Spencer Reese

“Don't go around saying the world owes you a living. The world owes you nothing. It was here first.” — Mark Twain

“Difficulties mastered are opportunities won.” — Winston Churchill

“The most effective way to do it, is to do it. ” — Amelia Earhart

“Let him who would enjoy a good future waste none of his present.” — Roger Babson

“Happiness is not a goal; it is a by-product.” — Eleanor Roosevelt