building what's next. ex fintech @VaultLeap previously Netflix + mau5trap.
Joined December 2021
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Spoke with Fintechbits about AI and fraud.
Here's what I told them:
Anyone can fake a bank statement in seconds now. A PDF doesn't prove anything anymore.
fintechbits.net/ai-fraud-mod…
you build something for years and never really know if it landed. turns out you find out on the way out.
since we told vaultleap customers we're closing, the inbox has been full of people who want to stay.
asking what we're building next, asking us to build it again one day. one customer even offered to invest.
truly proud of what we built.
a film cue gets notes from the director, the studio and the network, all on the same 40 seconds of music.
you learn to write one version all three will sign off on
..launching our visa card at vaultleap was the same job. the bank and our partner's legal team both had to sign off on the screens and every ad
what carried over: write the version the strictest reviewer will approve first, then make it good.
faster than back & forths with three people one at a time
with a live orchestra every minute in the room costs real money, so you walk in with every decision already made. best training i ever had for running a meeting
optimists and pessimists are both right about something. pessimists about the details, optimists about the outcome. only one of them builds the thing
October was VaultLeap's highest-revenue month ever.
More than $11M has moved across borders through VaultLeap.
In the last 6 months:
- Customers grew 255%.
- Returning customers grew 222%.
- Revenue grew 125%.
- Card customers grew 71% in October alone.
With Mohamed and Manish, I built:
- A Visa debit card program with rewards and cashback on every swipe.
- Accounts to get paid in three currencies and hold dollars from anywhere.
- Our own fraud detection and AML systems, from scratch.
- A mobile app and web app, built from the ground up.
- Every screen, the brand, and every word our customers read, down to the fine print.
We were on track to be profitable by January. And yet, I've made the decision to close VaultLeap.
Most startups end when they run out of options. We're ending with momentum, and I plan to carry every bit of it forward.
I'm incredibly proud of what we accomplished and the trust we earned. Above all, this experience reinforced how much I love turning ambitious ideas into real products alongside talented people.
Thank you to Ben for believing in VaultLeap from day one, and to our team, customers, investors, and partners for being part of the journey.
As for me, I'm just getting started. If you're building something ambitious, let's talk.
🫡
lol use @Vaultleap
they charge very little fees
you get free US account
free visa card (i have been using it for all my subscriptions , little to no charges)
you can also send payment request to your client from the ap at zero cost
i promise you (i don't hype rubbish)
thank you for this @jey_jey_Japa . you took the time to understand who we build for, and your opener about your first payment from abroad is exactly why vaultleap exists. we're not hiring, but i noticed, and i'm honored you took the time to make this demo
i also made this beautiful jingle ads for @Vaultleap
jingle song made with suno
stills generated in midjourney
video animated with hailou h3
the next great companies get started by people who spent years doing the job, not years learning to code.
the most valuable thing a small company will own in 2027 isn't its code. it's how the work actually gets done, written down.
during my time at remote control i learned storytelling is everything...watch any of hans zimmers interviews.
ben's right
Ben Horowitz on treating your story as your strategy, and why founders often skip writing it even though it's one of the most important parts of the job:
"The story of the company is also the strategy of the company... In your mind, you're kind of adjusting that strategy a little bit at a time every day. But then a quarter later, it's actually pretty different than what you started with."
"So it's really important that you keep upgrading your story. The articulation of your story. I would definitely recommend it be in written form."
"Something that you can share with everybody in the company, and everybody you're recruiting, everybody you're trying to raise money from, all your constituents, every customer."
"The problem that I think founders have is it doesn't feel like work. Like, 'What are you doing today?' 'I'm working on my story.' That doesn't sound like work."
"Because it doesn't feel like work, people don't do it, but it's probably one of the most important parts of the job."
@bhorowitz w/ @speedrun GP @Tocelot
GregReveret retweeted
Every single person you meet in your daily life is fighting a hidden battle that you know nothing about
Send them a Zoom meeting link for an 8 AM call on Monday morning to finish them off
prediction: by 2028 a lot of paychecks land as stablecoins and nobody notices. the app just says dollars.
the first billion dollar one person company won't be an ai startup. it'll be a boring business run by someone who knows the trade cold and lets agents do the paperwork.
