"Money is only a tool. It will take you wherever you wish, but it will not replace you as the driver." Ayn Rand

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Cross-Collateralisation When more than one property secures a loan. You might want to tap into any existing equity if you purchase a second property, cross-collateralising can help you in this case

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"When prosperity comes, do not use all of it" - Confucius

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Cooling-Off Period When you sign the contract of sale, you are legally bound to complete the purchase unless there is a cooling off period during. Cooling off is generally five to ten business days and this can be negotiated by your conveyancer.

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"If you don't find a way to make money while you sleep, you will work until you die" - Warren Buffett

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Conveyancing It is not as simple as transferring ownership of a property. The term 'conveyancing' is used to describe this process. This usually involves preparing and lodging documents, checking restrictions on titles and representing you at settlement.

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"An investment in knowledge pays the best interest" - Benjamin Franklin