Ralf retweeted
Ein Statement von @MonikaGruber24 zum Tod von Hubert Aiwanger. Danke für die klaren Worte.
Ralf retweeted
Wir besteuern etwas, das wir noch gar nicht haben 🤯
Die Idee einer KI-Steuer ist zurück in der Debatte. Digitalminister Karsten Wildberger hat sie im Tagesspiegel angestoßen, damals ging es um KI-Umsätze. Heute bei WELT TV ging es um KI-Gewinne. Er hat den Vorschlag inzwischen relativiert, vom Tisch ist das Thema aber nicht.
Ich schätze unsere Gespräche und halte Karsten für einen klugen Kopf. Aber bei diesem Thema sehe ich es komplett anders.
Umsatz oder Gewinn, so oder so: Eine KI-Steuer wäre jetzt saudumm. Und an der Realität völlig vorbei.
Wir haben bei KI bisher alle Chancen verpasst. Wir haben zu hohe Energiepreise. Wir setzen KI noch überhaupt nicht ernsthaft ein. Europa hat nur einen Bruchteil der Rechenkapazität der USA.
Klar ist: KI wird den Arbeitsmarkt verändern, und den Umbau müssen wir finanzieren. Aber erst müssen wir aufholen. Das Mindset ändern, Kapital gewinnen, Rechenzentren bauen.
Ich habe hier selten CEOs erlebt, die KI wirklich mit Dynamik einführen wollen. Und jetzt denken wir schon wieder über Steuern nach.
Das macht mich wütend. Was braucht Deutschland jetzt: eine KI-Steuer oder einen KI-Turbo?
Ralf retweeted
Finance has been unnecessarily complicated for far too long.
The Finance Computer changes that.
Great to see ProMotors, an automotive reseller LIVE with @financecompute!
Making finance simpler. One business at a time!
Ralf retweeted
Mais heu c'est quoi ?! 😅
financecomputer ,
Ça sert à offrir des services bancaires (comptes, cartes, paiements…) sous ta propre marque, sans devenir une banque.
En simple :
Tu as une app, une plateforme, un site ou un business (ex. : une app crypto, une marketplace, une chaîne de magasins, un service en ligne…).
Au lieu de juste dire à tes clients "payez avec carte bancaire", tu peux leur proposer :
• Un compte "TITA" (ou le nom de ta marque)
• Une carte de paiement à ton nom
• La possibilité d’envoyer/recevoir de l’argent
• Des récompenses, conversions, etc.
Tout ça sous ton logo et ton design.
Tes clients voient "TITA" pas "Finance Computer".
Pourquoi c’est utile ?
Normalement, pour proposer ça, il faut :
• Une licence bancaire / e-money (très long et cher)
• Des accords avec Mastercard/Visa
• Gérer la conformité, la sécurité, les virements SEPA, etc.
Là, ils ont déjà tout ça.
Tu intègres leur API une fois, et tu peux activer les fonctionnalités que tu veux (Hold = comptes, Spend = cartes, etc.).
C’est une solution d’embedded finance :
tu utilises leur licence et leurs rails (e-money institution régulée en Europe, principal member Mastercard & Visa, PCI DSS, siège au Liechtenstein).
Tes clients voient ta marque, eux gèrent la régulation, la conformité et l’infra technique.
C’est lié à l’écosystème MultiversX / xMoney / xPortal.
Ils ont déjà des clients comme Tradeville, Domino’s, xPortal, etc.
Approche "blockchain invisible" :
Sous le capot, le registre des soldes et mouvements tourne sur MultiversX, et xMoney prépare des stablecoins régulés. Les clients ne voient ni blockchain ni tokens, c’est le moteur technique qui tokenise l’argent en coulisse, pas le produit visible.
Avantages principaux :
• Tu proposes des comptes et cartes à ton nom sans demander de licence bancaire.
• Tu gagnes de l’argent sur les transactions.
• Tes clients restent plus longtemps dans ton app/écosystème.
• Une seule intégration technique.
• Tu te concentres sur ton produit, eux gèrent le reste.
Avantages pour la blockchain (MultiversX / EGLD) :
Plus de transactions :
chaque opération qui touche le registre (soldes, settlements, conversions, etc.) génère des transactions sur MultiversX. Cela augmente l’usage du réseau.
Brûlage de frais :
une partie des frais de gas est brûlée, ce qui réduit l’émission nette d’EGLD quand le volume augmente.
Entrée d’argent réel :
les dépôts fiat des entreprises/clients peuvent être convertis ou settlés en stablecoins et actifs sur la chaîne ➡️ plus de liquidité et de TVL.
Adoption invisible :
des millions d’utilisateurs interagissent avec la blockchain sans le savoir (pas de wallet, pas de seed phrase). La blockchain devient une infrastructure backend, pas un produit que les gens doivent comprendre.
Demande pour EGLD :
plus de liquidité et d’activité renforcent l’usage d’EGLD comme collatéral, pour le staking et comme actif de réserve du réseau.
En résumé :
Finance Computer apporte de l’usage réel et récurrent (pas seulement spéculatif) sur MultiversX, en connectant des entreprises et de l’argent traditionnel au réseau, tout en restant invisible pour les utilisateurs finaux.
Ah ça commence à être un peu plus clair, bon va falloir que j monte un p'tit business alors, ok...
On my way 😅🤙🏻
MultiversX xPortal $EGLD
Multivers𝕏 Multiversᕽ
Supernova 🌌
Astra
Bon, j’essaie de comprendre l’Ordinateur Financier, voici un début.
Je crois qu’on part sur quelque chose qui peut véritablement révolutionner les échanges !
Hum, tout le monde ne va peut-être pas forcément apprécier… 😁
Ralf retweeted
Boom. Moving forward.
It's great to announce that Tradeville, one of the largest brokers in Eastern Europe, Romania, is using the @FinanceCompute!
Why? Simple.
Faster movement of money, equals better conversion, more users, more profits.
This is the finance computer.
Ralf retweeted
A few notes, only for some crypto people.
If you’re not in crypto, please keep scrolling. Nothing to see here.
1. Is Supernova live and delivered?
YES. After years of work, it’s live. It works. It’s delivered.
2. Does this change your life?
Yes and no. Yes, if you’re building something cool and know how to find users.
No, if you're not looking to building anything.
3. Does the Finance Computer use MultiversX?
YES. Does it use EGLD? Yes.
4. Is the Finance Computer a product for crypto people? Another thing for crypto people to generously bless with their omniscient wisdom?
No. It’s not built for crypto people.
Their omniscient wisdom, fortunately, doesn’t apply here. :)
5. Will the Finance Computer spend every day talking about crypto?
No. Plain and simple.
This is a distinct B2B distribution product.
It targets businesses, not crypto users. It speaks their language, solves their problems, and focuses on delivering a service they actually want to use. Less explaining crypto. More of making money actually work better.
6. Now that Supernova is live, will there be new use cases?
YES. That’s precisely the point.
The Finance Computer is a new interface for bringing these capabilities into the real world.
Different audience. Different language. Different distribution. Same underlying rails.
7. Will there be announcements and partnerships?
YES.
8. When when when, sirs? Can we have everything today?
No. Not everything today.
During next week and September, we’ll start sharing the first business use cases. Something merchants and companies can use in a simple way. Beyond that, we’ll have some focused workshops around what the Finance Computer can actually unlock for businesses.
Simple language. Clear benefits. Clear next steps. Use cases businesses can use today.
9. Do we have strategic use cases that validate the Finance Computer and meaningfully accelerate momentum?
YES. Some very interesting ones. That is the entire point of the finance computer. Let those be cooked. We announce them when they are shipped, or just ready.
10. So when do we get all the information?
At the right time. What I can say is this: this quarter will be defining for both the Finance Computer and MultiversX from a business adoption and real-world use case standpoint.
We have shipped a massive infrastructure upgrade, with a completely new interface, that speaks a different language for the business world. Taking that further is the focus now. Crawl, walk, run.
11. Isn't it unprofessional or impolite to block trolls who fill my posts and timeline with NPC rubbish?
No. We worked for two years on Supernova. Actually, much longer. We set out to deliver an extremely difficult technical milestone, and we delivered it.
Together with the entire team, I am very proud of that milestone. We now stand at the very frontier of performance, on the right ground, with a clear suite of money services ready for the business world.
So yes, trolls will disappear from my timeline. Better for everyone that way. In computer science, we have a technical term for this. It’s called garbage collection. Works surprisingly well, highly recommended. :)
12. Are we here to solve all the world's problems?
No. We’re here to build a great product and deliver it.
Take what is useful. Build on it. Adapt it. Move forward. That’s it.
13. But but but, isn’t this supposed to be for everyone?
No. Not everything needs to be for everyone.
What we are building stands for something specific. A better way of accessing, moving and programming money. If it resonates with you, and you need it, great. Come build, use it, contribute, push it forward. If it doesn’t, also great. Life is short. Find something else that does.
14. One final thing.
Crypto, generally, has gotten so toxic that it feels more and more like an autoimmune disease, the body eating itself from the inside. We are in the process of treating that toxicity. Changing the focus, applying more effort on money used in the real world, communicating to the right distribution target, and spending less time on things that are clearly misaligned.
Simple steps can go a long way. That’s the direction.
/end of professional rant :)
—------
Ps. That said, for the rest of the cool people here, the Finance Computer makes things simple for real world money movement adoption. It abstracts rocket science technology, and makes things just work.
Next week we are sharing some simple use cases that enable businesses to take this product and use it. It also enables you as an individual to find businesses you are close to, or love, deliver this to them, and potentially make some money as they adopt it.
Anyway. With these milestones delivered, and the new Finance Computer unveiled, we have officially entered the adoption phase.
Ralf retweeted
Following the Supernova upgrade, we identified an issue affecting the recording and claiming of staking rewards.
All funds are safe, and affected rewards will be restored.
Until the fix is deployed, please do not claim rewards or perform any other staking operation.
The fix requires a coordinated network update with exchanges and other infrastructure partners. The earliest safe deployment window is Monday, September 14, 2026.
Update on Staking Rewards
User advisory
Following the Supernova upgrade, we identified an issue affecting the recording and claiming of staking rewards.
No funds have been lost or will be lost. Staked EGLD remains secure, and affected rewards will be restored.
Until we confirm that the fix is live, please do not perform any staking operation, including:
- Claiming rewards
- Redelegating rewards
- Delegating
- Undelegating or unstaking
- Withdrawing previously unstaked EGLD
If you have already claimed and received 0 EGLD, no action is required. Please do not submit another claim. Each claim can advance an account's reward checkpoint, making the subsequent recovery more complex.
We have temporarily disabled staking operations through xPortal and the MultiversX Wallet. The same restrictions are being applied at the public gateway to limit further affected transactions.
Fix schedule
The immediate fix requires a coordinated network update involving exchanges and other infrastructure partners. The earliest safe deployment window is Monday, Sep 14, 2026.
The recovery will happen in two steps:
1. Forward fix: Correct the epoch accounting so that new rewards are recorded and claimed normally.
2. Recovery fix: Restore rewards affected by overwritten records or claim checkpoints that advanced without payment.
Staking operations will remain paused until the forward fix has been deployed and verified. We will announce when they can safely resume, followed by confirmation when the recovery has been completed.
Ralf retweeted
Let’s write history together.
Leave one line for the next chapter of MultiversX.
Onchain forever and sealed into the first block of Supernova.
supernova.multiversx.com/gen…
I signed the Genesis Book. Entry #74.
“Supernova. 600ms. Built for a world where billions of AI agents transact autonomously. This is where the next chapter begins.”
Read the book: supernova.multiversx.com/gen…
2
16
My Supernova ID ✦ Class of 2022
1,691 days onchain - here before the 600ms era begins on 10 September.
Reveal yours: supernova.multiversx.com/
2
18
Ralf retweeted
This will be pretty FAST.
and imagine, all that speed on consumer grade hardware and normal internet connection.
nothing fancy, nothing super expensive.
you can run nodes at home on a 10$ internet, you can use your old laptop to validate / run everything. at over 100K TPS.
This is SuperNova. This is MultiversX.
Ralf retweeted
For regulated platforms, funding an account has always meant a trade-off: fast or compliant.
Not anymore, because we’re launching a new feature!
xMoney's Verified Card Funding lets users top up investment accounts instantly by card, while confirming ownership directly with the card issuer, before any money moves.
No slow bank transfers. No compromise.
Already live in production, with Tradeville as the first platform using it 🔥
Ralf retweeted
Update on xMoney Stablecoins
In December, we announced EURXM, USDXM, and RONXM, three fully MiCA-aligned, 1:1 fiat-backed stablecoins, and shared a tentative operational target of June 2026 for launch, depending on final Central Bank regulation coming into effect.
Here’s a brief update on the status, timeline, and next steps.
First, the good news. The products are built. The whitepapers are published. The reserve and audit framework is in place, the infrastructure is ready, and our partners are lined up. From a technology and product standpoint, we are ready to launch.
Second, what we are waiting on is legal and regulatory in nature, and it sits within the jurisdiction of the Central Bank. To be more precise, under MiCA, an e-money token can only be issued once the national competent authority responsible for e-money tokens is formally designated and operational in the issuer's home country. Our stablecoins are issued under a Romanian electronic money license, which means the relevant authority is the National Bank of Romania, but the step that formally activates supervision of e-money token issuance still requires a specific piece of national legislation which is not fully finalized.
That legislation is currently in the works, and Romania is in a government-formation period, meaning a caretaker government operates with limited constitutional powers; hence, it cannot adopt the type of ordinance this step requires until a new government is in place. In other words, we are ready, the European framework is ready, and we are waiting on a national procedural step that today's interim government is not in a position to complete.
Since we operate under full regulated clearance, this means we will only be able to launch when the framework is properly in place and full authorization is ready. After all, this is what MiCA-compliant means.
We are staying close to the process; our infrastructure remains ready, and we are prepared to move with intention once the framework becomes operational.
Thank you for your patience and your trust.
Regulated, scalable, useful digital money for real payments. We're almost there, and doing it properly.
Ralf retweeted
The US government, citing national security authorities, has issued an export control directive to suspend all access to Fable 5 and Mythos 5 by any foreign national, whether inside or outside the United States, including foreign national Anthropic employees.
The net effect of this order is that we must abruptly disable Fable 5 and Mythos 5 for all our customers to ensure compliance.
Access to all other Claude models is not affected.
We apologize for this disruption to our customers. We believe this is a misunderstanding and are working to restore access as soon as possible.
Read our full statement: anthropic.com/news/fable-myt…
Ralf retweeted
A global first for xMoney 🚀
We are proud to become the first @Mastercard issuer in the world to launch Mastercard Payment Passkey, the next-generation authentication solution for tokenized online payments.
Combined with Click to Pay, already available through xMoney, we're helping set a new standard for secure, seamless online checkout.
✅ Biometric authentication
✅ Faster payment confirmation
✅ Reduced fraud risk
✅ Less friction at checkout
A huge thank you to Mastercard for partnering with us on this milestone.
Ralf retweeted
🏪 @xMoney_com merchants are waking up to this email in their inbox. Without changing a single thing, they start accumulating XMN.
It's called "Rewards for Merchants": a portion of the fees they already pay gets converted into XMN on their behalf. Payouts stay the same. XMN just starts accumulating in the background.
The mechanism is elegant: instead of disappearing into the fee structure, a slice comes back. The merchant doesn't lift a finger - but ends up as a conscious stakeholder in the same ecosystem their customers are already using.
$XMN 👀
ALT xMoney launches Rewards for Merchants: earn XMN tokens automatically from existing payment fees, no changes required. Passive crypto rewards built into every transaction.
Ralf retweeted
Agent-ready access to MultiversX infrastructure and smart contract tooling.
The MvX SC MCP is live.
Supernova will make @MultiversX faster. 🚀
Now the tooling around smart contract development needs to keep up too.
AI can already help a lot, but most agents are still chain-context unaware.
So we built MultiversX SC MCP 🧵
Ralf retweeted
3/ The network is live 🙌
Stake your position.
Spend with partners.
Claim your rewards.
Explore the xMoney Rewards Network 👇
app.xmoney.com/
Ralf retweeted
🇺🇸 EGLD Enters the US Institutional Conversation
———
State of Arizona advanced two crypto bills to a full House vote.
SB1042 allows 10% of state public funds into digital assets. SB1649 creates a Digital Assets Strategic Reserve Fund, first of its kind in the US.
SB1649 names 14 cryptocurrencies by name. Selection criteria: adoption, transactions, transaction value, development ecosystem.
EGLD is one of the 14.
———
If passed, Arizona creates the first US state crypto reserve. EGLD eligible from day one. The precedent opens the door for other states and bigger institutional adoption.
source: azleg.gov/legtext/57leg/2R/b…
Ralf retweeted
For the last years, we have been working toward a new breakthrough. A ground-up rearchitecting to set new records in speed, and UX (in addition to unprecedented throughput).
Yesterday, with the same minimal technical specs, we have processed 1 Billion transactions, achieving a peak of 120k transactions/second in a LIVE community battlenet, with only 3 shards + metachain.
This is SUPERNOVA 🔥
The game has changed.
