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i’ll teach you the best time to buy products, so pay attention; 1. cars - december 2. iPhones - october to november 3. laptops - nov and july to aug 4. TVs - january to feb 5. electronics - november 6. washer & dryers - sept to oct 7. grills & patio - august to september 8. indoor furniture - jan & july 9. gold - june to july 10. flights - feb to march & wednesdays most of you focus on what to buy but smart buyers like us think about when to buy it regardless of having the money. now walk with me; cars get noticeably cheaper when dealers need to clear old inventory, phones get discounted when newer models arrive , TVs drop when retailers need room for the next generation, laptops get aggressive during back-2-school and holiday sales, i can go on and on... the same product can cost dramatically different amounts depending on when you buy it. so you need to understand that patience is a form of leverage... you don't always need to earn more money to afford more things, you just need to stop buying at the wrong time. you might want to save, bookmark and share with others. buena suerte.