Grace Huang Chivers

😄🙋‍♀️

Onward🙌🏻

Heading to Cancún for Zcon! 🌴☀️ Bringing back my cypherpunk spirit. 👾🚊🔐#Zcash #Zcon #privacy

This is great!

That’s a wrap on TOKEN2049 Singapore! 🇸🇬 A few key takeaways I wanted to share: 💡 1. Crypto is entering a more mature phase. As the industry matures, we’re gradually filtering out speculative use cases and focusing on what blockchain can fundamentally transform. To me, the most exciting opportunity is rebuilding capital markets on-chain, creating a more programmable, efficient, and interconnected financial system. 2. AI + Crypto: The next wave of innovation. In the age of AI, privacy and security matter more than ever. As AI agents become capable of managing assets and executing transactions, blockchain could provide the infrastructure for programmable payments and automated settlement. The potential is exciting, but security, compliance, and trust are essential to making it work at scale. 3. Stablecoins are reshaping global payments. Stablecoins are bridging traditional finance and blockchain, enabling faster settlement, more efficient liquidity management, and lower cross-border payment costs. Combined with AI-driven automation, they could fundamentally reshape how money moves globally and how businesses manage capital. 4. RWA + DeFi: Bringing investment opportunities on-chain. More institutions are exploring tokenization, but bringing assets on-chain alone doesn’t create liquidity. The bigger opportunity lies in building infrastructure for secondary-market trading, collateral management, and efficient settlement, ultimately improving capital efficiency and expanding access to investment opportunities. Interoperability, liquidity, and risk management remain critical. 5. Prediction Markets: A new layer of information and risk management. Platforms like Polymarket and Kalshi are bringing prediction markets into broader financial conversations. I’m particularly interested in how prediction-market signals could intersect with AI to support investment research, portfolio management, and risk assessment. Market integrity and regulatory clarity will be key as the space evolves. My biggest takeaway? We’re moving toward a more programmable financial system. Stablecoins move value. Tokenization brings assets on-chain. DeFi enables new financial functionality. Prediction markets provide new information signals. And AI could make these systems increasingly intelligent and automated. The challenge is connecting everything through secure, interoperable, and compliant infrastructure. There’s still a lot to build, and that’s what makes this industry so exciting! 🚀#Token2049

Before heading to Singapore for TOKEN2049, I stopped by my hometown to spend some time with family in China—where my journey began. A lot has changed, but the dream I carried with me all those years ago hasn’t. In 2012, I came to the U.S. for my master’s degree. Around that same time, I read Satoshi Nakamoto’s Bitcoin white paper for the first time. As an international student, the idea of a permissionless, decentralized financial system fascinated me. A few years later, I found my way into the crypto ecosystem and have been building and advocating for this space ever since. Today, we’re working toward something I’ve believed in for a long time: a more programmable capital market. I believe that over the next decade, blockchain technology will become increasingly embedded in our financial infrastructure—so seamlessly that eventually, we may not even think about the technology underneath it. Looking back at where the journey started, I feel incredibly grateful to be working alongside so many smart, kind, and hardworking people. What continues to inspire me most is that, through every cycle, builders keep building, improving, and pushing the industry.#Token2049