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Every payment on a blockchain is public. Anyone with your address can see your balance, who paid you, and every payment you make. Fine for some things. Not for a salary, a supplier invoice, or your savings. So we built Scrim: money on NEAR, private when you want it. Here's what it does 👇 --- 1. A private balance Turn it on and your holdings and history live off the public chain, on @near_intents. You see everything. The public sees nothing. You choose, payment by payment. --- 2. Add, send and swap across 30+ chains: Bring money in from Bitcoin, Ethereum, @solana , @base and more. Pay any address on any chain. Swap inside your private balance. Powered by Near Intents. Paid from private, a payment can't be traced back to you. --- 3. Get paid with a link Share a link. The payer needs no account and pays from any coin on any chain. It lands in your private balance or your wallet. --- 4. Sell to people and AI agents List a file, a report or your API. People buy on a pay page, AI agents pay over x402. Every sale lands where you choose. --- 5. Prove one fact, nothing else Show a landlord or a bank that you hold at least $1,000, or that you paid an invoice. One fact, for one person, with an expiry. Your balance and history stay private. --- 6. Shared accounts with rules Run money as a team. Each payment goes out only when enough people approve. Spending limits, full history and receipts for your accountant. --- 7. AI agents that pay within your limits: Give an agent its own key with a limit per payment, a limit per day and a list of who it may pay. Inside the limits it pays. Above them it waits for you. If it tries to pay the same thing twice, Scrim holds it for a person. Give it a wallet of its own, secured by @out_layer: its key lives in a secure enclave and never reaches Scrim. The agent pays by itself, within your limits and the wallet's own rules. It can even buy from paid APIs over x402. Works with AI assistants like Claude Code, Codex, Cursor, Hermes over MCP. --- 8. Ask your money Ask questions about your money in plain words. Answered by private AI running in secure hardware on @near_ai Cloud. --- 9. Available In 10 languages English, 中文, Bahasa Indonesia, 한국어, Español, Português, Русский, Türkçe, Tiếng Việt and 日本語. --- Scrim never holds your keys or your money. You sign every move with your own NEAR wallet. Built on @NEARProtocol with @near_intents, @OutLayer and @near_ai, for the NEAR hackathon and beyond. Building live in public every day. #NEARHackathon