MBA & CFA I like Crypto - tao Real Estate Portfolio Sold 1 business Bought 5 business Bought 10 media assets Travelled 21 countries
Clearwater FL
Joined May 2013
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Part of why this is happening is because people are avoiding Banks because of all the fees. It is far faster and simpler to just do creative financing. Skip all the fees and garbage. You have to deal with a bank and just buy the property with creative finance.
The U.S. mortgage market is mired in its deepest recession on record.
Applications to purchase a home are now down 47% from the pre-pandemic norm.
And also down 19% from last year.
The index level in early November was only 131.4, compared to 250 back in 2018-2019.
So few people are going out to buy houses with mortgages, that purchase application levels are even lower than the 2008-2012 bust.
The upshot here is that the U.S. is now a buyer's market.
Supply is now past 2019 levels, while demand keeps dropping, meaning big discounts are available in many markets.
Just make sure not to overpay.
To see where mortgage applications have dropped most, search your ZIP: reventure.app/map/CxmQXo60W4
Sam Stolt retweeted
> be AI company
> scrape the entire internet
> ignore licenses and copyright
> download millions of pirated books
> use them to train frontier models
> spend tens of millions buying physical books
> cut off their spines
> scan every page
> destroy the originals
> lecture everyone else about intellectual property
> we are the good guys
We added two sentences to Claude Code's prompt on Opus 5.5 to steer it away from recreating someone else's specific game because using Claude to infringe IP is against our usage policy.
Original games, genre games, and games built from your own designs and assets are meant to keep working.
We'll continue to iterate to ensure we're striking the right balance. In the meantime, if Claude turns down something that's yours, send it my way.
Introducing Kimi K3.1 Pro: our most capable 3T-class open-weight model.
🔹 1M-token context, 2.8T total / 104B active params (MoE), Multimodal.
🔹 Full-project coding: games in Unreal, Unity & Godot.
🔹 Excels at parametric 3D modeling in Blender & CAD.
🔹 More reliable at finance work: Accurate modeling with hallucination down by 65%.
🔹 Matching the strongest proprietary models across coding, agentic and knowledge benchmarks.
Kimi K3.1 Pro and K3.1 Pro Highspeed (2–3× faster) are now live on Kimi.ai, Kimi Work, Kimi Code, and the Kimi API.
Open weights by Nov 4, 2026.
🔗 API: platform.kimi.ai
🔗 Tech blog: kimi.ai/blog/kimi-k3-1-pro
This is awesome
BREAKING: 🇫🇷 BILLIONAIRE JACK DORSEY'S BITCHAT JUST BECAME THE MOST DOWNLOADED APP IN FRANCE
THE APP THAT LETS YOU SEND #BITCOIN WITHOUT INTERNET IS NOW #1 ON THE APP STORE
WHILE PROTESTS AND RIOTS HIT THE COUNTRY
OFFLINE FREEDOM TECH IS WINNING 🔥
Sam Stolt retweeted
Lium is hands down the best place to put your GPUs.
You get paid for idle compute, 95% of rental revenue, and additional bonuses.
The average time from a gpu added to our network to rented is <1 hour.
and at any given moment 9/10 GPUs on our platform are rented.
Day 2: I made a lot more progress. Still have a lot more work to do. One of the next things I'm going to get Don is submit plans to the city for adding the garage as square footage to the house.
Sam Stolt retweeted
Utilization is at an all time high, we are fully rented out of most GPU types on our platform.
This is a call for anyone with spare GPUs to rent them out through lium! The process is super simple and you get paid 95%+ of rental fees + payments even while unrented!
The full setup is less than 10 minutes.
start here: provider.lium.io/
i was spending a few thousand a month on ai but i would still have friends that would ask me questions about using the free version of ai
The top 1% of AI spenders now outspend the bottom 50% combined
They spend an average of $903/month, while the median customer spends just $25
More charts in our Top 100 Consumer AI Apps breakdown: a16z.news/p/top-100-consumer…
S curve growth about to explode
98% of US households aren't paying for AI yet
More charts in State of Markets II: a16z.news/p/state-of-markets…
True
#Bittensor could be more impactful than #Bitcoin, according to @BarrySilbert
🟠 “The boldest prediction that I could make for #Bittensor is it could be a better version of #Bitcoin as a global store of value"
⚫️ "Instead of spending $10–12 billion a year to secure the #Bitcoin network, imagine using that to incentivize a global problem solving network”
$TAO
Hahaha 🤣😂
BREAKING: the UK government publishes official rules on how to use AI:
1. Ask first if you really need to use AI
2. Check if a spreadsheet can do the job before using AI
3. Choose the worst model possible so it uses less energy
4. Keep prompts short to reduce the environmental impact
5. In general, use AI only when necessary, as a climate-saving measure
With a mindset like this, we should accept the UK back into the European Union
The issue isn't with inflation and the fed interest rate. Inflation comes from printing money and the devaluation of the dollar. When everything is denominated in dollars and we print more dollars. Everything appears more expensive because the dollar is decreasing in value
The presumption that the Fed raising short-term rates reduces inflation is predicated on the belief that higher rates reduce demand and investment.
But what if higher rates don’t reduce demand and investment because the demand for intelligence and energy is unaffected by higher rates because winning the race for super intelligence has a near infinite ROI and the demand for compute will remain incalculable.
Why won’t higher rates at this unique moment in history therefore lead to more inflation as interest costs are embedded in everything?
And the problem is compounded as the more the Fed raises rates, the more inflation we will have and the more the Fed will need to raise rates further and so on.
But what if the old models don’t apply to the current paradigm and the Fed is wrong?
I think the Fed might have just made a mistake. Am I right or am I wrong?
