Plain English financial tips and tricks, creating side hustles, help with HMRC.
UK
Joined October 2026
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whats the worst lowball offer youve had on vinted or ebay? 😂
£2 for a £30 coat type stuff
go on drop yours below, best one wins nothing but my respect
moving house is mental for hidden costs 😅 solicitor, searches, survey, removals, stamp duty, the lot. made a lil tracker that adds it all up and tells you when youll actually have the deposit. £6 ukhustletools.gumroad.com/l/…
anyone moving before christmas? #UKGiftHour
quick one for the small business lot 🙌 whats been your best seller in the run up to christmas so far? and was it the one you expected or a total surprise 👀 drop it below, i'll have a nosy #MHHSBD
cheap or free ai tools that actually help run a side hustle 👇
canva for listing pics
chatgpt for writing descriptions
lovable for a simple shop or booking page
google sheets for tracking what comes in
thats most of it tbh. whats in yours? 👀
vibestack-dev.netlify.app
vinted tip for november: list the christmas jumpers, party dresses and kids toys now, not mid december. people start looking early and by the 15th everyone and their nan is listing the same stuff. whats going up first in yours? 👀
monday and its properly cold now 🥶 be honest has the heating gone on yet or are you holding out till a certain date? whats the rule in your house 👀
whats the one thing you always say youll sell on vinted but its been sat in the cupboard for a year? 👀 mines a pair of boots i wore once
new month and the direct debits are all queuing up 😬 if youve got a couple of cards, an overdraft and a catalogue going at once it just feels like fog. made a simple uk tracker that shows what to pay each month and the actual month youre debt free 👇 ukhustletools.gumroad.com/l/…
bonfire night this year 🎆 whats the plan? be honest 👀
0%free council display
0%back garden fireworks
100%staying in with the dog
0%not bothered tbh
1 votes • Final resultscouple of weeks in on here now and honestly ta for all the replies, theyve been proper useful 🙌
what do you want more of?
1. hmrc basics & deadlines
2. vinted/ebay reselling
3. freelancing
4. everyday budgeting
just reply with a number 👀
UK Side Hustle Tools retweeted
Was testing Engram yesterday and it works pretty well so far. It gives your coding agents one shared memory and it supports both Claude Code and Codex
Thinking of adding a handoff file on top too. Anyone running two agents on one repo have a different workflow?
github.com/Gentleman-Program…
halloween tax is real 🎃 sweets for the door, a costume for the kids, the pumpkin, the lot. be honest how much has tonight cost you all in? 👀
saturday food shop day 🛒 if yours keeps creeping up every week, planning the meals first is what sorted ours. made a uk meal planner that costs each meal and totals the week before you get to aldi. £4 if its any use
ukhustletools.gumroad.com/l/…
whats your weekly shop costing atm?
£1.99 costa next week 👀 still a flask job for me most days but ill take it. be honest how much is your coffee habit actually costing you a month?
Costa is selling £1.99 coffee and hot drinks at hundreds of locations next week thesun.co.uk/money/40855797/…
payday today 🙌 be honest whats going first: the bills, a takeaway or the vinted basket thats been sat there all month? 👀
got a skill people already ask you about? cakes, dog walking, cv checks
you can knock up a simple booking page or small paid tool for it with lovable in an evening, no coding, you just describe it
beginners guide 👇
vibestack-dev.netlify.app/gu…
what would you build?
MTD for Income Tax in short, based on self-employment plus property income (before costs):
Over £50k in 2024/25: April 2026
Over £30k in 2025/26: April 2027
Over £20k in 2026/27: April 2028
Budget: no penalty points for late quarterly updates in 2027/28 if you start April 2027
made a free checker for vinted/ebay sellers after the budget 👇
pop in what youve sold this tax year and it tells you if youre under the trading allowance (still £1k til april 2027, then it goes up to £3k)
ukhustletools.gumroad.com/l/…
anyone actually close to the £1k yet?
budget news for vinted/ebay sellers 👀 the trading allowance goes from £1k to £3k from april 2027 (still £1k til then)
so genuine question, if you could make £3k a year selling bits on the side without the tax faff, what would you start flogging first?
