4/ PayOS returns name, address, and CVV results plus the card’s PAR in real time, across the leading card brands. payos.ai #PaymentsDecoded #FraudPrevention
2/ A coffee shop shows up under its parent company’s legal name. A subscription appears as a string of random letters. The customer calls their bank, and the merchant loses the sale plus a dispute fee.
3/ PayOS turns confusing statement entries into the real business behind them, and resolves any business into identifiable and actionable information, from legal entity to sanctions screening. payos.ai #DidYouKnow #Chargebacks
3/ Why approval isn’t enough: the bank approves the card, not the person. One card can show up with different numbers and open several accounts. And once money becomes a balance, it can be withdrawn to an account the fraudster owns.
4/ PayOS checks card ownership (name, address, CVV) before the first payment, adds 3DS when you want extra certainty, links every card to its PAR, and verifies the payout account belongs to the same person. payos.ai #MythVsFact #FraudPrevention
3/ The customer adds their card once in a secure form. The agent pays with a token linked to that card, and the customer approves with a passkey. Rewards and protections keep working.
4/ Merchants accept it like any card payment, and the bank can see an agent made the purchase. @getpayos Agentic Tokens are live today.
Start building at payos.ai
#PaymentsDecoded #AgenticCommerce
3/ It matters: non-reloadable cards fail at subscription renewal, often can’t receive refunds, and are a favorite for card testing. Reloadable cards often sit behind a verified customer.
4/ PayOS tells you which kind of prepaid card you’re looking at before you authorize, plus the program behind it and whether the cardholder was already verified.
Self-serve BINs at:
payos.ai