JR (@ratnercreative) header
JR (@ratnercreative) profile picture

none of this is financial advice.

Joined April 2018
Photo by JR (@ratnercreative)Photo by JR (@ratnercreative)Photo by JR (@ratnercreative)Photo by JR (@ratnercreative)Photo by JR (@ratnercreative)Photo by JR (@ratnercreative)Photo by JR (@ratnercreative)Photo by JR (@ratnercreative)Photo by JR (@ratnercreative)Photo by JR (@ratnercreative)
JR retweeted
115
1,900
27
25,650
288,024
565
10,594
792
168,686
7,932,800
JR retweeted
Even the most ardent supporters of President Trump should be able to say, "While I agree with X, Y and Z policies, I do not agree with how ICE and DHS are behaving and believe they should stand down." You shouldn't be scared to give critical feedback to the 47th administration -- they need it.
31
50
86
1,138
135,277
Breaking: Republican candidate for Minnesota Governor Chris Madel drops out of the race. “I can’t look my daughters in the eye and say I’m running as a Republican, when they’re pulling over Hispanics and Asians because of the color of the skin... I did not sign up for that.”
4,111
13,699
1,068
173,073
4,505,789
Statement from Veterans For Responsible Leadership January 24, 2026: Today, Veterans For Responsible Leadership mourns the killing of Alex Pretti, a Minnesota resident, U.S. citizen, and healthcare professional who served veterans through his work as a nurse with the Department of Veterans Affairs. Mr. Pretti dedicated his life to caring for others — including those who once wore this nation’s uniform — and his death at the hands of federal immigration agents is a tragedy that should never have occurred. This incident highlights a deeply disturbing trend: the misuse of ICE agents as a de-facto paramilitary or secret police force operating inside American communities. These agents are being deployed without sufficient training, transparency, or coordination with local authorities, creating fear rather than safety. It is a betrayal of American values and constitutional norms. We understand the anger and grief this has sparked in Minnesota and beyond. Those emotions are real and justified. But we urge calm. Violence and chaos only deepen the harm. The path forward is peaceful protest, civic action, and sustained public pressure — the very tools that have strengthened this democracy for generations. We call on Americans to contact their Members of Congress and demand accountability, oversight, and immediate reform of federal enforcement practices that endanger civilian lives. Federal power must never be used to terrorize the people it exists to serve. As veterans, we swore an oath to defend the Constitution — not a political agenda, not fear, and not unchecked authority. We honor Alex Pretti’s service by demanding a country worthy of it.
112
2,561
89
8,031
227,239
What to do when you're not sure what to do: Build capacity. Ex: - Go to bed on time when you’re not sure what to do the next day - Build an audience when you're not sure what product to sell - Add goodwill to your email list when you don’t have a promo - Get in shape when you don’t have dates lined up - Save money when you're not sure where to invest The thing about opportunities is that they present themselves to everyone and only people with capacity can both recognize and capitalize on them. So don’t be in the bleachers when that fat pitch comes. Be at the plate. Ready to swing big.
255
637
42
6,664
205,154
Welp. Getting rehabs done are getting harder and harder.
95
9
7
183
43,267
“If you cannot be corrected without being offended, then you’ll never truly grow in life.” — Richard Feynman
37
357
6
2,334
53,357
We’ll never forget the lives we lost on September 11, 2001. Let’s continue to honor their memories, and the courage of our first responders who put themselves in harm’s way.
9,067
34,060
1,583
563,933
55,971,295
Vietnam buys $10B per year to the U.S. Who gives a shit if they tariff themselves 10% or 0% on it? We buy $150B per year from Vietnam. And we just self taxed ourselves 50% on all of that for no reason at all. We deserve what is coming for us. Economically illiterate society electing economically illiterate leaders to make economically illiterate decisions.
1,660
5,225
321
38,666
2,293,217
Printing this out and taping it to my desk. 100% perfect system for anyone (especially solopreneurs) to look at new opportunities.
102
92
20
1,652
328,088
Jayden Daniels made VR training a condition for any team drafting him. Now he's NFL Rookie of the Year and 1 game away from the Super Bowl. His edge? Training his brain at 1.75x speed. The story of the first QB 2.0:🧵
671
4,731
1,104
69,754
11,515,375
35 STARTUP IDEAS TO START IN 2025 (saas, ai agents etc) 1. AI agent that turns customer testimonials into multiple formats - social proof, case studies, sales decks. marketing teams need this daily. $300/month. 2. agent that turns product demo calls into instant microsites. sales teams record hundreds of calls but waste the content. $200 per site, scales to thousands. 3. fitness AI that builds perfect workouts by watching your form through phone camera. adjusts in real-time like a personal trainer. $30/month 4. directory of enterprise AI budgets and buying cycles. sellers need signals. charge $1k/month for qualified leads. 5. AI detecting wasted compute across cloud providers. companies overspending $100k/year. charge 20% of savings. win-win 6. tool turning customer support chats into custom AI agents. companies waste $50k/month answering same questions. one agent saves 80% of support costs. 7. agent monitoring competitor API changes and costs. product teams missing price hikes. $2k/month per company. 8. tool finding abandoned AI/saas side projects under $100k ARR. acquirers want cheap assets. charge for deal flow. Could also buy some of these yourself. Build media business around it. 9. AI turning sales calls into beautiful microsites. teams recreating same demos. saves 20 hours per rep weekly. 10. marketplace for AI implementation specialists. startups need fast deployment. 20% placement fee. 11. agent streamlining multi-AI workflow approvals. teams losing track of spending. $1k/month per team. 12. marketplace for custom AI prompt libraries. companies redoing same work. platform makes $25k/month. 13. tool detecting AI security compliance gaps. companies missing risks. charge per audit. 14. AI turning product feedback into feature specs. PMs misinterpreting user needs. $2k/month per team. 15. agent monitoring when teams duplicate workflows across tools. companies running same process in Notion, Linear, and Asana. $2k/month to consolidate. 16. agent converting YouTube tutorials into interactive courses. creators leaving money on table. charge per conversion or split revenue with them. 17. marketplace for AI-ready datasets by industry. companies starting from scratch. 25% platform fee. 18. tool finding duplicate AI spend across departments. enterprises wasting $200k/year. charge % of savings. 19. AI analyzing GitHub repos for acquisition signals. investors need early deals. $5k/month per fund. 20. directory of companies still using legacy chatbots. sellers need upgrade targets. charge for leads. 21. agent turning Figma files into full webapps. designers need quick deploys. charge per site. Could eventually get acquired by framer or something. 22. marketplace for AI model evaluators. companies need bias checks. platform makes $20k/month. 23. tool detecting AI policy violations in comms. legal teams missing risks. $2k/month per company. 24. AI turning business metrics into investor updates. founders waste days monthly. $500 per update. 25. tool detecting when APIs silently change specs. engineering teams waste weeks debugging. $1k/month per integration monitored. 26. tool detecting when competitors accidentally leak roadmap details in meta tags, GitHub commits, and job posts. product teams need signal. $2k/month per competitor tracked. 27. marketplace for AI training video creation. companies need custom data. charge per project. 28. platform finding underpriced acquisition targets by scanning for companies with high NPS but poor marketing. $10k/month to investors. 29. marketplace for sharing expensive API credits. companies overbuy capacity they don't use. take 15% of trades. 30. agent converting PDFs into searchable knowledge bases. teams losing docs. $1k/month 31. AI turning bug reports into test cases. devs waste hours rewriting. charge per month. 32. AI that turns your photos into perfect social posts with your writing style. end Instagram anxiety. $15/month. 33. AI turning your Kindle highlights into personalized learning materials. remember what you read. $20/month. 34. agent turning company slack/notion into personalized onboarding. teams waste weeks training new hires. $5k/month per company 35. marketplace for AI training data from failed startups. acquirers need datasets. platform makes $30k/month in deals. build something people need. make it simple. charge money. don’t bookmark this, build it. im rooting for you good luck.
165
350
34
3,281
459,498
a16z’s big ideas in tech for 2025:
130
781
114
5,802
1,236,645
free fonts for you activate in adobe fonts:
3
88
1,482
75,524
free fonts for your next beach run:
1
175
2
1,877
69,223
The YC approach on how to pitch your company:
8
140
3
1,450
195,303
free font pairings for your next project:
3
65
2
623
33,621
I distilled my 4 years of marketing lessons into minimalistic visuals. 1. Sell Benefits. Not features.
827
15,314
972
248,131
32,430,371
I wrote a book! My team compiled the *best* personal finance & tax content I've shared here over the last 2 years Personal Finance 101, Money for Startup Founders, Strategies to Pay Less in Taxes & more RT or Reply to this post & I'll DM you a copy (must be following)
397
125
7
466
74,761