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All-in-one, self-custodial app: Buy BTC, Borrow against it, Earn on USDC, Spend anywhere. Live on iOS now Backed by @yzilabs, @cbventures, @drapervc and more

Joined January 2024
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Sats Terminal retweeted
> Day 1: VIP dinner with @cz_binance @justinsuntron @BarrySilbert and more > Day 2: demo day with His Majesty King of Bhutan 🇧🇹 > Day 3: roundtables and meetings with web3 OGs > Last day: Tiger’s Nest hike Literally - THE BEST CRYPTO CONFERENCE I EVER ATTENDED! @yzilabs ❤️
The Convergence: Bhutan by YZi Labs 🇧🇹 Bhutan, with its long-term outlook, is a fitting place to bring founders, investors, and ecosystem partners to explore how frontier-tech theses move toward real-world adoption. Day 1: We began over dinner as guests arrived.
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thanks @cz_binance for Bhutan you and @yzilabs are doing great things big respect ❤️
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Sats Terminal: Live on Starknet. Powered by @vesuxyz, users on Sats Terminal can borrow USDC against BTC while accessing market-leading rates across Starknet BTCfi. It also opens Starknet to Sats Terminal base of 100k+ unique wallets. Starknet is where BTCfi scales.
1/ BTC loans on Sats Terminal just hit a rate we didn't think we'd ever list: ~-2.04% Net APR at 50% LTV (up to 86% max), powered by @vesuxyz on @Starknet. Negative. Your position currently earns more than your loan costs. Here's how 🧵
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Sats Terminal retweeted
SmartX × @SatsTerminal We're bringing BTC-backed liquidity to prediction market traders. Your sats don't have to sit on the sidelines. ✅ Borrow against your BTC to bet -- without selling a single sat ✅ Instant liquidity when major events hit and markets move fast ✅ Bet now, settle later Coming soon.
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Dear Iran, there’s absolutely no need to sell Bitcoin collected from the Hormuz Safe insurance.. Borrow against it on @SatsTerminal 😉
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Sats Terminal retweeted
If financial apps where as simple as @SatsTerminal the world would be in a better place
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Sats Terminal retweeted
Welcome @SatsTerminal to the #GateDEX ecosystem! Now you can access the ultimate Bitcoin ecosystem terminal directly via #GateWallet. @SatsTerminal is a Bitcoin liquidity protocol that powers native BTC-backed loans, yield, and trading for retail and businesses.It allows you to borrow against your Bitcoin and repay anytime. Explore DApps now: satsterminal.com/borrow/?utm…
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Sats Terminal retweeted
day two PBW
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📄 @base daily recap what happened on @base last 24 hours ■ @coinbase 24/7 stock perpetual futures now live for eligible non us users with 200K reward pool ■ @buildonbase onchainkit officially sunsetting with a 60 day migration window to alternatives ■ @nickprince AWS published official reference implementations for x402 on base ■ @pancakeswap top farms updated live highlighting SOL WETH and cbXRP WETH for LP ■ @aeroxyz new TRON pool live and emissions eligible after successful migration ■ @0xdeployer reported bankr ecosystem surpassed 1B total volume on base ■ @virtuals_io now powering agent commerce on world chain for identity and escrow ■ @shadowcleague new partnership with strikerobot ai for cross sharing robotics knowledge ■ @uptopia_xyz new game john wick and a pencil dream announced with gunfu action coming soon ■ @avantisfi streamer showdown PVP livestream series kicks off today with 4 traders competing ■ @bankrbot automation setup now delivers directly to telegram in one place ■ @aeroxyz TRX USDC trading pair and liquidity pool now live via layerzero ■ @pancakeswap liquidity planner for AI agents now live for one prompt contract verification ■ @joinbond value filtered inbox app now fully tryable where you bond funds to message experts ■ @satsterminal now live on base for native BTC deposits and onchain stablecoin borrowing ■ @markit_markets full sportsbook now live for non us users as onchain prediction markets ■ @zerion x402 payments for onchain data fully live for AI agents to pay 0,01 USDC ■ @bankrbot LLM gateway shipped with 28 models plus auto routing and drop in SDK
📄 @base daily recap what happened on @base last 24 hours ■ @base the crypto castle comedic web series funded by DCP foundation now fully out ■ @coinbasedev 86 percent of institutions already using or exploring stablecoins for instant settlement ■ @brian_armstrong shared a behind the scenes look at the latest coinbase IRL ad campaign ■ @baseapp hit 369,225 weekly transacting users ■ @shadowcleague week 1 leaderboard snapshot locked in with more players on base app ■ @worldmobileteam 3M plus daily active users utilizing the decentralized mobile network settling to base ■ @worldmobileteam full onchain telecom network settling to base with privacy first plans and stable rewards ■ @wasabi_protocol size games trading competition officially live on base with 10K prizes ■ @shadowcleague confirmed participation in base batches 003 robotics track ■ @dxrgai DX terminal pro onchain agentic trading platform closing tomorrow for early token access ■ @buildonbase coinbase security series panel confirmed for friday march 20 ■ @coinbasedev x402 week submissions deadline is tomorrow for builder spotlights ■ @carlosjmelgar shared official builder support framework now public with regional leads ready to amplify teams ■ @o1_exchange founder shared full experience building on base, ■ @flaunchgg new website and full platform refresh officially live for creator success stories ■ @virtuals_io agent commerce infrastructure now live and powering native transactions on monad and XRPL ■ @jnix2007 Coinbase Developer Platform wallets full transaction signing support shipped for tempo mainnet ■ @hiredegen first working demo of the AI agent to human marketplace fully shipped and live on base ■ @zothdotio zOPAL early access officially live on base ahead of the first 5M TVL vault ■ @rosetta_hl non custodial yield router officially live on base routing 270M plus stablecoin capital dynamically
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.@SatsTerminal built the first native bitcoin lending aggregator powered by garden the integration came together in a weekend see how their team approached it ↓
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We need to stop pretending a 30-year mortgage is the ultimate financial flex. If you’re in your 20s or 30s right now, grinding side hustles, remote work, or just trying to stack some real wealth, the old “save up, buy a house, wait to get rich” playbook feels like a bad joke. U.S. home prices are still completely detached from wages. Median home price sits around $400,000 in early 2026. The typical down payment? $64,000. Even scraping the bottom with an FHA loan, you’re looking at $14,000+ upfront on an average home (before closing costs, reserves, and inspections come along to burn your bank account). Bitcoin changes the game completely. No banks. No credit checks. No geographic borders. Bitcoin is divisible into 100 million satoshis, so you can literally start with $5–10! That's even cheaper than your daily coffee. You own it outright on the blockchain the second it settles. From ~$415 in 2016 to ~$72,000 today, that’s over 17,300% growth while housing barely kept up with inflation. The math is simple. 21m hard cap vs endless fiat and housing supply. Funny enough though, most people still think Bitcoin is just a buy and hold kinda asset. Bitcoin isn’t just digital gold anymore. It’s a full financial network, and they're leaving yield and liquidity on the table. Platforms like @SatsTerminal let you do what legacy banks won’t: - Borrow non-custodially against your BTC - Earn yield on BTC and stablecoins - Zero credit checks - No KYC headaches Pure Bitcoin-backed tools built for real people. As @michael_saylor said: Bitcoin is “a secure savings account for billions of people who don’t have the option or desire to run their own hedge fund." Digital scarcity is for everyone, not just whales and boomers with 20% down payments. Start with whatever you can afford today and let Bitcoin Finance protocols do the rest.
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Sats Terminal retweeted
Welcome @SatsTerminal to BNB Chain! 🥳 Sats Terminal now allows you to borrow against your BTC on BNB mainnet via @aave. Note: This post is for informational purposes only and not financial advice. DYOR. nitter.gq/SatsTerminal/status/20…
Sats Terminal is live on BNB Chain! Deposit BTС > Borrow USDC on @BNBCHAIN (powered by @aave) → No KYC, no wrapping, no bridging → Best cross-chain rates → 30 minutes from deposit to USDC in your self-custodial wallet → Unlock liquidity on BNB with your native BTC Never sell your Bitcoin, borrow liquidity against it Read more 👇
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市场这么熊, Sats Terminal还是拿到了Gate Venture的战略投资, 非常不容易啊。 恭喜 Stan, 恭喜 @SatsTerminal
We are happy to welcome @gate_ventures as our new backer and strategic investor Thanks for supporting our mission to turn Bitcoin into a working capital
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garden × sats terminal ft. @stan_havryliuk bitcoin isn't for gambling, it's pristine collateral. here's what happens when you build for that. watch if you're interested in: - where serious btcfi builders are headed - who's actually taking bitcoin-backed loans (and why) - how to build products people genuinely need one of the most honest btcfi conversations i've had: 01:20 web2 saas → bitcoin(dot)com → @satsterminal 08:20 the "bitcoin revolut" vision 11:00 making bitcoin work for businesses and normies 13:00 the myth: "btc holders only hodl" 15:00 multiple $100k+ deposits & fully organic growth 18:00 why borrow on bitcoin is hard 22:00 edgy early marketing that actually worked 24:30 from speculation → real financial infrastructure 28:50 what's next: earn, meta-aggregator, mobile app 32:15 @gardenfi integration experience
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Sats Terminal retweeted
Never Sell Your Bitcoin: Sats Terminal Founders on Securing Coinbase & Binance Backing, Bitcoin Loans and More @stan_havryliuk @rishabhjava @SatsTerminal
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So @MEonBTC delisted Runes. So what? There's @SatsTerminal & @SatGoBTC where you can buy your runes. A much more better experience even.
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GM 🟧 Just borrowed $100 worth of $USDC using Bitcoin ( $BTC ) as my collateral on @SatsTerminal’s new borrowing platform 🔥 🔸 Very easy and quick process 🔸 Clear and easy to understand terms 🔸 APR: 4.11% 🔸 Collateral: $153.85 🔸 Liquidation Bitcoin price: $77,095.77 🔸 Total blockchain fees: $1.54 🔸 Loan term: Unlimited 🔸 Had no issues moving funds 🔗 Official link in quoted post below 👇
Most BTC lending requires you to manually wrap, bridge, and pray. Sats Terminal Borrow abstracts the complexity. 1️⃣ Send BTC on L1. 2️⃣ Receive stablecoins in your wallet. 3️⃣ Zero manual bridging. Zero wrapping headaches. Why it matters: We handle the cross-chain routing in the background. You get the liquidity of DeFi with the simplicity of a single Bitcoin transaction.
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Replying to @saylordocs
holding was the hard part
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