Yep I was thinking this, presumably retains the tax on growth too

Bad day to be a GenX Dad who thinks Fontaines DC are a new band.

Are these gross wages or net? If you have 3% inflation, a HRT payer needs a 5% rise to keep up. Or 6% if you have a Plan 2 student loan.

Front loading my retirement savings in my 20s and then focusing on saving for a deposit in my early 30s.

Yep, the letting agents are acting in unison to push up the market rate too. Our old flat went up 20% from what we paid when it was relisted last month.

Nobody - unless they have every single other financial objective for them and their loved ones achieved first

Alison is so good! Absolutely loved An Economist Walks into a Brothel.

What academic research supports this statement? The equity risk premium is very easy to capture with simple low-cost index funds and an appropriate time horizon. I can send you a few dozen peer reviewed papers from Nobel prize winners if it helps.

"My GP is an appointed rep of Pfizer"

How does this look if using earnings instead of market cap?

Differing tax bands for age categories has no economic rationale. If anything, it should be the inverse.

This is looked like Binotto era Ferrari strategy. Awful awful.

Full ISA and serious ill health pension claims to fund property upsizes for the terminally ill would be quite the suitability report.

Because you are locking up money for six decades for a single one off tax benefit of 5% (20% relief, then 15% blended rate withdrawing). That same money could have a 45% tax benefit later on. The magic of compounding is in the equities and time horizon, not the tax wrapper.

Shouldn't be a major issue for those who stress tested their own borrowing against a normal interest rate environment when they purchased

Our flat in Balham has gone from £1,800 pm in May 2025 to £2,400 for the new tenants from next month.

This aged well 👀

You probably don't want to be buying 2026 new builds regardless of the sweeteners

You had a fluked discount for the last four years. You're coming into reality with the rest of us. Accept it with grace or repay the loan.