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I'm honestly at a point where I need to swallow my pride and ask for help.
I have accumulated debts that are becoming overwhelming. My house rent is now two months overdue, and I still have a loan I took to settle my mum's hospital bills. Unfortunately, I have just this month to clear these obligations.
I lost my job a few months ago, and things have been extremely difficult since then. Thankfully, I've secured another job, but my salary is barely enough to take care of my basic needs, let alone settle the debts I've accumulated.
Please, I'm sincerely asking for your support. Whatever amount you can contribute will go a long way in helping me get back on my feet. And if you would rather lend me some money, I'm willing to work and repay you gradually from my salary.
I'm not asking for luxury or handouts. I just need a little breathing space to get out of this financial mess and start rebuilding my life.
If you can help in any way, please don't hesitate to reach out. Even a little support would mean so much to me.
Thank you, and God bless everyone who finds it in their heart to help.
Someone should recommend some really interesting movie series for me to watch. Something addictive, with plenty of suspense, action, drama and unexpected twists. I'm ready to binge-watch. πΏ
Drop your best recommendations.
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As I approach another birthday, my prayer is simple.
I want to become a better man.
A man whose presence brings peace.
A man who keeps his word.
A man who honours God.
A man who takes care of his responsibilities.
A man whose family can be proud of him.
A man who succeeds without losing his values.
I'm not perfect, but I'm committed to growth.
4 days to my birthday. β€οΈπ
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Sometimes when I listen to such things I get sad π i am very emotional π₯Ή now.
How can a man go through all this struggles and you listen to people you donβt know but just call them friends
Men, we go through a lot but we just endure and make our partners happy.
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Sometimes, desperation makes people take financial decisions they wouldn't ordinarily consider. When you're drowning in debt, you may grab the first lifeline you see without thinking about the long-term consequences. That's why financial literacy is just as important as prayer. Faith is good, but wisdom in borrowing is equally important.
Yesterday at church, a pastor read a written testimony:
βThe person who shared their story took out a β¦500,000 loan from OPay to pay off a β¦1.1 million debt.
A few months after taking the loan, he lost his job and couldnβt keep up with the payments. After a year of being unemployed, he had only managed to pay back β¦400,000, and the interest on the loan had ballooned to β¦2.2 million.
He started praying about it, and then he landed a contract that allowed him to clear the entire debt.
My question is: How do you accept to take a β¦500,000 loan to pay a β¦1.1 million debt?
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Haha, carbs definitely help with bulking, but don't sideline protein. π Your muscles need protein to grow and recover too. It's all about getting the right balance and eating enough.
PROTEIN will never make you BULK.
CARBS are responsible for BULKING βΌοΈ
Eat rice and sweet potatoes like you wana die.
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Love, to me, is choosing someone every day, even when things aren't perfect. It's honesty, respect, patience, loyalty, friendship and genuine effort. It's not just saying "I love you" but making sure your actions give someone a reason to believe it.
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Some migrants experience loneliness, discrimination, cultural differences, poor employment opportunities and social isolation. Some eventually return home because life abroad did not meet their expectations. Research on Nigerian returnees has documented these experiences.
Your uncles and aunties will not tell you..
But they are coming back to Nigeria to retire because they have failed to integrate into the western world.
They live abroad but has refused to adapt to life there.
They need to be constantly worshiped, but no one abroad send their papa.
So they will take their $3,430 social security check and use to buy "good afternoon ma" "how are you doing today sir" "I just came to see how you are doing today ma"...
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There are prayers I used to think God ignored.
Years later, I realized He answered them differently.
Sometimes βnot yetβ makes sense only after you've seen what God was protecting you from.
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One financial habit I want to build:
Before spending unexpected money, wait.
Don't immediately assign every extra naira a job.
Sometimes money needs to sit quietly in your account.
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There's a strange freedom that comes with realizing people are going to misunderstand you sometimes.
You can explain yourself.
You can clarify.
But you cannot control everybody's interpretation of your life.
Live responsibly anyway.
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What's one Nigerian food you genuinely don't understand why people love?
I'll probably disagree with you, but go ahead. π
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What's one thing your hometown does better than every other place in Nigeria?
No fighting.
Okay, maybe small fighting. π
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Since I was born, I never see birthday gift π©
I have not gotten myself a gift in a while especially on my birthday so i decided to contact @obinna_chikodi to get a top tier lexus brand for me.
17th November is a day to remember βΌοΈ
That is my gift to myself.
Thank God for keeping things running smoothly.
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