Policy Circle

Manufacturing grew 9% in August 2026, but its share of India's GDP remains modest. India's industrial ambitions must be measured against the regular jobs they create. policycircle.org/opinion/ind… #Manufacturing #employmentlaw

SEBI says 87.7% of retail F&O traders lost money in FY26, with aggregate losses of ₹91,685 crore. India's derivatives market needs safeguards that go beyond routine risk warnings. policycircle.org/economy/ret… #SEBI #Derivatives

India's insurance penetration is 3.7%, against a global average of 7.3%. Even insured families face inadequate cover, exclusions and claims disputes. policycircle.org/industry/in… #Insurance #IRDAI

Women own over 60% of India's unincorporated manufacturing establishments, but far fewer enterprises that hire regular workers. ASUSE data reveal a regional divide in output and business scale. policycircle.org/opinion/wom… #WomenEntrepreneurs

Bundelkhand has attracted ₹80,000 crore in investment proposals. But data centres and capital-intensive industries may create fewer jobs than expected. Water scarcity and skills shortages remain obstacles. policycircle.org/economy/bun… #Bundelkhand

India's core sector grew 7.9% in September, but crude oil, natural gas and fertiliser output contracted for the sixth straight month. policycircle.org/economy/cor… #CoreSector #EnergySecurity

A duty that protects one Indian manufacturer can raise another’s input costs. SETU’s test is whether both can present evidence and scrutinise claims. policycircle.org/opinion/set… #TradePolicy

Higher coal dispatches can coexist with falling plant stocks when consumption rises faster. India needs deliveries that rebuild reserves, alongside storage and demand planning for the evening hours when solar power is unavailable. policycircle.org/policy/coal… #coalshortage

Rupee oil payments save money only if suppliers accept them on competitive terms. Exporters need ways to spend or invest the proceeds; otherwise, a currency-risk premium may swallow the saving. policycircle.org/economy/rup… #indiacrudeimports

eShram has registered 31.82 crore workers and integrated or mapped 15 welfare schemes. But registrations cannot measure benefits delivered. Aadhaar mismatches, address changes and lost wages during verification remain concerns. policycircle.org/opinion/esh… #eShram

India may have 23.5 million gig workers by 2030. Most lack reliable retirement savings. The Social Security Code provides for old-age protection, but pension financing remains unresolved. policycircle.org/economy/rbi… #GigEconomy #SocialSecurity

India's household debt reached 45.5% of GDP by September 2025. As the RBI raises rates, even a 25-basis-point increase could add ₹1.5 lakh to the interest bill on a ₹40 lakh, 20-year home loan. policycircle.org/economy/rbi… #RBIPolicy #interestrates

European and other world leaders must rally to end US unilateralism in the light of the well-recognised principles of the UN Charter. No global power should be able to bully other countries. policycircle.org/opinion/un-… #UNCHARTER #IranWar‌

Green steel expansion needs the same institutional attention given to solar energy: credible buyers, procurement rules and reliable carbon standards. policycircle.org/opinion/gre… #GreenSteel #EnergyTransition

UPI has transformed how India pays. But transaction processing, cybersecurity, fraud prevention and payment infrastructure all come at a cost. Who should bear it? policycircle.org/opinion/upi… #UPI #DigitalPayments

India has more universities and 45 million higher-ed students. But faculty shortages, weak research funding and skills gaps threaten outcomes. policycircle.org/policy/indi… #HigherEducation #EducationReform

India’s gold loan boom raises a critical question: are families borrowing to build wealth—or to stay afloat? When jewellery is pledged to repay old debt, assets may be masking financial stress. policycircle.org/economy/ris… #GoldLoans #HouseholdDebt

Higher producer prices can reflect stronger demand or rising costs. India’s manufacturing recovery needs evidence from orders, output and profits before a price rebound can be called renewed pricing power. policycircle.org/economy/hig… #ProducerPriceIndex

Domestic mutual funds can buy the shares foreign investors sell. They cannot supply the dollars investors seek when taking money abroad. policycircle.org/opinion/dom… #FPIoutflows #RupeevsDollar

NPS Central makes pension accounts easier to manage. Workers with irregular earnings still face the harder task of keeping them funded. policycircle.org/policy/nps-… #NPScentralportel #pensionreforms