Mitch Lyons (@mlyons85) header
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Believer, Founder-Mitch Lyons Wealth, Host-The Lyons Share Podcast, Author-Retirement of Steel, Featured in The Retirement Deception @Steelers @Falcons #TeamMLW

Rockford, Michigan
Joined September 2009
Photo by Mitch Lyons (@mlyons85)Photo by Mitch Lyons (@mlyons85)Photo by Mitch Lyons (@mlyons85)Photo by Mitch Lyons (@mlyons85)Photo by Mitch Lyons (@mlyons85)Photo by Mitch Lyons (@mlyons85)Photo by Mitch Lyons (@mlyons85)Photo by Mitch Lyons (@mlyons85)Photo by Mitch Lyons (@mlyons85)Photo by Mitch Lyons (@mlyons85)
Mitch Lyons retweeted
Listen to RU STRONG on Spotify for Creators open.spotify.com/episode/4lB… @mlyons85
🤖 Made with AI
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You’ve spent 30 or 40 years saving for retirement. Isn’t it worth 10 minutes to make sure you’re aiming at the right target? A complimentary conversation can help you stop guessing and find out where you truly stand. Take the shot. 🎯 #RetirementPlanning #MitchLyonsWealth
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Your 401(k) balance isn’t entirely yours. Uncle Sam is still a silent partner, and you don’t know what percentage he’ll claim when you withdraw it. A proactive tax strategy can help you gain more control and potentially leave more to your heirs.
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A 401(k) helps you build wealth. Retirement requires turning that lump sum into reliable income. Once the paycheck stops, the responsibility—and the risk—falls on you. The goal is not just a large balance, but a plan to create income that lasts.
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Most Americans don’t have a clear retirement savings target. It’s not just about saving “X times your salary.” It’s about knowing how much monthly income you’ll need in retirement, then working backwards to figure out what to save each paycheck.
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Saving for retirement is one thing. Knowing what those savings will mean in after-tax income is what really matters. A 401(k) or IRA may look great on paper, but taxes change the picture. The goal isn’t just a bigger balance—it’s spendable income in retirement.
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Cash is important—but too much sitting in checking or savings can quietly lose buying power to inflation. Keep what you need accessible, but make sure the rest of your retirement dollars are working for you, not sitting on the sidelines.
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Retirement planning is more than saving. It’s income, Social Security, pensions, inflation, taxes, Medicare costs and more. Map it out, review it yearly, and stay between the rumble strips on retirement’s highway.
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Retirement contentment starts with reliable income. When you know the tank refills every month, you can spend with confidence and actually enjoy the retirement you worked for.
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A survivorship pension benefit can protect your spouse, but it often means less monthly income for life. What if they pass first? You may have paid for protection that never gets used. Run the numbers before making a permanent pension decision.
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Retirement isn’t just about the size of your nest egg. It’s about the income it can create. When your monthly income needs are covered, the rest can stay invested—without every headline or market swing feeling like a crisis.
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Throwback Thursday with Jerome “The Bus” Bettis 🚌🏈 The Hall of Fame was the byproduct. The Super Bowl was the goal. Every year, he worked to become the best version of himself for the team. That lesson goes way beyond football. #ThrowbackThursday #TheBus #Steelers
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Leaving a 401(k) or IRA to your kids? They may get far less than your statement shows because of taxes. The good news: smart planning (Roth conversions, insurance strategies, etc.) can help them keep more. DM me “LEGACY” to talk.
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Mitch Lyons retweeted
Good morning. Next on @XBMornings we talk @DetroitPistons road warrior mentality, @MSU_Basketball sweep of the Hoosier state, what the @DetroitRedWings do at the deadline. @mlyons85 joins us for Monday's w/ Mitch at 7:18 and Hero&heel at 8:18. Join on michigansportsnbetwork.com
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Mitch Lyons retweeted
At ⁦@SoaringEagle777⁩ for the ⁦@umichbball⁩ ⁦@MSU_Basketball⁩ with friends ⁦@mlyons85⁩ and ⁦@jimmyking24⁩. Good times
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Retirement changes the rules: it’s no longer about accumulation—it’s about preservation. “I’m not concerned with the return ON my money, I’m concerned with the return OF my money.” If a 25–30% drop happened tomorrow, would your plan hold? #RetirementPlanning #WealthProtection
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Bryce Paup shared a powerful memory: his dad worked long hours doing custom farm work, but still got the boys up early on Sundays to read the Bible together. As kids they wanted sleep… later they realized it built their foundation. #Family #Faith #Legacy
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Mitch Lyons retweeted
Today on the show: 3pm- Lions next OC? Pistons win again- MSU and Michigan transfer portal updates- Ole Miss or Miami tonight?? 4pm- @mlyons85 in studio with Huge on the NFL Playoffs/ MSU Football 5pm- @LomasBrown75 and Josh Garvey from @DoerenMayhew join Huge to talk Lions/ NFL Playoffs Listen on 96.1 in Grand Rapids/ Your local Michigan Sports Network radio station/ Search The Huge Show on the iheart and Apple podcast apps
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Mitch Lyons retweeted
We get the week rolling on @XBMornings w/ a feel good conversation about the impressive @DetroitRedWings and the intro of Kyle Whittingham as @UMichFootball new sideline boss. @mlyons85 joins us to talk football at 7:18 and Hero&Heel at 8:18. Join on michigansportsnetwork.com
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