Team Renick with Mangrove Realty Associates Inc.

A flood determination form is FEMA's Standard Flood Hazard Determination Form (FF-206-FY-21-116). 🌊 It shows whether the building securing your loan is in a Special Flood Hazard Area. Outside an SFHA doesn't mean zero flood risk. ⏭️ To Read the Full Blog: gulfcoastdecoded.com/what-is… 📞 Have questions or ready to talk real estate? Call me directly at 941.400.8735. I'm always here to help. 🔍 Learn more about Michael's approach to real estate here: gulfcoastdecoded.com/ 🏡 Ready to start your property search? Explore listings at search.teamrenick.com/ #FloodInsurance #FloridaRealEstate TR-1029-B2

How much less should you offer when paying cash for a Florida home? Don't assume a fixed discount. 💵 The widely cited 9% and 10% figures aren't standard discounts off list price. Base it on comps, condition and local competition. ⏭️ To Read the Full Blog: gulfcoastdecoded.com/how-muc… 📞 Have questions or ready to talk real estate? Call me directly at 941.400.8735. I'm always here to help. 🔍 Learn more about Michael's approach to real estate here: gulfcoastdecoded.com/ 🏡 Ready to start your property search? Explore listings at search.teamrenick.com/ #CashBuyers #FloridaRealEstate TR-1029-B4

Seller financing a Florida sale? The IRS installment-sale and interest rules generally apply. 🧾 Get at least one payment after the year of sale and you may qualify for installment reporting. Interest is ordinary income, separate from your gain. ⏭️ To Read the Full Blog: gulfcoastdecoded.com/what-ir… 📞 Have questions or ready to talk real estate? Call me directly at 941.400.8735. I'm always here to help. 🔍 Learn more about Michael's approach to real estate here: gulfcoastdecoded.com/ 🏡 Ready to start your property search? Explore listings at search.teamrenick.com/ #SellerFinancing #FloridaSellers TR-1029-B3

Cash or a loan for a Florida home? Neither is automatically better. 💵🏦 Cash avoids borrowing costs. A mortgage keeps more of your money available. If paying outright leaves you short for emergencies, borrowing may fit better. ⏭️ To Read the Full Blog: gulfcoastdecoded.com/is-it-b… 📞 Have questions or ready to talk real estate? Call me directly at 941.400.8735. I'm always here to help. 🔍 Learn more about Michael's approach to real estate here: gulfcoastdecoded.com/ 🏡 Ready to start your property search? Explore listings at search.teamrenick.com/ #FloridaRealEstate #HomeBuying TR-1029-B1

⚡ Resale homes under contract on day one 6 in Sarasota + Manatee this week 2 closed at full list 4 closed between 93% and 97% of list 4 of 6 were cash Demand, yes. List price, not guaranteed. Pricing for a fast contract? Team Renick, your Sarasota and Manatee real estate specialists. The numbers behind the report, refreshed daily → blog.teamrenick.com/market-r… 📞 Have questions or ready to talk real estate? Call me directly at 941.400.8735. I'm always here to help. 🔍 Learn more about Michael's approach to real estate here: gulfcoastdecoded.com/ 🏡 Ready to start your property search? Explore listings at search.teamrenick.com/ #CoastalMarketReport #SarasotaRealEstate TR-1029-CR-1

💵 Cash share of closings, Sarasota + Manatee Condos: 23 of 38 Villas: 11 of 17 Single-family: 66 of 179 Completed sales, not competing offers. 15 condo buyers still closed with other financing. Financing a condo? Team Renick, your Gulf Coast real estate specialists, will walk it through. The numbers behind the report, refreshed daily → blog.teamrenick.com/market-r… 📞 Have questions or ready to talk real estate? Call me directly at 941.400.8735. I'm always here to help. 🔍 Learn more about Michael's approach to real estate here: gulfcoastdecoded.com/ 🏡 Ready to start your property search? Explore listings at search.teamrenick.com/ #DataBehindTheDeal #SarasotaRealEstate TR-1029-DD-1

$28M owed. 10 of 22 projects obligated. Nearly 2 years after Helene and Milton. Longboat Key is asking the state to break the FEMA logjam — with a major beach renourishment on deck. Team Renick — Longboat Key real estate specialists, tracking every dollar owed. 📍 Follow the Lifestyle Lane rail for daily Area Happenings: blog.teamrenick.com/lifestyl… 🌴 Everything we know about Florida's West Coast, in one place: gulfcoastdecoded.com/ 📞 Have questions or ready to talk real estate? Call me directly at 941.400.8735. I'm always here to help. 🏡 Ready to start your property search? Explore listings at search.teamrenick.com/ #AreaHappenings #LongboatKey TR-1029-AH-1

🌳 Lakewood Ranch on one page: live market panel, listing alerts and local picks. Ask about HOA and CDD fees by village before you compare prices. Lakewood Ranch real estate specialists who know every corner: Team Renick. 🔎 Explore our Lakewood Ranch page: blog.teamrenick.com/lakewood… 📞 Questions? Call Michael at 941.400.8735. 🌴 More from Team Renick: gulfcoastdecoded.com/ 🏡 Property search: search.teamrenick.com/ #LakewoodRanch TR-1029-OR-1

⛲ North Port's Warm Mineral Springs has a 1959 round theater where Lowell Thomas told visitors Ponce de León searched for the Fountain of Youth there. There's no record he did. It's now being sealed up to protect it. North Port real estate specialists who love Old Florida: Team Renick. ▶️ Watch the full Hidden Gems series: blog.teamrenick.com/lifestyl… 🌴 Everything we know about Florida's West Coast, in one place: gulfcoastdecoded.com/ 📞 Have questions or ready to talk real estate? Call me directly at 941.400.8735. I'm always here to help. 🏡 Ready to start your property search? Explore listings at search.teamrenick.com/ #NorthPortFL #HiddenGems TR-1029-HG-1

21.557 mills. St. Lucie County has Florida's highest combined average total property-tax millage in the DOR's 2025 county comparison. 📊 That's a county rate, not a promise every St. Lucie owner pays the most. Your bill = taxable value + local levies. ⏭️ To Read the Full Blog: gulfcoastdecoded.com/which-c… 📞 Have questions or ready to talk real estate? Call me directly at 941.400.8735. I'm always here to help. 🔍 Learn more about Michael's approach to real estate here: gulfcoastdecoded.com/ 🏡 Ready to start your property search? Explore listings at search.teamrenick.com/ #FloridaRealEstate #PropertyTax TR-1028-B3

Best first step against title theft in Florida: enroll in your county's free property-record alert service. 🔔 Alerts notify you after a document records. They don't prevent a filing. Pair them with periodic record checks and a current tax mailing address. ⏭️ To Read the Full Blog: gulfcoastdecoded.com/best-wa… 📞 Have questions or ready to talk real estate? Call me directly at 941.400.8735. I'm always here to help. 🔍 Learn more about Michael's approach to real estate here: gulfcoastdecoded.com/ 🏡 Ready to start your property search? Explore listings at search.teamrenick.com/ #TitleFraud #FloridaHomeowners TR-1028-B4

Why are Florida HOA fees so high? Owners share the cost of insurance, maintenance, management, amenities, repairs, and reserves for future work. 🏘️ Inspection-driven repairs can mean higher fees or a special assessment. Ask for the budget, not just the fee. ⏭️ To Read the Full Blog: gulfcoastdecoded.com/why-are… 📞 Have questions or ready to talk real estate? Call me directly at 941.400.8735. I'm always here to help. 🔍 Learn more about Michael's approach to real estate here: gulfcoastdecoded.com/ 🏡 Ready to start your property search? Explore listings at search.teamrenick.com/ #FloridaHOA #FloridaRealEstate TR-1028-B1

Can you transfer Florida real estate with a "death deed"? No. 📜 Florida doesn't authorize a real estate transfer-on-death deed. A Lady Bird (enhanced life estate) deed or a revocable living trust may be an alternative. Talk to an estate-planning attorney. ⏭️ To Read the Full Blog: gulfcoastdecoded.com/can-you… 📞 Have questions or ready to talk real estate? Call me directly at 941.400.8735. I'm always here to help. 🔍 Learn more about Michael's approach to real estate here: gulfcoastdecoded.com/ 🏡 Ready to start your property search? Explore listings at search.teamrenick.com/ #EstatePlanning #FloridaRealEstate TR-1028-B2

🌊 Sarasota + Manatee closings, flood zone code Zones AE/VE (41): 73 days, just under 96% of list Zones X/D (205): 40 days, about 98% of list $300,000 to $800,000: 73 vs 41 days A gap, not the reason. Flood zone or not, Team Renick's real estate specialists check your exact zone first. The numbers behind the report, refreshed daily → blog.teamrenick.com/market-r… 📞 Have questions or ready to talk real estate? Call me directly at 941.400.8735. I'm always here to help. 🔍 Learn more about Michael's approach to real estate here: gulfcoastdecoded.com/ 🏡 Ready to start your property search? Explore listings at search.teamrenick.com/ #CoastalMarketReport #SarasotaRealEstate TR-1028-CR-1

📐 Wellen Park condos, active listings 15 new: about $353,000, about 1,700 sq ft 23 resale: about $349,000, about 1,300 sq ft Median figures, not any one condo. Wellen Park real estate specialists, floor plan by floor plan. That's Team Renick. The numbers behind the report, refreshed daily → blog.teamrenick.com/market-r… 📞 Have questions or ready to talk real estate? Call me directly at 941.400.8735. I'm always here to help. 🔍 Learn more about Michael's approach to real estate here: gulfcoastdecoded.com/ 🏡 Ready to start your property search? Explore listings at search.teamrenick.com/ #DataBehindTheDeal #SarasotaRealEstate TR-1028-DD-1

Closed since 1983. Reopened by Milton in 2024. Now getting channel markers. Midnight Pass is holding ~16 ft deep, and Sarasota County is moving to long-term management: markers, advisory signs, small-scale dredging review, and permits. Siesta Key and Casey Key real estate specialists. Team Renick is watching the pass. 📍 Follow the Lifestyle Lane rail for daily Area Happenings: blog.teamrenick.com/lifestyl… 🌴 Everything we know about Florida's West Coast, in one place: gulfcoastdecoded.com/ 📞 Have questions or ready to talk real estate? Call me directly at 941.400.8735. I'm always here to help. 🏡 Ready to start your property search? Explore listings at search.teamrenick.com/ #AreaHappenings #MidnightPass TR-1028-AH-1

🌊 On the water, the seawall matters as much as the view. Access, seawall, flood and insurance, pricing, resale. Check all five before you offer. Team Renick: Florida West Coast waterfront real estate specialists. 🔎 Explore our Waterfront and Luxury guide: blog.teamrenick.com/waterfro… 📞 Questions? Call Michael at 941.400.8735. 🌴 More from Team Renick: gulfcoastdecoded.com/ 🏡 Property search: search.teamrenick.com/ #WaterfrontHomes TR-1028-OR-1

🐟 Goliath grouper can grow to about 800 pounds, and off Southwest Florida they make low booming sounds when they gather to spawn. Florida closed the fishery in 1990, and they came back. Team Renick: Florida West Coast real estate specialists, from the wrecks to the shore. ▶️ Watch the full Hidden Gems series: blog.teamrenick.com/lifestyl… 🌴 Everything we know about Florida's West Coast, in one place: gulfcoastdecoded.com/ 📞 Have questions or ready to talk real estate? Call me directly at 941.400.8735. I'm always here to help. 🏡 Ready to start your property search? Explore listings at search.teamrenick.com/ #GoliathGrouper #HiddenGems TR-1028-HG-1

How do you know you have an owner's title policy in Florida? 📄 Find the issued policy, or ask your closing agent or title agency for its status and a copy. A title commitment isn't the final policy. A lender's policy protects the lender, not you. ⏭️ To Read the Full Blog: gulfcoastdecoded.com/how-wou… 📞 Have questions or ready to talk real estate? Call me directly at 941.400.8735. I'm always here to help. 🔍 Learn more about Michael's approach to real estate here: gulfcoastdecoded.com/ 🏡 Ready to start your property search? Explore listings at search.teamrenick.com/ #TitleInsurance #FloridaRealEstate TR-1027-B4

$6,979. Boca Raton's median annual property-tax bill, highest among Florida cities over 100,000 people in SmartAsset's comparison. 🏙️ As a share of homeowner income, Davie ranked highest at 5.11%. Your bill still depends on taxable value and millage. ⏭️ To Read the Full Blog: gulfcoastdecoded.com/which-c… 📞 Have questions or ready to talk real estate? Call me directly at 941.400.8735. I'm always here to help. 🔍 Learn more about Michael's approach to real estate here: gulfcoastdecoded.com/ 🏡 Ready to start your property search? Explore listings at search.teamrenick.com/ #FloridaRealEstate #PropertyTax TR-1027-B2