are doing." — Warren Buffett
9
22
2
213
6,975
Yorrin van der Graaf retweeted
$ADBE reverse DCF at $240. Implied FCF growth for the next decade: 0%. Not 5%. Not 2%. Zero. On $8.3B of SBC-adjusted free cash flow. The market has given up on Adobe completely. That's not analysis. That's capitulation. And capitulation creates opportunities.
20
4
2
87
10,065
Yorrin van der Graaf retweeted
$UBER is a fantastic opportunity right now. $UBER has the ride-sharing & delivery industry in a total chokehold. Uber has a ~65% market share in ride-sharing alone. I'm not betting against that.
6
83
3,855
Yorrin van der Graaf retweeted
$ASML is destroying shareholder value through one of the worst-executed buyback programs in large-cap history. Over five consecutive trading days, management spent roughly €125M per day buying back shares at weighted average prices between €1,145 and €1,217. This is not capital return. This is capital destruction. 1. Buybacks were executed near cycle-peak valuations. 2. €125M per day was removed from the balance sheet with zero margin of safety. At these prices, the buyback has no meaningful per-share value accretion. Buybacks only create value when shares are undervalued or at least reasonably priced. Paying peak multiples for your own stock is the same as overpaying for an acquisition, except this time you are acquiring yourself. This raises serious questions about capital allocation discipline: 1. Why rush buybacks at elevated prices instead of preserving flexibility? 2. Why not slow the program when valuation risk is clearly asymmetric? 3. What incentive structure pushes management to deploy capital this aggressively, regardless of price? As a shareholder, this is infuriating. Cash that could protect the balance sheet, fund future innovation, or be returned at better prices is being burned to support short-term optics. This is not prudent execution. This is management prioritizing activity over value creation.
25
8
8
153
44,646
Yorrin van der Graaf retweeted
AI is disrupting $ADBE That's what the bears say. But it's far from the truth. It's a cash machine that's going to give investors 100% on their investment. Here's why $ADBE will loudly continue to dominate the creative industry: 🧵👇🏻
9
10
1
84
27,161
Fair Isaac isn't cheap right now... The market currently has ~25% YoY FCF growth priced in. Over the last 10 years, FICO has had an FCF CAGR of 23%. I think roughly 20% is an appropriate growth projection for FICO. What do you think? $FICO
1
1
11
3,038
Novo Nordisk has one hell of a pipeline. How can one be bearish on this? I'll say it out loud for the ones in the back. 2026 will be Novo's year. $NVO
3
6
2
64
15,464