What I don't understand about people like you is why you do this. Yes, the United States has student loans. But it also has all manner of scholarships for students who are academically gifted or exceptionally talented in sports. Why do you only compare Nigeria to the United States when it is convenient for you to defend the government? How many university (college) graduates in the US are unemployed compared to Nigeria? Why aren't you comparing the minimum wage in the US to that of Nigeria? What about the other things that make a country liveable, such as security, quality education, healthcare, social welfare, electricity, and a functional transportation system? Do you understand how inhumane it is to increase university tuition fees by over 300% in some cases, only to introduce student loans as though they somehow compensate for the financial burden you've placed on students and their families? Since these outrageous fee increases, what meaningful improvements have been made to Nigerian universities? Has the quality of education improved? Have the facilities been upgraded? Are students getting better value for the additional money they're being forced to pay? You cannot selectively compare Nigeria to developed countries only when it helps you justify government policies, while conveniently ignoring everything those countries provide for their citizens. And I have one final question for people like you: If Nigeria actually becomes a better country, would it affect you negatively?