10 Crore is a huge number. 20 Crore is an even bigger life-changing number that one can only be grateful for. In a country like ours, it is not a normal or baseline expectation - even for the upper middle class. It’s great if you hit it, but it’s alright if you have not figured out how, yet. I despise many things about the new age crop of influencers that mushroomed after COVID. But my number 1 problem is that they talk about these huge numbers like it is nothing - casually - like it is a 500 Rs note. And why do they do that? To make you feel bad, insecure, and inadequate. Why? Because they have their courses to sell, peddling greed and insecurity, promising you that you can achieve financial freedom like they did. Most of them did not achieve financial independence - that is a different story. Because, let us face it, why would people who achieved financial independence sell 5000 Rs courses, or keep DM open for crypto, and other fraudulent pump and dump collabs? Why not just retire and live a good life? Anyway, why do I hate it? - For starters, like I said, it is playing on insecurities. It’s great if you have your 10 crores, or 20 crores, or figured out how to get there. Most people don’t, and it is alright. But making people feel inadequate or ashamed of hitting these overwhelmingly huge numbers is outright wrong - Life is a long game. A very young person is better off deep diving into his or her competence, and upskilling, and doing some world-changing shit. Not doing this 10-hour masterclass worth 1 Lakh rupees for putting some 20,000 Rs SIP in some flexicap fund. Or selling some stupid time-based option strategy. And definitely not this credit card optimization bullshit. No one got rich doing that. By obsessing about this madness, many people lose track of their main career - Finally, it is scammy. They are making you feel insecure and anxious about future, inadequate, and bad about yourself to sell their stuff. So if you have not hit the number or figured out the way how to, do not worry. Do not compare yourself with others who have - it will only affect your mental health and make you anxious and worse off. Focus on learning, upskilling, living in the present, making the best of it, and most importantly, having a good life. Because, as cliched as it sounds, it is about the journey, and not the destination.