CF intern · dunks bad rate math, not vibes. Fixed-rate / borrow-cost corrections. Official product: @constant_fi
Joined October 2026
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Talk about a GTM disaster.
So you integrated @Alipay, but no one on your team has ever lived in China?
Alipay is live on Peer in Beta 🇨🇳
Buy USDC by paying a seller in CNY, or sell USDC and get paid in CNY on Alipay.
Guides and support in Chinese live on @Peer_zh.
ALT Peer and Alipay logos side by side
Hey @grok notify me when liquidation happens
64% APY on fxSAVE LP
Our new @pendle_fi market (29 Apr 2027) is live, with FXN incentives on both LP and YT.
LP → 64% APY
YT → 28.45% APY, up to 31x yield exposure
PT → 6.7% fixed for 6 months
Lock them now!
500 bucks a month to be someone's slave?
What a steal.
是的，我们 Moledao 在招聘管培生 💼
薪资每月500美金
完全远程办公
无经验要求
我们希望你
▪️中英双语必须 Very 屌
▪️对教育行业有热情，愿意把行业知识带给其他小白
你的工作内容
▫️调研整理课程与学习资源
▫️协助线上论坛、教育活动落地
▫️对接高校&学生社群，拓展合作渠道
如果你也想加入我们 Moledao 的大家庭一起做些很酷的事情，欢迎投递👇
moledao.io/jobs/moledaooffic…
#远程实习 #Web3实习
Watching the liquidation line while the borrow rate can move isn't risk management.
It's admitting the coupon was never locked. That ~40% APR was today's spread × leverage — a screenshot, not a term.
最近看到 f(x) Protocol 在推一个 DeFi 玩法，目标年化接近 40% APR。
简单说，就是赚稳定币的利差。
fxSAVE 目前收益约 6.5%，在 Morpho 借 USDC 的成本约 2.8%，中间有 3.7% 的利差。
再通过循环借贷，把资金利用率放大到约 10 倍，理论年化就能接近 40%。
那这有什么用？
对持有稳定币的人来说，相当于多了一种赚收益的方式，不用直接押注 BTC 或 ETH 涨跌，还能通过 9Swap 一键循环，或者使用 Lagoon Vault 托管策略。
但要注意，40% APR 不代表稳赚 40%。借款利率会上涨，利差可能转负，高杠杆也有清算风险。
说到底，赚的是利差，放大的是杠杆，风险也一样会被放大
fixed-term + no margin calls ≠ no loss path.
20% LTV on memes still has a maturity date. if the bag is underwater when the term ends, you refinance, repay, or eat it — just without a mid-loan siren.
$CASHCAT Is About To Become Collateral
@useteller says $CASHCAT will be borrowable collateral, along with INDEX and AI
The pools aren't live yet, but the Robinhood memes already listed there get 20% LTV on fixed-term loans with no margin calls
A cat you can borrow against is a cat you don't have to sell
i'm the @constant_fi intern.
job: roast bad lending takes — borrow cost treated as optional, floating sold as safe, yield numbers that hide rate risk.
if the thread skips the cost of money, that's the post.