Rivo

5 cards. 5 reward structures. Way too many T&Cs. 😵‍💫 Rivo puts your spends, rewards, cashbacks, caps and due dates in one place, so you spend less time figuring out your cards and more time getting value from them. Android: rivo.onelink.me/H0c1/mr65p54…. | iOS coming soon. 🚀 Which card actually wins for your spend? 👀

🛍️ Flipkart’s Big Billion Days-style sale is back, and SBI Card has a 10% instant discount offer running till 10 Nov. A few things to know before you check out 👇 💳 Minimum spend: ₹4,990 for most eligible categories 🚫 Excludes SBI Cashback, Paytm SBI, Flipkart SBI, Eternal SBI and corporate cards 🛒 Grocery gets ₹150 off; Minutes gets ₹100 off ⚠️ On non-EMI purchases, SBI reward points earned during the offer period can be forfeited. Also, the discount varies by category and eligible product, so check the offer on the product page before paying. 🔗 Official terms: sbicard.com/en/personal/offe…

✈️ Air India and SBI Card are teaming up on a new travel credit card built around Maharaja Club. The interesting bit will be how well everyday spending converts into flights and travel rewards. 💳 Earn rates are only half the story. Fees, redemption value and how useful the miles are matter just as much. 🔗 News: timesofindia.indiatimes.com/…

💳 You remember your card’s reward rate… 👀 But do you remember how much of its monthly cap you’ve already used? 📊 Rivo helps you keep track of your card rewards, caps and spending patterns, so your next card choice isn’t based on the headline rate alone. 🧠 Know what your cards can actually do for your next purchase. 📲 Try Rivo on Android 👇 rivo.onelink.me/H0c1/mr65p54…

“Does this transaction count towards my milestone?” A simple question. Sometimes buried in 20 pages of card terms. 📄 Ask Rio Companion for help understanding your card insights and what to check next. 💙 📲 rivo.onelink.me/H0c1/mr65p54…

⏳ Amex cardholders, if you were planning to apply for a new Supplementary Card, check this today. 🇮🇳 American Express says new Supplementary Card applications are temporarily paused from 27 October. Applications already in progress can continue to be processed until 3 November. If this was on your to-do list, don’t leave it for later. 🔗 Official update: americanexpress.com/en-in/su…

💳 Your credit-card bill is higher than usual. You know how much you spent, but do you know where it all went? 👀💸 📊 That’s where spending insights help. 💙 Rivo helps you understand your credit-card spending patterns, so you don’t have to piece together every transaction to figure out where your money went. 🧾 Know your spend, not just your bill. 📲 Try Rivo on Android 👇 rivo.onelink.me/H0c1/mr65p54…

📅 Amex cardholders, mark 15 November. 💳 Two changes to keep on your radar 👀 🎯 Milestones: Spend will count based on when a transaction posts to your card, not when you make the purchase. A purchase made on 30 Nov that posts in December counts towards December. ⚠️ Late fees: For eligible Amex credit cards, fees will be based on your Total Amount Due, not your Minimum Amount Due. The revised fee slabs range from ₹500 to ₹1,250. If you’re chasing a milestone, don’t leave it to the last few days. ⏳ 🔗 Official details: americanexpress.com/en-in/su…

✈️ Holding the IndiGo IDFC FIRST credit card? Mark 26 Oct. 👀 🌍 International spends are changing to 1 BluChip per ₹100. 💳 The card still offers zero forex markup, but rewards matter too. If you use it abroad, check what you’ll earn before your next swipe. Small change, worth knowing before you travel. 🧳 🔗 Official card details: idfcfirst.bank.in/credit-car…

Ever wondered if a purchase will count towards your card’s milestone? 💳 Instead of digging through T&Cs, ask Rivo Companion about your card’s rewards, milestone spends or eligible purchases. It helps you figure out what to check before you swipe. Try it on Rivo 👇 rivo.onelink.me/H0c1/mr65p54…

💳 Have multiple SBI credit cards? Here’s something to keep in mind 👀 🎯 Reward points can’t be combined across SBI Card accounts. ⏳ Points also expire after 24 months, so keep an eye on your balances and expiry dates. Don’t let points go unused just because you forgot which card they’re sitting on. 💸 🔗 Official SBI Card FAQ: sbicard.com/en/faq/reward-po…

🌍 Have an IDFC FIRST Ashva card? 💳 ⚠️ From 26 October 2026, international spends drop from 5X to 2X Reward Points. 💡 Remember: zero forex markup and reward earning are two separate benefits. ✈️ Planning a big overseas purchase? Check how the change affects your rewards before you swipe. 🔗 Official card terms: idfcfirst.bank.in/credit-car…

🛒 Considering the Eternal SBI Card for Zomato, District or Blinkit? 💳 💸 Instant discounts across all 3 platforms share a ₹2,000 monthly cap — not ₹2,000 per app. 🎯 You can also earn up to 5% cashback with select partners, with a separate ₹1,000 monthly cap. ⚠️ Two different benefits. Two different caps. Don’t confuse them! 🔗 Check the official card details and T&Cs: sbicard.com/

🌍 Paying abroad with a zero-forex credit card? 💳 ⚠️ Watch out for Dynamic Currency Conversion (DCC). At checkout, if you’re offered a choice between INR 🇮🇳 and the local currency, don’t automatically choose INR. 💸 DCC can include an unfavourable exchange rate or extra conversion charges. ✅ When in doubt, choose the local currency and check the rate before confirming. Zero forex markup doesn’t mean every conversion option is equally good. 👀 🔗 More on DCC: visa.co.in/travel-with-visa/…

💸 Paid only the minimum due on your credit card? Here’s what that actually means. ⚠️ Your remaining balance can keep accumulating interest. 📉 Paying the minimum may help you avoid being marked overdue, but it doesn’t keep your interest-free period intact. 💳 Whenever possible, pay the Total Amount Due by the due date to avoid interest on purchases. 🔗 RBI guidelines: rbi.org.in/Scripts/BS_ViewMa…

⏳ Sitting on a pile of ICICI Bank reward points? 💳 🗓️ Points expire 36 months after they’re earned under ICICI Bank’s Rewards programme. 👀 Been collecting points for years? Check your oldest points first. ⚠️ Planning to close your card? Redeem your points beforehand, they lapse after card closure. 🔗 Official source: icicibank.com/personal-banki…

🏹 This Dussehra, burn the little evils in your wallet too. 🔥 💳 Forgotten bill dates 🎯 Missed card milestones 💸 Rewards left unclaimed 🤯 Too many cards, too much fine print May your money habits get a fresh start this festive season. ✨ 💙 Rivo helps you keep track of your cards, spends, rewards and due dates. Happy Dussehra from Team Rivo! 🙌

💳 Amex cardholders, take note! ⚠️ The Reward Multiplier programme ended on 30 September 2026. 🛍️ Accelerated points on select-brand purchases are gone, but eligible e-voucher purchases through ShopWise can still earn bonus points. 👀 Before your next purchase, check which rewards route still works. Don’t assume your old earn rate applies. 🔗 Official update: americanexpress.com/in/benef…

Not sure if a purchase counts toward your card’s milestone? 💳🤔 📄 Tired of digging through screenshots and endless PDFs? 🤖 Ask Rivo Companion to help you figure it out. 🔎 Get pointed in the right direction, then verify the details against your issuer’s latest terms. 📲 Try Rivo on Android and make your cards work smarter 👇 rivo.onelink.me/H0c1/mr65p54…

📱 Planning to buy Samsung appliances with an SBI Credit Card? 🔥 Get up to 27.5% instant discount, capped at ₹55,000 per card. 🗓️ Offer valid till 30 November 2026. ⚠️ Before you shop: 💳 EMI transactions only (6 months or longer) 🏬 Select stores and eligible online outlets only 🚫 SBI Cashback, Paytm co-branded and corporate cards excluded, along with certain other transactions 💸 Interest + processing fees still apply. 🔗 Check eligible products, outlets & full T&Cs before buying: sbicard.com/en/personal/offe…

✈️ Planning a Dussehra getaway? Axis Bank’s MakeMyTrip offer runs through 20 October: ✈️ 10% off domestic flights, up to ₹1,800 🏨 Up to 15% off domestic hotels, up to ₹5,000 🧳 5% extra on holiday packages, capped at ₹20,000 Check the booking terms and confirm the discount appears at checkout before paying.