Founder @fiatsend | Never doubt your instincts!

Joined December 2024
We are thrilled to share that @fiatsend has received an award of $92k from the @StellarOrg Community Fund! Excited to contribute to the growth of the Stellar network. Thank you, #StellarCommunityFund! 🌐 cc: @BuildOnStellar
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Peter | Fiatsend 🔜 Meridian🇵🇹 retweeted
No crypto wallet is 100% safe. No software is bug free. No tech is 100% secure. There are risks in everything you do. There are risks if you don't do anything. There will be issues, setbacks and problems to solve. Stay up-to-date. Manage risks. Solve problems.
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Peter | Fiatsend 🔜 Meridian🇵🇹 retweeted
A new block by block episode is coming tomorrow 👀
When users win, we all win 🏆 @usbank’s stablecoin pilot sets a new standard for cross-border payments in which money moves faster without trade-offs. @denelledixon explains why Stellar was the obvious fit.
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Peter | Fiatsend 🔜 Meridian🇵🇹 retweeted
Stop chasing payments on WhatsApp. Stay organised with one Fiatsend link that contain all your relevant payment methods like crypto, mobile money, etc. Customers pay in their desired payment method, and you get it settled how you like it Get Started: console.fiatsend.com/signup
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Peter | Fiatsend 🔜 Meridian🇵🇹 retweeted
Introducing Bell (Protocol 30). Bell is designed to make smart accounts ready for businesses at scale and begin work on quantum-safe signatures and faster ledgers. Testnet upgrade: Nov 3 Mainnet upgrade: Nov 23 Learn more in the upgrade guide👇 stellar.org/blog/developers/…
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Peter | Fiatsend 🔜 Meridian🇵🇹 retweeted
Lisbon's looking crowded 🇵🇹
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Peter | Fiatsend 🔜 Meridian🇵🇹 retweeted
Our Founder and CEO, @fspee will be speaking at Meridian 2026, @BuildOnStellar's flagship conference, in Lisbon this October 28 - 29. Looking forward to sharing more on what we're building at Fiatsend. #Meridian2026 #Stellar #Fiatsend #Fintech
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Peter | Fiatsend 🔜 Meridian🇵🇹 retweeted
Fiatsend lets you connect your existing product inventory or services to create invoices, automate receipt generation, and keep your business organized - all in one place. Get started at console.fiatsend.com/
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This week our pilot businesses got paid through @fiatsend payment links. Their customers paid in different payment methods including crypto, and they settled in the currency they prefer. No more losing a customer over a payment method. fiatsend.com
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Started having sessions with businesses today and it’s been fruitful. Hoping to get more business on board as we wish to cover multiple use cases!
We just rolled out new features on @fiatsend, and this week we’re testing them with Ghanaian businesses across different use cases. Registered business and interested? Sign up here: forms.gle/d82aErudt61YpV2BA Up to $30 for about an hour of your time, paid in cedis.
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Peter | Fiatsend 🔜 Meridian🇵🇹 retweeted
Business owners, this is for you. 💜 It’s Fiatsend’s Business Pilot Week!! Try Fiatsend with your business and get paid for your time. Full pilot: about 1 hour — $30 Quick feedback session: 20 minutes — $12 More info here : bit.ly/Fiatsend_BusinessWeek #Fiatsend #BusinessFinance
🤖 Made with AI
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We just rolled out new features on @fiatsend, and this week we’re testing them with Ghanaian businesses across different use cases. Registered business and interested? Sign up here: forms.gle/d82aErudt61YpV2BA Up to $30 for about an hour of your time, paid in cedis.
🤝 Paid partnership
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Peter | Fiatsend 🔜 Meridian🇵🇹 retweeted
For educative purpose 🚨 Five (5) Codes on your boarding passes that you must know.
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Peter | Fiatsend 🔜 Meridian🇵🇹 retweeted
Stablecoins move fast. Paying people with them in Africa hasn't, until now. Fiatsend lets businesses: → Collect by QR, payment link or terminal, in stablecoins → Pay out to staff and suppliers in one batch → Let recipients cash out straight to their preferred payout method
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Peter | Fiatsend 🔜 Meridian🇵🇹 retweeted
🚨SHOCKING: AI could crack Bitcoin before Q-Day, possibly within MONTHS, with Satoshi's 1 MILLION BTC exposed. Ethereum Foundation researcher Justin Drake says the math protecting your coins could break "in the worst case in months not years." That's before Q-Day, the day quantum computers become powerful enough to break it. By "break," he means fast private key recovery, for example in one week on a large GPU cluster. Whoever has your private key controls your coins. "Yesterday's OpenAI drop made it clear that mathematical superintelligence is upon us," he said. Here's who's exposed: Most wallets reveal their public key the first time they send a transaction. That public key is the starting point to work back to your private key. Satoshi has 20,000 exposed addresses holding 50 BTC each, about 1 MILLION BTC. Then he went further: He points to the "striking under-representation of cryptographic breakthroughs" among the 722 math results OpenAI published. "I've witnessed first-hand the US government censoring academic quantum cryptanalysis results." "Backroom interventionism is my base case." What he says to do: Holders, starting with large ones, should consider moving most of their funds to addresses that have never sent a transaction. After sending from one, move what's left to a new address, which can come from the same seed phrase. He calls it "a simple, preventative step" that needs no new wallet or new cryptography.
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Peter | Fiatsend 🔜 Meridian🇵🇹 retweeted
Today I call upon the blockchain industry to calmly begin planning for "bunker mode". My personal recommendation is to set in motion a controlled mass migration of assets to fresh addresses, i.e. addresses whose pubkeys remain hidden behind a hash. Holders, starting with large and sophisticated ones, should consider moving the bulk of their funds to addresses that have never signed a transaction. And when they do sign one, they should also move remaining funds to a new address (possibly generated from the same seed phrase). Don't rush. While I believe there is cause for action a rushed migration would do more harm than good. Don't panic either. Moving assets to protected addresses is a simple, preventative step which does not require new cryptography or new wallets. IMO it is now reasonable to brace for the possibility that ECDSA breaks before qday, in the worst case in months not years. By "break" I mean fast private key recovery (e.g. in one week) on available hardware (e.g. a large GPU cluster). Recent days have been humbling for human mathematical intuition. Long-held, unquestioned hypotheses have fallen. This includes the n log(n) bound for integer multiplication and the 3SUM conjecture. In hindsight, May's unexpected disproof of the Erdős unit distance conjecture was our warning shot. Yesterday's OpenAI drop made it clear that mathematical superintelligence is upon us. They say there are weeks where decades happen. We are about to live through weeks where centuries of mathematical progress happen. Could our magic 64-byte ECDSA signatures be too good to be true? Was it just security through obscurity all this time? Elliptic curves feel especially vulnerable to superintelligence. Curves carry rich structure, with room for fancy tricks like Schoof, Frobenius, pairings. (By contrast, hashes are designed to minimise algebraic structure.) Separately, as Ewin Tang can attest, an efficient quantum algorithm sometimes foreshadows an efficient classical one. We should be open to the possibility of a classical counterpart to Shor that breaks elliptic curves and RSA at once. Also noteworthy is the striking under-representation of cryptographic breakthroughs among the 722 mathematical results OpenAI published. I've witnessed first-hand the US government censoring academic quantum cryptanalysis results. Backroom interventionism is my base case. I urge large, sophisticated actors to lead by example. Project11's "risq list" (bitcoin-risq-list.projecteleven[.]com) is a great tracker of exposed BTC pubkeys. Binance, Bitbank, Robinhood, Bitfinex, and Tether have an opportunity to harden their cold storage. Next month I'll address institutions in London in a live Q&A (forum.ethereuminstitutional[.]org/london-2026). Again, please do not rush. Wallets holding under 50 BTC enjoy partial cover from "Satoshi's shield", i.e. his 20K exposed addresses that hold 50 BTC each. Load-bearing signers like oracles and L2 security councils should consider rotating ECDSA pubkeys with every signed message and/or multi-signing with a hash-based schemes like SPHINCS. Exiting bunker mode safely will require post-AI cryptography. My inclination is to go all-in on hash-based cryptography and avoid structured mathematical assumptions entirely, whether from curves, lattices, or isogenies. A single battle-tested hash (e.g. from the SHA or BLAKE families) yields plausible post-AI security. The Ethereum roadmap on strawmap[.]org fully embraces hash-based cryptography with end-to-end formal verification as a response to the quantum threat. Those timelines must now be revisited and accelerated in light of mathematical superintelligence. I'll be pushing for maximum defensive acceleration.
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Peter | Fiatsend 🔜 Meridian🇵🇹 retweeted
JUST IN: 🇿🇦 South African banking giant Absa becomes Africa's first bank to offer crypto custody services.
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Peter | Fiatsend 🔜 Meridian🇵🇹 retweeted
The speaker lineup is looking 🔥 We’re bringing together some of the brilliant minds building, leading, and shaping the Web3 ecosystem in Ghana. From builders to community leaders, our speakers are coming with real insights, real experiences, and real opportunities.
Ghana, we dey outside! Let’s talk payments Something exciting is coming your way on September 25th! Builders, founders, creators & Stellar curious — this one is for YOU. Come connect, learn, build, and discover what’s happening in the Stellar ecosystem. For more info luma.com/yr1tq61k
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Peter | Fiatsend 🔜 Meridian🇵🇹 retweeted
Unpopular Opinion $UNI has started a giga Bull run and CT is sidelined Much Higher V4 Hooks was the game changer Now you have prediction markets built on Uniswap @Trueo_ (check Vitalik’s post on them ) Main dex ( spot ) for all major evm chains (liquidity hub )
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Join us this evening at 20:00 UTC and let’s have a discussion
How are Ghanaian businesses navigating global transactions, getting paid internationally, and dealing with the realities of the dollar in 2026? Join FiatSend LIVE ON X as we unpack the challenges, opportunities, and practical solutions for Ghanaian businesses going global.
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