Amir

>what challenges is utexo trying to solve on bitcoin? -utexo aims to address four major challenges in bitcoin-based payments: 1. predictable fees utexo uses a transparent, predefined fee structure rather than a gas auction model. -for its mint product, fees consist of a percentage of the transaction amount plus a fixed base fee. -its api also provides the exact utexo fee before a transaction is submitted. -however, bitcoin and evm network fees are calculated separately and remain the user’s responsibility. 2. private execution utexo uses the rgb protocol to improve transaction privacy. -with this approach, asset ownership and state information remain with the asset holder, while only a cryptographic commitment is recorded on the bitcoin blockchain. -this architecture is particularly useful for business payments and protecting sensitive financial information. 3. unified integration utexo brings three main capabilities together under one infrastructure: mint: issuing and minting usdt on bitcoin. cross-chain swap: transferring and swapping assets across different networks. sdk / rest api: tools that allow developers and businesses to integrate directly with utexo’s infrastructure. -additionally, cloud modules allow operators to use the infrastructure without having to run their own nodes. -overall, utexo handles liquidity management, asset validation, and settlement coordination. 4. bitcoin finality -utexo isn’t building a new consensus mechanism. -instead, its architecture is designed to anchor settlement states to the bitcoin blockchain, leveraging its security, censorship resistance, and settlement guarantees. important note: currently, rgb over lightning is only available on testnets and hasn’t been launched on bitcoin mainnet yet. also, utexo’s collaboration with x402 for agent to agent payments using usdt aims to enable settlement times of up to 50 milliseconds.

>after i got my pendle rewards, i immediately put them back into my position, haha. i’m not gonna miss any chances to get more xpoints :) -today i’ve got 7.6m xpoints, and i’m gonna make it at least 10m before szn 2 gets started. -now i have 313 yt-strcx, which means i’ve got ~$414 in it. considering boost points, i can reach 10m xpoints within the next 15 days. it may take more or less time, but it should be a realistic timeframe for it. -based on the third pic, implied apy has gone up to 19% from 17% a few days ago, so i think we could see 20-25% implied apy in a few days, and it’s time to buy a yt position now, guyz. as you know, every time the gap between implied apy and underlying apy gets smaller, the yt price could be worth more, and vice versa.

-xo market has launched a new feature called stories.:) u can combine multiple picks into one bet (story). -u can combine up to 10 picks in one story, and you need at least 2 picks to create one. here’s how it works: you select multiple picks, and agents instantly give you the odds. -on the other side, xo vault takes the opposite side of your bet and basically provides the liquidity, so you don’t have to wait for someone to match your bet. (as you can see in the screenshot below, with a $15 stake on two picks, i’ll receive $21.86 if both picks win.) there are a few things to keep in mind about this feature: -for now, it’s only available for sports markets. But crypto, politics, and other markets haven’t been added yet. -you can place your bet up to 5 minutes before kickoff. -the maximum stake is $50, and the odds are capped at 100x. which means you can receive up to $5k if you win. -even if your picks turn out to be wrong, you’ll still receive 2x cp on your stake. and for trying it , here is the link -> beta.xo.market/stories if you haven’t registered yet , here is link to do it -> beta.xo.market/?r=jupiterbaz

>how can businesses trust utexo’s infrastructure and rely on it? i’ve covered five key points that answer this question: >predictable costs utexo’s commission is specified in advance, and fees are communicated to users before each transfer. -this helps businesses manage their transaction costs more effectively. >privacy utexo uses the rgb protocol, where transactions are validated client-side. -as a result, the actual transaction details are not published on the bitcoin network, and only cryptographic commitments are recorded on-chain. >swap security each swap uses a dedicated escrow. this mechanism prevents the resolver from withdrawing funds before fulfillment is verified. -also, if the swap is not completed within the specified time (ttl), the funds are refunded to the user. -this means swaps either complete in full or the funds are refunded. >mint security utexo uses multiple security layers to release funds. signers running on aws nitro enclaves independently verify deposits, and a specific number of signatures from the signer group are required to approve each release. in addition, bitcoin transaction proofs are verified through btcrelay. >self custody option with the rln remote signer, businesses can keep their private keys within their own environment and have greater control over the security of their assets.

even though market conditions haven’t been good since yesterday, onre’s aum has increased and it has hit $300m again. -it’s currently sitting at 302m. -if we compare it with 10 days ago, aum has gained $8m, which is massive. -the third pic shows that onre is sitting in 22nd place in terms of total asset market cap among RWAs , just 4 mil behind tokeny. -as for onyc holders, as i said before, it’s almost at 9.6k holders (almost +400 in the past 15 days), which is really impressive considering how active other rwas are. -therefore, we gotta keep a closer eye on the onre ecosystem and try to discover more opportunities there.

alright guys, i’m back with another serie a game! fiorentina will face atalanta tonight in a few hours (19:45 utc). i was thinking about making a conviction on this game, and i thought it would be a great idea, so i made it ! And here’s the link -> beta.xo.market/event/will-bo… in my view, there are 3 reasons to go for yes: 1- both teams have scored at least one goal in each of their last 3 games. 2- fiorentina have conceded 9 goals in 4 home games. 3- atalanta have scored 3 goals in 3 away games. they’ve faced some tough opponents: they scored 1 goal against roma and 2 against milan, but failed to score against juventus. so, i think atalanta could score at least one goal tonight. @AliHabbabeh

>only $109m has been added to aum over the past 10 days. It’s truly impressive. gg I won’t be surprised if we see aum reach $2b in the next 2 -3 months. -if tokenizing stocks is going this way and xstocks tries to make partnerships with wallets or exchanges (cex or dex) and even with lending platforms like aave, this could happen even sooner. Maybe next month. let’s see, guyz. -I’m truly bullish on xstocks. I’ve been holding xstocks for 3 months now, and with every announcement, I become more bullish on it.

>one interesting part of this article is where they explain that their experience working with onre inspired them to build catapult. @RockawayX helped with initial funding, provided liquidity for onyc, connected it to defi protocols, and expanded the token’s use cases. -as @onrefinance grew and its tvl reached over $300m, rockawayx gained hands on experience in building and scaling an rwa business. -they learned how to take a reinsurance startup from zero to a fully developed business with the help of rwa and defi. now, they’ve decided to bring this experience to other projects. -they said that new projects don’t have to build all the infrastructure needed for fundraising, providing liquidity, and entering defi from scratch on their own. instead, rockawayx can help them with these things. -in other words, rockawayx provides initial funding, helps with liquidity and market making, contributes to product design and risk assessment, and helps projects integrate with defi protocols. -they also use their network and mentors to help projects find the right partners and expand their markets. -also, teams working in lending and credit can partner with defi experts to build products in areas such as supply chain finance, real estate credit, and structured credit products. -another interesting point is that dan roberts and ayyan rahman, two key people behind onre, have also joined catapult as mentors. -in fact, catapult is the result of rockawayx’s experience building and scaling onre. the company wants to bring that same experience to new teams and provide them with the infrastructure they need to succeed in onchain markets, alongside funding. the ultimate goal is to make it easier to bring new sources of real world yield into defi and expand the rwa market in defi. @Zenga_PT @DishxNet

Just drop your xo username. ali will make you happy for sure if you don’t have acc , here is link to register -> beta.xo.market/?r=jupiterbaz

i made another conviction. beta.xo.market/event/will-ca… in a few hours, strong roma will face cagliari. i believe roma could score at least 2 goals, and that seems obvious. -but you know, we can’t say for sure whether cagliari will score at least one goal or not. >in my view, cagliari won’t be able to score, because: -cagliari have conceded 6 goals without scoring any in their last 2 games. -cagliari have averaged one goal per game away from home (and those teams weren’t strong). -roma have played 4 games at home and conceded just 3 goals in total (2 against inter and 1 against atalanta). as you can see, they don’t concede goals easily at home. >so, i’ll go for no on cagliari scoring at least one goal. i don’t think they’re strong enough to score against roma. @AliHabbabeh

another role you could earn on xstocks is the community helper role. -you just need to answer questions from newcomers, point members toward the correct resources and channels, and try to be useful in chat. don’t just say gm or gn. -you need to help others so they can also become helpful members of the chat. -u should also contribute to a positive and helpful environment. -hope you get it soon , so go for it ppl

according to this article , the reinsurance market is facing several challenges. 1. softening reinsurance rates -currently, the supply of capital in the market has increased, putting downward pressure on reinsurance rates. lower rates could limit the income generated from new contracts and put pressure on reinsurance companies to maintain their returns. 2. risks from natural catastrophes -the possibility of a strong el niño in 2026–2027 could change weather patterns across different regions and affect potential losses. this means reinsurers need to carefully assess their exposures and risks in each region. 3. large losses and delays in recognizing them -events such as the 2024 baltimore bridge collapse show that some losses may take time to be recognized or fully assessed. such situations can affect the pricing of insurance and reinsurance contracts. 4. rising costs and non catastrophe risks -inflation and geopolitical tensions can increase the cost of claims. strikes, riots, and civil commotion (srcc) are also important risks, and the terms and exclusions in insurance contracts can play a significant role in determining the final losses. 5. the need for more capital alongside better risk management as new industries emerge and the need for coverage against different risks grows, the reinsurance market needs additional sources of capital. -however, attracting capital alone is not enough. it must be accompanied by appropriate pricing and careful risk assessment. >given these challenges, what is onre’s role and position in the market? 1. creating new pathways for capital onre aims to connect capital with the reinsurance market and create new ways for capital to participate in it. -this approach could help provide the funding needed to cover existing and emerging risks. 2. helping expand market capacity the reinsurance market needs sufficient capital to cover its obligations. onre aims to help increase the market’s financial capacity by providing access to new sources of capital. -however, the success of this approach depends on how the capital is allocated and the quality of the contracts accepted. 3. emphasizing transparency and risk management one of the key points in the commentary is the emphasis on transparency and risk based participation. -when falling reinsurance rates may encourage companies to take on more contracts for lower returns, carefully selecting those contracts becomes especially important. -for onre, the main challenge is to balance attracting capital, accepting appropriate risks, and maintaining long term returns. 4. educating and informing investors onre also emphasizes providing information and guidance about the reinsurance market. -the goal is to help investors better understand how this market operates, how capital is deployed, and what risks are involved. final note : the onyc model is closely connected to onre’s activities in the reinsurance market, and the performance of this market has a direct impact on onyc’s yield. -therefore, if market conditions are favorable and onre performs well, this could also be reflected in onyc’s price. @onrefinance @Zenga_PT

how is utexo building the privacy businesses need? -utexo aims to provide a platform for private stablecoin payments by using the rgb protocol and bitcoin infrastructure. -so, how does rgb help protect privacy? -rgb is a protocol for managing and transferring digital assets on bitcoin. unlike the common token model on many public blockchains, rgb does not record the full details of asset transfers publicly on the blockchain. -in this model, information about assets and their transfers is mainly stored off-chain, while the parties involved have access to the information and cryptographic proofs needed to verify the validity of a transfer. -meanwhile, bitcoin acts as the underlying infrastructure and records cryptographic commitments related to the state of an asset, without exposing all the details of the transfer to the public. -this architecture can be useful for businesses that need to keep their financial information private, from employee payroll and b2b settlements to transfers between companies and treasury management. -this allows businesses to benefit from blockchain based payments without making all their transaction details publicly accessible. -alongside rgb, the lightning network can also enable faster and cheaper payments. -by using payment channels, lightning reduces the need to record every payment as a separate transaction on the bitcoin main chain. -however, using lightning alone does not guarantee complete privacy. the level of privacy also depends on the implementation and the information exposed during payments. -another factor affecting privacy in rgb is the type of payment invoice used. -for example, blinded invoices can help protect certain details about the payment destination. -this means that privacy depends not only on how transactions are recorded on the blockchain, but also on how information is shared between the sender and receiver. >by relying on rgb and bitcoin infrastructure, utexo aims to address one of the major barriers to stablecoin adoption in commercial payments: -the public exposure of financial information. this approach could help businesses make payments more privately while keeping sensitive information, such as financial flows and business relationships, less visible to the public. however, the actual level of privacy depends on how this technology is implemented within utexo. -for business adoption, the product’s security, auditing capabilities, and regulatory compliance features also need to be evaluated.

you might have missed this option on kamino. i mean swap. it provides the best route for swapping xstocks (CRCLx, AAPLx, COINx, METAx, GOOGLx, etc.) on solana. you just need to use it. for example, i wanted to swap ONyc for CRCLx, and it offered me 0.72199 CRCLx, which is a good price compared to other exchanges. if you look at the final pic, you’ll see it provides the best route out of the 5-6 available routes for this pair, so don’t worry about the price. gl bois!

guyz! el clasico is here. it’s gonna get started in a few hours. i’ve got something exciting for you! i think mbappe could score at least one goal tonight, so i’ve made a conviction on it. here it is —> beta.xo.market/event/will-ky… i have 3 reasons for it. first, he scores in almost every game for real. second -> barca conceded 7 goals in their last 5 games, which isn’t a small number. and finally -> mbappe has scored 5 goals in his last 5 el clasico games, so i think he could score at least one tonight. that’s why i went for yes. gl ppl @AliHabbabeh

how does utexo secure business payments? -trust in a payment infrastructure depends on the security of assets, transaction transparency, and reduced reliance on centralized intermediaries. -utexo uses several layers of security to address these needs. >first, eliminating a single point of control: in the mint process, releasing funds after a token burn requires approval from multiple independent signer nodes. -using an m of n mechanism, no single node can authorize the operation on its own. second, protecting private keys: signing keys are kept inside isolated hardware environments called aws nitro enclaves (tees). -signers also independently verify the deposit or burn request before approving an operation, reducing the risk of invalid operations being authorized. >third, validating asset backing: in the rgb architecture, validation checks that every issued token is backed by a finalized deposit. -this means issuing a token without valid backing is incompatible with the protocol’s validation rules, allowing users to verify the validity of assets without relying solely on an intermediary. >fourth, removing reliance on centralized intermediaries: usdt issued on rgb can be transferred or exchanged on-chain. this means users don’t necessarily need centralized exchanges or custodians to transfer their assets. >finally, non-custodial swaps: in the swap process, each exchange uses its own escrow mechanism or a hash time-locked contract (htlc). the web sdk also never transmits users’ private keys, meaning users don’t have to hand over their private keys to the sdk to use these tools. in practice, combining these mechanisms helps utexo provide an infrastructure where asset security doesn’t depend on a single entity or point of control, and transaction validity can be verified through cryptographic mechanisms and protocol rules. -however, actual security also depends on how these mechanisms are implemented and how reliably the system’s components operate.