Jennifer Beeston (@JenBeeston) header
Jennifer Beeston (@JenBeeston) profile picture

Top .01% Mortgage Originator Nationally Author of Brainhacked Mortgages in 48 states 📞786-933-2077 Nmls 247743 at Rate 2611

America
Joined May 2009
Photo by Jennifer Beeston (@JenBeeston)Photo by Jennifer Beeston (@JenBeeston)Photo by Jennifer Beeston (@JenBeeston)Photo by Jennifer Beeston (@JenBeeston)Photo by Jennifer Beeston (@JenBeeston)Photo by Jennifer Beeston (@JenBeeston)Photo by Jennifer Beeston (@JenBeeston)Photo by Jennifer Beeston (@JenBeeston)Photo by Jennifer Beeston (@JenBeeston)Photo by Jennifer Beeston (@JenBeeston)
Homebuying 101 👏👏 Follow for more Homebuying & mortgage tips
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A 2.75% mortgage rate is a massive financial asset until it keeps you trapped in a house you hate. Golden handcuffs are hitting homeowners nationwide. The daily mental toll of living somewhere you don't want to be costs more than the interest rate spread. If you can afford to move, choose your quality of life. If you want to keep the rate, turn the house into a rental. The math matters, but peace of mind matters more.
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Major housing wins for California veterans! 🇺🇸🏡 Here is what you need to know: • SB 296 signed into law: 100% P&T disabled veterans can get 50% to 100% off property taxes on homes valued up to $1M (low-income tier pays $0 in ad valorem taxes!). Takes effect 2027. • Prop 1 passes: $11.25B housing bond with $1.25B going directly into CalVet home loans. Make sure you check with county property tax collector on how to file for exemptions etc. #veterans #californiahousing #calvet #propartytaxes #vahomeloan #sb296 #disabledveteran #homeownertips
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Florida Amendment 3 has passed! 🚨 Major property tax changes for homesteaded homeowners: • Exemption rises from $50K ➡️ $150K in 2027 • Jumps to $250K in 2028 • School taxes remain unchanged • Out-of-state movers must establish residency by Dec 31, 2026 to avoid a 5-year wait. 🏡☀️ make sure to talk to a tax professional to fully understand how this will affect you.
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Temporary rate buy-down VS Permanent rate buy-down 🏡💰
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Florida Prop 3 ✅ One step towards making housing more affordable in the short and long term. More details in am… sleep well!
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Florida vote YES on Prop 3 and let’s make homeownership more affordable 🙌
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Saving up to buy a house? Watch my new YouTube video first 🏡 I dive into the 20% down payment myth, the advantages of conventional loans, and what you REALLY need to know before buying a home. Go watch the full YouTube video linked in my bio 🎥 Follow for more homebuying and mortgage tips 🏡
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Waiting for home prices to crash 50% like 2008? Here’s why it’s not happening: • 40% of US homes have NO mortgage • 70% of mortgaged homes are under 5% • 21% are under 3% Sellers with a $2k/mo payment aren't taking lowball bids just to take on a $5k/mo replacement. They just delist. #HousingMarket #RealEstate
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Veterans buying above $832,750 in 2026: If your lender says you must put money down because it’s a jumbo loan, get a second opinion. Since 2020, full VA entitlement allows 0% down up to $2M+. Don’t drain your 401(k) over bad guidance. 📞 786-933-2077 (NMLS 247743) #VALoan #Military #PCS
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🏡 The truth about the housing market in 2026… and what you need to know before buying a home. If you’ve been waiting for the “perfect” time to buy, you need to hear this. 👀 🎥 Want the FULL breakdown? Go watch my full YouTube video for everything you need to know about today’s housing market and how to make the best move for YOUR situation. 🔗 Watch the full video — link in bio! Follow for more homebuying tips to help you go from homebuyer to homeowner! 🏡
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There are so many fake stories on X. Can @Grok scan the stories and put across them if they’re fake or remove them to save us time from going through the comments to see that people have asked Grok. So many of the fake stories are designed just to create fear and panic. If someone is looking at these stories and believing them all their mental health is getting extraordinarily damaged. I feel like Grok could fix this.
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Homebuyers, before you sign a buyer’s agency agreement, make sure you understand what you’re agreeing to ✍️ I’m breaking down the basics in this Reel, but if you want the FULL breakdown of what you need to know before signing, head to my YouTube channel 🎥 👉 Watch the full video linked in my bio!
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The answer isn’t always as simple as you think. In today’s market, the buyer’s agent compensation can be negotiated with the seller — but if the seller doesn’t agree to pay it, you may be responsible for your agent’s commission. I’m breaking down how this works, what you need to know BEFORE you sign a buyer agreement, and what you should be asking your Realtor. 🎥 My full YouTube video is dropping today — go watch it so you know exactly what you’re agreeing to! 🏡 Knowledge = power when buying a home.
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Buying down your rate means paying upfront (or negotiating for the seller to pay) to lower your mortgage interest rate and potentially save money on your monthly payment. 💡 And in today’s buyer’s market, you may be able to negotiate for the seller to cover that cost! Want to know how to use seller concessions to your advantage? Follow along for more mortgage tips, and let’s get you into your new home🏡 #homebuyertips #firsttimehomebuyer #mortgagelender
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In Part 3 of my Winning in a Buyer’s Market series, I’m breaking down EXACTLY how much you can ask the seller to contribute toward your closing costs and buying down your mortgage rate. 💰 You could save thousands upfront AND lower your monthly payment! 🎥 My newest YouTube video is LIVE! Go watch it now so you know how to make the most of today’s buyer’s market. Link in bio! 🔗
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One of the biggest mistakes I see homebuyers make
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Veterans, BEWARE of the headlines! You may have seen claims that Trump’s new executive order is lowering interest rates on ALL VA home loans. I’d love for that to be true, but there’s more to the story. The order applies to a specific type of loan originated directly by the VA itself — not the standard VA home loans most veterans use. In my newest YouTube video, I’m breaking down what this actually means and why veterans need to be careful about misleading advertising. 🇺🇸 Go watch the full video so you know the facts before you believe the headlines! Link in bio 🔗 #VALoans #Veterans #MortgageTips #VAHomeLoan #MortgageEducation
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