An American told me people sometimes buy used cars with cash, and I had one question. WHY? Imagine saving $10,000 to buy a used car. You find the car you want, agree on the price, and head to meet the seller. Instead of making a bank transfer, you show up carrying $10,000 in physical cash. Ten thousand dollars. In your pocket. Or in a bag.

I'm Going To Prison For 3 Years Because OF My Husband's Fraudulent Actions. Caller: I’ve been in a financially abusive marriage for 23 years. I’m facing three years in prison for conspiracy to commit bank fraud. My husband put my name on documents showing I owned companies, and I say I didn’t understand what was happening. Dave Ramsey: You’ve already pleaded guilty, and you’re supposed to serve three years? Caller: Yes. My husband controlled the money. He had a gambling problem, and I never really had a say in our finances. Dave: Are you divorced yet? Caller: No. He won’t give me a divorce. Dave: He doesn’t get to decide that. You live in Florida. You can file for divorce. Caller: He takes my keys. When I try to leave, he lets the air out of my tires. Dave: You can’t stay married to this guy. You need an attorney and you need to get divorced. Caller: I’m planning to file for divorce when I go to prison. I want to start fresh when I get out. Dave: Good. You get to start over after living in an abusive situation for far too long. The caller then asked what to do with her 401(k) before going to prison. Dave’s advice: Talk to a financial professional about rolling it into an IRA. She also worried that her felony conviction would prevent her from finding a job after prison. Dave: Why couldn’t you go back to your career? Caller: I think because I have a felony. I don’t believe I’m very marketable.

My dad has a paid-off house worth $350,000. At 59, after 32 years as a civil engineer, he should be thinking about enjoying retirement. Instead, he wants to borrow $100,000 against his home to help me buy mine. I’m making $92K a year, raising two kids, paying student loans, and watching our rent climb to $2,400 a month. On paper, I have a decent income. In reality, buying a house still feels out of reach. I told him I couldn’t let him put his future at risk for us. He looked at me and said: “What’s the point of spending your whole life building something if you can’t use it to help your children?” I didn’t have an answer. Because he’s not wrong for wanting to help. And I’m not wrong for wanting him to enjoy what he worked so hard to build. When did buying a home become a family burden instead of a normal milestone?

Richard Hammond says he’s afraid to find out what his brain scan might reveal. After suffering a brain injury, the former Top Gear presenter admits he sometimes forgets things and worries about the possibility of early-onset dementia. He knows he should get a brain scan, but he’s terrified of what the results might reveal. “I wouldn’t want to know that’s what was coming.”

Homeownership in 2012 vs. 2026: Median new home: $251,700 - $410,700 (+63%) Monthly mortgage (20% down): ~$946 - ~$2,078 (+120%) Home insurance: $1,440 - $2,412/yr (+68%) Property tax: $2,827 -$4,208/yr (+49%) Electricity: 11.88¢ - 17.23¢ per kWh (+45%) Water/sewer: up approximately 56% from 2012 to 2023. Mortgage rates averaged 3.88% in 2012. In 2026, the year-to-date average was around 6.5% through mid-October. Home prices are up more than 60%, and the estimated mortgage payment has more than doubled. And that’s before adding property taxes, insurance, maintenance, and repairs. Owning a home is becoming harder to afford.

The Bank Said It Was Helping Him. Then It Demanded $14,100. In March 2023, my friend lost his job and applied for mortgage forbearance. The bank approved him for 6 months of payment relief. No penalties. No immediate payments. He called every month to make sure everything was still fine. Every representative told him his account was on track. In July, he finally got a new job. He started making mortgage payments again in August, just as he understood the paperwork required. Then came the letter. The bank demanded $14,100 in missed payments, all at once. Pay it immediately, or his mortgage could go into default. He asked why nobody had explained this earlier. The response? “The payments were deferred, not forgiven.” For six months, he thought the bank was giving him time to recover. Instead, the debt was building up, waiting for him at the worst possible moment. He had finally found a job and started getting back on his feet. Now he was facing another financial crisis.

Insurance Companies Keep Raising Rates on Safe Drivers. Here’s why car insurance makes people angry. Insurance Agent: Your car insurance is going up by $120 a month. You: But I haven’t had an accident, a ticket, or filed a claim in 5 years. Why? Insurance Agent: The cost of insurance is rising across the industry. You: So my driving is still safe, but I’m paying 30% more? Insurance Agent: Yes. We have to adjust our prices to cover rising costs. You: Then why am I paying more when I’ve done nothing wrong? Insurance Agent: Insurance works by spreading risk across all customers. You: And what about the billions your company makes in profit? Insurance Agent: Those funds go toward company operations, reserves, and shareholders. You: So when the company makes money, shareholders benefit. But when costs rise, safe drivers pay more? Insurance Agent: Your next payment is due on the 1st. Would you like to set up autopay? Another part that irritates me about car insurance. Have you ever had your insurance rate increase even though you had a clean driving record?

Her uncle allegedly stole $15 million from the family business. Now she’s struggling to save her own home. He sold two farms for $5.2 million and $7.8 million, then allegedly diverted the money into an LLC without the family’s knowledge. He also failed to pay the capital gains taxes.