People might think I’m an idiot but I’m currently not contributing to my 401K. I don’t see the value of locking up my money until I’m 59.5 years old. If we’re on here talking about early retirement, then how do you plan to spend that money without paying fees? Idk hot take.

These 10 companies account for almost 40% of the combined weighting of the S&P500. Should we be concerned?

Why is that when I come home from work at 5PM it’s already 10PM??

Can’t believe I’m only 70 followers away from 1,000. Thank you everyone who’s helped me get this far and has engaged with my content. Super grateful for you.

$META Q3 2026 Earnings Are Out! Key highlights: • Revenue: $64.6B (+26% YoY) • EPS: $3.83 (adjusted for legal charge: $7.40) • Operating Income: $13.0B (-37% YoY) • Operating Margin: 20% vs. 40% last year • Daily Active Users: 3.64B (+3% YoY) • Ad Impressions: +10% YoY • Average Price Per Ad: +14% YoY • CapEx: $34.9B • Free Cash Flow: -$2.12B Forward Guidance: • Q4 Revenue: $73B–$76B • FY26 CapEx: $135B–$145B My Take: Meta’s advertising business remains incredibly strong, with revenue growing 26% YoY. However, profitability and cash flow remain under pressure. A $9.9B legal charge weighed heavily on reported earnings, while aggressive AI infrastructure spending pushed free cash flow into negative territory. The big question for investors is whether Meta can generate sufficient returns on its massive AI investments to justify this level of spending.

$MU // Same levels I marked a few days ago. Still early to tell but nice bounce up from the $878 level. Do you own this stock?

$SOFI is introducing a way to purchase life insurance for its users directly through the app. For existing users, is this something you’d consider?

Good morning X fam! $META and $TSLA report earnings after the closing bell today. Two big names I’ll be watching closely. For $META, my focus is on revenue growth, AI monetization, and CAPEX. I want to see whether its massive AI investments are translating into meaningful returns. For $TSLA, I’ll be watching QoQ vehicle deliveries, production trends, and automotive margins. Both companies have a lot to prove this quarter. Let’s see if the numbers deliver.

$NFLX situation does not look good IMO. Currently down 6% post-market. Revenue growth has been slowing QoQ and management lowered ad rev guidance. On the contrary, Op income grew 37% and margins expanded to 34.6% from 28.2%. Is the market overreacting? What do you think?

I’ll admit it, I was one of those guys who thought $SPCX was heading toward $100 a share not too long ago. After today’s earnings, I’m realizing just how much I underestimated this company. Look at these Q3 numbers: • Revenue: $14.6B (+161% YoY) • Net income: $4.4B vs. a $1.1B loss last year • Adjusted EBITDA: $8.8B (+306% YoY) • AI revenue: $7.6B (+830% YoY) • Starlink revenue: $5.2B (+69% YoY) • Starlink subscribers: 13.6M Those are some ridiculous growth numbers for a company of this size. My biggest concern was always the enormous capital spending required to scale its operations. And to be fair, that hasn’t gone away, with CAPEX reaching $19.6B this quarter alone. But what I clearly underestimated was how quickly SpaceX could translate those investments into meaningful revenue growth and profitability. Does that automatically make the stock cheap at today’s valuation? Not necessarily. But there’s a difference between questioning a stock’s valuation and underestimating the underlying business. Credit where it’s due. SpaceX is executing at a level I didn’t anticipate.

Get a load of this crap. Referred someone to a position at work and in return I’d get a $75K bonus. Partners tell me they want to hire candidate on the spot but have to go through process. HR tells me I can’t get the referral bonus because they applied via some recruiter 5 months ago. Candidate texts me saying my old recruiter just reached out to me out of the blue. I’m pissed.

How are we feeling about $NFLX earnings today?

Nice little gain for $SOFI today. Hopefully we get to see more of these small wins in the near future.

I’m excited for the #knicks and #76ers game tonight. I think New York sends the King packing back to his West Village apartment.

Good morning X fam! Have a great day and crush it out there 😊

$VSXY // Catching momentum from yesterday’s fashion show. Does the price hold or is it headed down again? Would’ve been 10x if @sydney_sweeney was a brand supporter.

THE 🐐🐐🐐 @Mr_Derivatives

Small FinX accounts let’s connect. Trying to get to 1K followers and looking to follow similar accounts posting about stocks, finances, tech, AI. Let’s connect 👋🏼

I have this weird feeling that $SOFI is going to have the biggest comeback story in the next 12 months. Everyone on X will be saying “I told you so” including me probably. Anyways, I’ll go back to my bag holding corner now.