Creator of Cardano $USDM || W3i's mission is to build and deploy essential tools for the digital economy needed by regulated ethical Web3 financial ecosystems.
Chicago, IL
Joined May 2024
- Tweets797
- Following207
- Followers758
- Likes1.7K
W3iSoftware retweeted
Blockchain as a sector is at a crossroads with the arrival (takeover?) of TradFi.
On this week's BlockTalks @W3i_CEO reads this moment and discusses how the industry can approach it in a responsible manner.
Catch the whole episode here: blockdrops.substack.com/p/bl…
W3iSoftware retweeted
Found it yet? 👀
That blue machine is ours. Step into @MidnightCitySim , find the USDM ATM, and tap to explore.
Something new has appeared in The City.
A blue machine, but a familiar coin.
The @USDMOfficial ATM is now live in Midnight.City for agents to test on Midnight Preview Network.
Did you spot it?
W3iSoftware retweeted
Once again, @USDMOfficial is the premiere stablecoin 😏
Keep your eyes peeled for @Shield_USD 😉
Mainnet is live.
VIA now connects @Cardano and @MidnightNtwrk to a cross-chain network spanning 150+ blockchains.
@USDMOfficial is the first asset to move natively between the two. 🕛
Try it here: midnight.anytoany.xyz/
W3iSoftware retweeted
Financial institutions shouldn’t have to become software companies to participate in digital finance.
There is a strange assumption embedded in much of the conversation about blockchain adoption: If a bank, credit union, or business wants to use this technology, it should build the infrastructure itself. That’s not how most financial infrastructure works.
A community bank doesn’t build its own card network just like a business doesn’t construct an ACH system before it can pay employees. Financial institutions routinely rely on specialized infrastructure providers so they can offer sophisticated products without becoming technology companies themselves. Digital assets shouldn’t be different.
That was the problem we saw when we started W3i Software. There was plenty of blockchain technology and increasingly compelling use cases, but there was a significant gap between what the technology could do and what a regulated institution could realistically deploy.
Building the software is only part of the problem. There’s compliance, banking, custody, reserves, security, integration, reporting, operations, and, ultimately, the need to turn all of that complexity into a product customers can actually use. For most institutions, reinventing that infrastructure makes very little economic sense.
The next phase of blockchain adoption won’t depend on convincing every financial institution to become a blockchain company.
It’ll depend on making blockchain infrastructure ordinary enough that they don’t have to. That’s the problem W3i was created to solve.
W3iSoftware retweeted
How many other ecosystems have as much aura as we do? 🕛
Amazing Midnight Network (@MidnightNtwrk) hackathon in Buenos Aires!
The Midnight Foundation team shared some remarkable figures from the event: 87 hackers took part, 59 of them completely new to the Midnight ecosystem, 26 projects were developed, and the event reached a 100% code compilation rate, achieved for the first time at a Midnight event.
I had the pleasure of serving as a judge, helping teams work through the evaluation criteria. We worked Friday and Saturday non stop, but the effort never feels heavy when it's driven by passion.
Vamos Argentina! 🇦🇷
W3iSoftware retweeted
🚨 Attention Cardano!
We made Cardano's first-ever animated short film. Now, we're auctioning its most iconic scenes as NFTs on Cardano's first NFT Auction Platform.
If you want to see more animated content made for Cardano, this is your chance to help make it happen!
🔨 Bid now:
tipsyturtles.nmkr.io
P.S. You can bid with cardano:native or Stablecoins from @USDMOfficial - Courtesy of @Padierfind 😉
W3iSoftware retweeted
Going live in 5 min. 🌞 14:00 CEST on YouTube.
Visa card, Flip app, MiCA authorisation, Google Play in the EU, and your questions answered live.
👉 youtube.com/watch?v=KMGuhPRu…
W3iSoftware retweeted
This project from @Shield_USD is one of the most exciting hybrid applications for Cardano/Midnight: a privacy stablecoin. @amw7 youtube.com/watch?v=VTnONAYJ… covers the design and function of the first programmable shielded token. I cannot wait to connect it to Pogen and other standards to see Billions minted!
W3iSoftware retweeted
Do you want to vote on multiple gov actions at once with a hardware wallet!? Cause this is how you vote on multiple actions with a hardware wallet!
VIDEO - New feature in Cardano Ledger App v8 🔥
Vote on multiple governance actions with your DRep key on the HW-Wallet in one go. Here is a short demonstration about two new features ... 😎
youtube.com/watch?v=iNNjXCkQ…
W3iSoftware retweeted
If you're not already following @W3iSoftware on LinkedIn, please do me a solid and connect/follow over there.
Thanks!
linkedin.com/company/w3isoft…
W3iSoftware retweeted
Dear @IOHK_Charles ,
The reason you created Cardano has been my north star for almost six years. Following your vision to bank the unbanked, I joined the ecosystem like many others driven by that same purpose.
5am.earth is how we deliver on that vision now, at scale. We're tapping into partner networks that aims to reach 100 million farmers, the perfect foundation for a blockchain trust layer that connects to many business applications (i.e. good synergies with Realfi).
Here's a short 3-minute video: nitter.gq/YoramBenzvi/status/206…
From a business perspective, there are real opportunities for Cardano to tap into a huge business network of leading brands. As you said in one of your recent videos, "we lost the narrative." 5am could be part of bringing it back.
The community support has been incredible - here are few examples: nitter.gq/Elkconnect_web3/status…)
We need a final push to get the proposal across the line. The deadline is today (Tuesday, 10pm UTC).
Infra is essential, but what the market shows us is that it not enough. 5am is part of the solution.
Would greatly appreciate your public support.
Yoram
Good Monday Cardano !
It is humbling to have incredible comments by the Cardano community about 5am.earth, reminding us all why we are on @Cardano.
Here are few examples:
"When I look at the 5am.Earth proposal, my thoughts go back to why I joined Cardano. To say it short, it was to level the playing fields for everyone."
nitter.gq/Eilert/status/20629201…
"For myself, this is the kind of stuff I've been waiting years to see.....There are unbanked and unrealized potentials in ALL societies"
nitter.gq/BobArchangel/status/20…
"This is one of the best proposals not just in Cardano but the whole Blockchain space which I have come across in years. The usecase mentioned in the proposal is the reason which got me excited about the whole concept of Blockchains 8-9 years back when I entered this space."
nitter.gq/shivam140307/status/20…
"Let's get back to our roots (get it?). Let's change the world. Please give this proposal serious consideration for the outsized -impact- it can make both in Cardano adoption + transforming real lives."
nitter.gq/adamKDean/status/20629…
And so many more...
Thank you for your support and inspiration.
📄 Read the 5am treasury proposal:
→ One pager: 5am.earth/cardano-proposal
→ Full proposal: drive.google.com/file/d/1-z7…
Share with your DRep !
#Cardano #5amEarth
W3iSoftware retweeted
USDM is upgrading its AUM transparency data to @PythNetwork, one of the most trusted and battle-tested oracle providers in crypto, delivering real-time, high-fidelity data across dozens of blockchains. 🔒 Here's what this means for you. 🧵
W3iSoftware retweeted
Did you know the “subsidy” you’re getting to mint USDCx @USDMOfficial has offered since its inception in 2024?
Yeah, Moneta absorbs those fees so that YOU can mint $USDM absolutely “free.” For the last 2+ years. No plans on changing any time soon.
Just one of the many quiet ways @USDMOfficial, the Cardano community-led initiative, works to genuinely support Cardano.
You’re welcome.
W3iSoftware retweeted
Japan recognizing qualifying foreign-issued stablecoins as legal electronic payment instruments is a massive signal to the market.
The future of stablecoins belongs to compliant, transparent, institutionally compatible infrastructure.
For Cardano, USDM, and eventually ShieldUSD, this moment matters tremendously.
🇯🇵
open.substack.com/pub/jillia…
🤖 Made with AI
W3iSoftware retweeted
Today feels like a good day for this reminder🙃
🔹 Friendly Reminder 🔹
Official updates and communications from USDM are always shared through our verified channel: @USDMOfficial.
While we value the voices of our team members, their views on public platforms are their own and do not necessarily represent the company.
Happy Thursday!
W3iSoftware retweeted
Hey Michiganders!
New to USDM?
Here's a quick step-by-step tutorial🧵
USDM is Cardano’s fiat-backed stablecoin. You can mint it tinthe Moneta App using USD or supported stablecoins such as USDC, USDT, or PYUSD.
Start here:
app.moneta.global
W3iSoftware retweeted
We are excited to announce our integration with USDM as part of Atlas’ long-term vision for a stablecoin-powered DeFi ecosystem on Cardano.
At Atlas, we believe stablecoins are the foundation of scalable and sustainable DeFi.
Instead of fragmented liquidity and idle capital, Atlas is building a unified stablecoin liquidity hub where assets like USDM help power perpetual trading, liquidity vaults, and future financial products across the ecosystem.
Why does this matter? 🤔
• Stablecoins create a more efficient trading environment
• Rewards paid in stables provide more predictable yield
• Liquidity can be continuously reused across the protocol
• Reduced volatility exposure for LPs and users
• A stronger foundation for real DeFi growth on Cardano and Midnight
Through Atlas, users will be able to deposit stablecoins into vaults that power leveraged trading markets while earning yield generated by protocol activity.
Perpetuals are one of the highest revenue-generating sectors in DeFi, and we believe stablecoin infrastructure will be at the center of Cardano’s next growth phase.
This is only the beginning.
Testnet next month.
The stablecoin era on Cardano is coming.
$ATLAS x $USDM 🫡
W3iSoftware retweeted
Thanks to a conversation with @rongurlavi last week, it sparked, in me, a new idea for @Shield_USD . What if instead of being entirely private all the time (making defi difficult), the user could choose to move some ShieldUSD to a public side of the contract.
The ShieldUSD on this side of the contract would work almost exactly like an ERC-20 token on @MidnightNtwrk .
You could of course move any value back to the private side of things if you wished to.
I'm diving deep into this high-potential idea this week.